West Finchley · Barnet · Finchley and Golders Green constituency · 51.60596, -0.17920

N12 0JAWest Finchley, Barnet

Location and area intelligence for N12 0JA, West Finchley, Barnet

 

Schools 100%Safety 73/100Transport 27/100Yield 5.17%

Best for: Families

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Strong schools, limited transport — ideal for car-owning families

Liveability
60
Safety
73
Schools
95
Transport
27
Environment
68
Investment
67

The bottom line

N12 0JA offers exceptional schools (100% Good/Outstanding), low crime and fast broadband — strong value for Families who can accept its trade-offs.

The catch: 57 min to waterloo — above average for this zone.

Less suited to Car-free commuters.

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Location

N12 0JA

Area Profile & Benchmarks

Area identity and London comparisons

Area Identity

Suburban
HighEstablished mixed
Buyer fit: ExcellentInvestment outlook: NeutralRisk: Low

London Benchmarks

vs London income+3.1% vs London avg
vs London crime+72.0% vs London avg

Deep-dive guides for N12 0JA

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Postcode Personality

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How N12 0JA has changed

Schools

18 Apr

Nearest schools and Ofsted ratings

95

Education score

Excellent for families
★ Top school within 1km
★★

Primary

Our Lady of Lourdes RC School

Good · Inspected Apr 2023 · 5 min walk

KS2: 105.9

★★★

Secondary

St Michael's Catholic Grammar School

Outstanding · Inspected Nov 2022 · 12 min walk

P8: +0.98A8: 79.3

100% of local schools rated Good or Outstanding · based on 15 schools within 1.5km

Top 10% — exceptional provision

Childcare

Childcare

Moss Hall Nursery School

Not inspected · 9 min walk

6 primaries · 1 secondaries · 1 childcare — within 1km

Safety

13 Jul

Crime rates and local incidents

Low crime

111.5 incidents per 1,000 residents

Among London's highest crime areas
→ Stable

+79% vs borough

Crime by type

Other31%
Violence & sexual offences20%
Anti-social behaviour18%
Vehicle crime11%
Drug offences8%
Burglary5%
Robbery4%
Theft4%

Road safety

100

Road safety score

0

Accidents (5yr)

1

Serious within 200m

Fire risk

LOW

Risk band

0

Incidents (1yr)

0

Incidents (5yr)

Nearest station: Finchley Fire Station · 890m

Crime is +72% above London average

Property

Prices, sales volume and market trends

Avg floor area92

EPC breakdown

C
5%
D
13%
E
5%
F
2%

Based on 25 properties · Confidence: medium

Street mix

Semi 14%Terraced 61%Detached 3%Flat 19%Other 3%

LHA rates — Outer North London

Shared room£595/mo
1 bedroom£1150/mo
2 bedrooms£1400/mo
3 bedrooms£1695/mo
4 bedrooms£2200/mo

Current mortgage rates

2-year fixed4.58%
5-year fixed4.32%
SVR7.25%

Bank of England (monthly average)

Affordability

Energy & construction

Solar yield848 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium
Rebuild cost estimate£230,000
Rebuild cost per m²£2,500/m²

BCIS London average 2024. Excludes land value. Use for building insurance sum insured guidance only.

Construction era1900-1929
WallsSolid brick, as built, no insulation (assumed)
Roof(another dwelling above)
Heating fuelmains gas (not community)
GlazingFully double glazed
Council tax band Band DAnnual charge £1,898
Price growth potentialLow

Market History

Price trajectory, velocity and distribution

Price Trajectory

19962023 · CAGR

+9.7%

Total change

+1122%

Market Activity

Price Velocity & Acceleration

Current Velocity

-12.7%

per year

Acceleration

-122.72

change in velocity

Market State

Downturn

Velocity (%)Acceleration

Price Distribution

P25: £350k–£400k · P75: £200k–£250k · 35 sales

Property Type Mix

Total: 35 sales

Detached2.9%
Semi-detached14.3%
Terraced62.9%
Flat/maisonette20%

By decade

1990s

2000s

2010s

2020s

Market Cycle

BullCooling bullRisingSteadyRecoveryCorrectionBear

Market Eras

EraPeriodStart priceEnd priceChangeAvg sales/yr
Late-1990s boom19962000£62k£279k+353.6%2.2
Post-dot-com plateau20012004£238k£340k+42.6%1.8
Pre-crash peak20052006£404k£415k+2.8%1.5
GFC & correction20092010£465k£518k+11.3%1.5
Help-to-Buy recovery20142016£245k£360k+46.9%1.7
Brexit uncertainty20172019£750k£410k-45.3%1
Pandemic surge20212021£861k£861k+0%4
Rate-rise correction20232023£752k£752k+0%2

Price Trajectory by Type

Terraced

Per-type alpha vs district

Best performer

Terraced

+0.5% alpha

Terraced+0.5% α
Local
8.1%
District
7.6%

CAGR over 24yr data window. Alpha = local CAGR − district CAGR.

Buyer vs Seller Score

Composite market conditions index 0–100

50out of 100SellerBuyer

Market condition

Balanced Market

Neutral conditions

Higher score = better conditions for buyers

Score breakdown

Price Velocity100
Seasonal Timing10
Trend Position40

Transport

1 Jul

Public transport accessibility and links

PTAL 2

Poor

1a
1b
2
3
4
5
6a
6b
Bottom 25% — limited connections
West Finchley Underground StationNorthern line
8.9 min walk
Oakleigh Park

Nearby stations

West Finchley Underground StationNorthern
9 min walk
Finchley Central Underground StationNorthern
14 min walk
Woodside Park Underground StationNorthern
18 min walk
Mill Hill East Underground StationNorthern
27 min walk
East Finchley Underground StationNorthern
29 min walk
No bus stops within 400m

26

Walkability score

18

Footpaths (500m)

0

Santander docks (800m)

5.0 km

Nearest cycle dock

Central London commute times

London Bridge62 min
Victoria58 min
Waterloo57 min
Canary Wharf69 min
City61 min

▎ marker = outer-London average per hub. ↓ green = below average. ↑ orange = above average. ≈ grey = at average. · Source: TfL Journey Planner (sampled)

Parking & EV

Car parks, spaces and charging points

44

Car parks (800m)

2

EV chargers (800m)

Total spaces (800m)160
Nearest car park156m
Santander docks (800m)0
Nearest cycle dock5.0 km

Nearby car parks

🅿️
Woodhouse Road Car Park· yes
722m

Connectivity

Broadband and mobile coverage

100%

Full fibre

98%

Gigabit

100%

5G outdoor

100%

4G outdoor

Mobile operators

EEO2VodafoneThree
Avg download speed490 Mbps
Median download446 Mbps
Superfast coverage100%
All operators 5G78%

Broadband providers

BTSkyTalkTalkVodafoneVirgin Media

Environment

2 Jul

Flood risk, air quality and noise

Flood riskLOW
Low
Minimal flood risk
Surface waterNONE
No assessed surface water flood risk
Air qualityLOW
NO₂: 25.0 µg/m³ · PM2.5: 9.0 µg/m³
Better than 83% of London
NoiseLOW
none
Quieter than 70% of London
Radon riskLOW
0.5% of local properties affected
ULEZ zone · £12.50/dayCCZ: 9.3 km away✗ Not Green Belt✗ Not AONB40% green spaceTree canopy: 67%
More green space than 92% of London

Nearest SSSI: Hampstead Heath Woods SSSI — 4.2 km

Energy

Solar: 848 kWh/kWp/yrHeat pump: SuitableEPC upgrade: Medium

Ground stability

Geology: DIAMICTON

Subsidence risk: Low

Shrink-swell: Low

Landslide records (2km): None recorded

Insurance risk

Elevated

Cost band

Low

Flood risk

Medium

Subsidence risk

0.5%

Flood claim prob.

Climate

Local weather conditions and energy potential

1,510 hrs/yr

Sunshine

615 mm/yr

Rainfall

22.4°C

Summer avg

2.8°C

Winter avg

Solar yield848.0 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium

Source: Met Office UK Climate Averages 1991-2020

Health

GP, dental and hospital access

FINCHLEY WIC

GRANVILLE ROAD, NORTH FINCHLEY, N12 0JE

2 min walk

14

GPs within 1km

10

Dentists within 1km

6

Care homes (1km)

Nearest hospitalFinchley Memorial Hospital · 156 m
Nearest A&EROYAL FREE LONDON NHS FOUNDATION TRUST · 5.9 km
A&E 4hr targetNHS target: 95% · London avg: ~68%74.1%

Amenities

Shops, restaurants, parks and more

130

Parks (1km)

11

Restaurants (800m)

5

Cafes (800m)

0

Pubs (400m)

0

Pharmacies (800m)

3

Gyms (1km)

21

Sports (1km)

0

Convenience

No pubs within 400m — nearest: Elephant Inn (618 m)

Nearest supermarketSultan Food Centre · 712 m
10 tennis courts4 swimming pools4 sports halls

Nightlife (500m)

0

Nightclubs

0

Late-night venues

E
941 licensed premises in borough130 late-night refreshment licencesHome Office 2023/24

0

Libraries (1km)

1

Cinemas (2km)

1.2km

Post office

Nearby shops

Finchley Delight Food & Wine377 m
Da Vincenzo377 m
Finchley Express377 m
A to Z Grocers582 m

Nearby cafes

Tinys Snack Bar373 m
Blanche Bistro Cafe381 m
Golden Bite630 m
Cafe Tuck In660 m

Nearby restaurants

Gökyüzü349 m
Pizza Hut397 m
Nando's411 m
McDonald's440 m

Nearby pubs

Elephant Inn618 m
Sea Rock777 m
Red & Black807 m
Finchley Tavern818 m

Nearby gyms

Finchley Bowling Club304 m
David Lloyd Outdoor Pool376 m
David Lloyd Finchley426 m
Glebelands Indoor Bowls Club436 m

Nearby pharmacies

Cootes Pharmacy712 m
Superdrug738 m
Carters Pharmacy832 m
Boots1.2 km

Nearby health

Finchley Memorial Hospital156 m
{my}dentist365 m
Finchley Dental Lounge434 m
Finchley Dental Studio647 m
Food hygiene (5-star)57% of 68

Business

Local businesses registered here

Active businesses
1
New (last 12 months)
1
Dissolved (last 12 months)
0
Industry diversity
1
3yr survival rate
100.0%
Right-to-buy sales (5yr)
188

High street

A

High street health

Registered businesses

UCHAM LTD

Investment

Investment grade, yield and market outlook

67

Investment score

Good

Score reflects rental yield, demand & liquidity — not capital appreciation. See Price growth potential below.

Avg monthly rent
£1,550London avg: £1,950/mo
Gross yield
5.2% (good)London avg: 3.8%Strong yield — top 18% of London
Gentrification score17/100
Right-to-buy sales (5yr)Above average for outer London — neighbourhood in transition188

Rental market

High

Demand

Low

Void risk

Mixed / transient

Tenant profile

+10.7%

Rent growth (1yr)

Market liquidity

Future outlook

26

Price growth score

D
Low

Development pressure

Low

New supply risk

Infrastructure pipeline

Infrastructure score0/100
Bakerloo Extension route13,423m
Crossrail 2 route7,871m

Demographics

16 Jun

Population, deprivation and income

Decile 4/10

More deprived than average

Index of Multiple Deprivation

More deprived than average

Rank: 12,199 nationally

2,287

Est. population

9,675/km²

60%

Employed

48%

Degree educated

£43,300

Median income

5.2%

Claimant rate

SuburbanHigh densityEstablished mixed

36

Community stability

Age profile

25%
21%
25%
18%
Under 1825%
18–3421%
35–4925%
50–6418%
65+11%

Tenure

20%
23%
40%
15%
Own outright20%
Own (mortgage)23%
Private rent40%
Social rent15%
Shared ownership2%
Rent free1%

Ethnicity

27%
24%
25%
White British27%
White Other24%
Asian25%
Black8%
Mixed5%
Other10%

Employment & lifestyle

Managerial / professional37%
Routine / semi-routine17%
No car household32%
Unemployed5%
No qualifications16%

Housing tenure (Census 2021)

Private rent40%
Social rent15%

vs. London

Income vs London+3.1%

Planning

Conservation areas and development

Conservation area
No
Article 4 area
Yes
Listed buildings (800m)
2
Live planning apps (800m)
2
Development activity
low
Residential apps (800m)
0
Commercial apps (800m)
0
Major developments (800m)
0
Planning apps (12 months)
5
Planning apps (3 years)
18
Local approval rate
80%
Borough approval rate
66%
Opportunity area
No
CIL rate (residential)
£135/m²
Coal mining risk area
No
Japanese knotweed sites (400m)
0

Housing pipeline (800m)

Homes approved
0
Under construction
0
Completed (3yr)
16
Largest scheme
147 homes · TA CENTRE, 444, TA CENTRE, 444, HIGH ROAD, N12 0AE
Pipeline pressure
NONE

Named schemes (500m)

PROFESSIONAL DEVELOPMENT CENTRE, 451, PROFESSIONAL DEVELOPMENT CENTRE, 451, HIGH ROAD, N12 0AS82 homes
completed
LAND AT BARNET TEACHERS CENTRE, LAND AT BARNET TEACHERS CENTRE, BOW LANE, N1232 homes
completed
15, 15, ETCHINGHAM PARK ROAD, N3 2EA18 homes
completed
HOLDEN ROAD, WESTBURY ROAD, N1216 homes
completed
226-228, 226-228, BALLARDS LANE, N3 2LX11 homes
completed

Politics

Local councillors and MP

Ward majority
Labour
Ward majority vote
12.7%
Ward turnout
46%
Election year
2026
MP
Sarah Sackman (Labour)
MP majority
4,581
Constituency
Finchley and Golders Green

Councillors

Ross HoustonLabour
Kath McGuirkLabour
Danny RichLabour

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Key facts for N12 0JA

Full postcodeN12 0JA
Postcode districtN12
BoroughLondon Borough of Barnet
WardWest Finchley
Latitude51.605956
Longitude-0.179200
Parliamentary constituencyFinchley and Golders Green
CountryEngland
RegionGreater London

Trusted official data sources

Office for
National Statistics
LONDONDATASTORE
Ofsted
HM LAND
REGISTRY
Environment
Agency
DATA.POLICE.UK
GOV.UK
TfL
Transport
for London
NHS
Digital
Companies
House
Royal
Mail
Food Standards
Agency
Ofcom
Met
Office
Ordnance
Survey