The bottom line
N12 9AF offers exceptional schools (100% Good/Outstanding) and low crime at £280,000 median — strong value for Families who can accept its trade-offs.
The catch: 53 min to victoria — above average for this zone.
Less suited to Car-free commuters.
Check your dealbreakers
Toggle the things that matter to you — see how N12 9AF scores on each.
Toggle a question above to see how N12 9AF meets your needs.
Location
Area Profile & Benchmarks
Area identity and London comparisons
Area Identity
London Benchmarks
Deep-dive guides for N12 9AF
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Postcode Personality
“The practical family move”
How N12 9AF has changed
Schools
18 AprNearest schools and Ofsted ratings
Schools
18 AprNearest schools and Ofsted ratings
95
Education score
Primary
Sacks Morasha Jewish Primary School
Good · Inspected Jul 2023 · 2 min walk
KS2: 107.0
Secondary
St Michael's Catholic Grammar School
Outstanding · Inspected Nov 2022 · 5 min walk
100% of local schools rated Good or Outstanding · based on 17 schools within 1.5km
Childcare
Childcare
Moss Hall Nursery School
Not inspected · 12 min walk
5 primaries · 2 secondaries · 0 childcare — within 1km
Safety
13 JulCrime rates and local incidents
Safety
13 JulCrime rates and local incidents
Low crime
105.6 incidents per 1,000 residents
+70% vs borough
Crime by type
Road safety
99
Road safety score
1
Accidents (5yr)
6
Serious within 200m
Fire risk
LOW
Risk band
0
Incidents (1yr)
0
Incidents (5yr)
Nearest station: Finchley Fire Station · 2.0km
Crime is +62% above London average
Property
2 JulPrices, sales volume and market trends
Property
2 JulPrices, sales volume and market trends
£280,000
Median sale price
£280,000 is 46% below the London median (£520,000)
This year
Flat
Dominant type
Price history
EPC breakdown
Based on 18 properties · Confidence: medium
Street mix
LHA rates — Outer North London
Stamp duty
England & NI rates 2025/26. Additional property rate adds 3% on each band.
Current mortgage rates
Bank of England (monthly average)
Affordability
Price-to-income
Est. mortgage
Market activity
Days to sell
Market momentum
Energy & construction
BCIS London average 2024. Excludes land value. Use for building insurance sum insured guidance only.
Market History
Price trajectory, velocity and distribution
Market History
Price trajectory, velocity and distribution
Price Trajectory
2024–2025 · CAGR
+0%
Total change
+0%
Market Activity
Price Velocity & Acceleration
Current Velocity
+0.0%
per year
Acceleration
+0.00
change in velocity
Market State
Recovery
Price Distribution
P25: £200k–£250k · P75: £250k–£300k · 18 sales
Property Type Mix
Total: 18 sales
By decade
2020s
Market Cycle
Market Eras
| Era | Period | Start price | End price | Change | Avg sales/yr |
|---|---|---|---|---|---|
| Current market | 2024–2025 | £280k | £280k | +0% | 9 |
Price Trajectory by Type
Per-type alpha vs district
Best performer
Flat/maisonette
+-2.8% alpha
CAGR over 1yr data window. Alpha = local CAGR − district CAGR.
Buyer vs Seller Score
Composite market conditions index 0–100
Buyer vs Seller Score
Composite market conditions index 0–100
Market condition
Strong Buyer's Market
Higher score = better conditions for buyers
Score breakdown
Transport
1 JulPublic transport accessibility and links
Transport
1 JulPublic transport accessibility and links
PTAL 3
Moderate
Nearby stations
64
Walkability score
124
Footpaths (500m)
0
Santander docks (800m)
Central London commute times
▎ marker = outer-London average per hub. ↓ green = below average. ↑ orange = above average. ≈ grey = at average. · Source: TfL Journey Planner (sampled)
Parking & EV
Car parks, spaces and charging points
Parking & EV
Car parks, spaces and charging points
20
Car parks (800m)
2
EV chargers (800m)
Nearby car parks
Connectivity
Broadband and mobile coverage
Connectivity
Broadband and mobile coverage
100%
Full fibre
0%
Gigabit
100%
5G outdoor
100%
4G outdoor
Mobile operators
Broadband providers
Environment
2 JulFlood risk, air quality and noise
Environment
2 JulFlood risk, air quality and noise
Nearest SSSI: Hampstead Heath Woods SSSI — 5.2 km
Energy
Ground stability
Geology: DIAMICTON
Subsidence risk: Low
Shrink-swell: Low
Landslide records (2km): None recorded
Insurance risk
Cost band
Flood risk
Subsidence risk
Flood claim prob.
Climate
Local weather conditions and energy potential
Climate
Local weather conditions and energy potential
1,510 hrs/yr
Sunshine
615 mm/yr
Rainfall
22.4°C
Summer avg
2.8°C
Winter avg
Source: Met Office UK Climate Averages 1991-2020
Health
GP, dental and hospital access
Health
GP, dental and hospital access
THE SPEEDWELL PRACTICE
THE HEALTH CENTRE, TORRINGTON PARK, NORTH FINCHLEY, N12 9SS
2 min walk
75%
Recommend GP
75%
Overall GP experience
16
GPs within 1km
12
Dentists within 1km
9
Care homes (1km)
Amenities
Shops, restaurants, parks and more
Amenities
Shops, restaurants, parks and more
44
Parks (1km)
38
Restaurants (800m)
17
Cafes (800m)
7
Pubs (400m)
2
Pharmacies (800m)
3
Gyms (1km)
10
Sports (1km)
18
Convenience
Nightlife (500m)
0
Nightclubs
7
Late-night venues
0
Libraries (1km)
1
Cinemas (2km)
174m
Post office
Nearby shops
Nearby cafes
Nearby restaurants
Nearby pubs
Nearby gyms
Nearby pharmacies
Nearby health
Business
Local businesses registered here
Business
Local businesses registered here
High street
AHigh street health
Registered businesses
Investment
Investment grade, yield and market outlook
Investment
Investment grade, yield and market outlook
65
Investment score
Score reflects rental yield, demand & liquidity — not capital appreciation. See Price growth potential below.
Rental market
Demand
Void risk
Tenant profile
Rent growth (1yr)
Market liquidity
Market activity
Est. days to sell
Velocity score
Future outlook
55.2
Price growth score
Development pressure
New supply risk
Infrastructure pipeline
Demographics
16 JunPopulation, deprivation and income
Demographics
16 JunPopulation, deprivation and income
Decile 4/10
More deprived than average
Index of Multiple Deprivation
Rank: 11,509 nationally
2,367
Est. population
9,362/km²
61%
Employed
45%
Degree educated
£43,300
Median income
7.5%
Claimant rate
26
Community stability
Age profile
Tenure
Ethnicity
Employment & lifestyle
Housing tenure (Census 2021)
vs. London
Planning
Conservation areas and development
Planning
Conservation areas and development
Housing pipeline (800m)
Named schemes (500m)
Politics
Local councillors and MP
Politics
Local councillors and MP
Councillors
Stamp Duty & Affordability Calculator
Stamp Duty & Affordability Calculator
Stamp duty on median price (£280,000)
£1,500
Standard buyer
£0
First-time buyer
Save £1,500
Affordability check — your annual salary
Deposit
Affordability uses 4.5× single income and 4.75% indicative rate over 25 years. Not financial advice.
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