West Finchley · Barnet · Finchley and Golders Green constituency · 51.60629, -0.19013

N3 1YA— West Finchley, Barnet

Location and area intelligence for N3 1YA, West Finchley, Barnet

High-connectivity investment target

 

Schools 100%Safety 71/100Transport 47/100Yield 4.27%⚠ Knotweed sites nearby

Best for: Families

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Investment-grade — strong yield and growth signals

Liveability
65
Safety
71
Schools
95
Transport
47
Environment
57
Investment
66

The bottom line

N3 1YA offers exceptional schools (100% Good/Outstanding) and low crime — strong value for Families who can accept its trade-offs.

The catches: 47 min to waterloo — above average for this zone and 20 Japanese knotweed sites within 400m — may affect mortgage applications.

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Location

N3 1YA

Area Profile & Benchmarks

Area identity and London comparisons

Area Identity

Inner city
MediumYoung professionals
Buyer fit: ExcellentInvestment outlook: NeutralRisk: Low

London Benchmarks

vs London income+22.4% vs London avg
vs London crime+97.0% vs London avg

Deep-dive guides for N3 1YA

🛡️Crime & SafetyCrime rate, trends & breakdown by type🎓SchoolsOfsted ratings, exam scores & distances🏠Rental MarketAverage rents, demand & void risk

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Postcode Personality

🚇 Well-Connected🎓 School Smart🔒 Very Safe

“High-connectivity investment target”

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How N3 1YA has changed

Schools

18 Apr

Nearest schools and Ofsted ratings

95

Education score

Excellent for families
★ Top school within 1km
★★

Primary

Moss Hall Junior School

Good · Inspected Jul 2022 · 6 min walk

KS2: 107.4

★★★

Secondary

St Michael's Catholic Grammar School

Outstanding · Inspected Nov 2022 · 14 min walk

P8: +0.98A8: 79.3

100% of local schools rated Good or Outstanding · based on 12 schools within 1.5km

Top 10% — exceptional provision

Childcare

Childcare

Moss Hall Nursery School

Not inspected · 7 min walk

5 primaries · 0 secondaries · 1 childcare — within 1km

Safety

13 Jul

Crime rates and local incidents

Low crime

128.3 incidents per 1,000 residents

Among London's highest crime areas
→ Stable

+106% vs borough

Crime by type

Other32%
Violence & sexual offences20%
Vehicle crime13%
Anti-social behaviour12%
Drug offences9%
Burglary7%
Robbery5%
Theft3%

Road safety

100

Road safety score

0

Accidents (5yr)

Fire risk

LOW

Risk band

0

Incidents (1yr)

0

Incidents (5yr)

Nearest station: Finchley Fire Station · 1.2km

Crime is +97% above London average

Property

Prices, sales volume and market trends

Avg floor area123.8 m²

EPC breakdown

D
16%
E
2%

Based on 18 properties · Confidence: medium

Street mix

Semi 71%Terraced 24%Detached 6%

LHA rates — Outer North London

Shared room£595/mo
1 bedroom£1150/mo
2 bedrooms£1400/mo
3 bedrooms£1695/mo
4 bedrooms£2200/mo

Current mortgage rates

2-year fixed4.58%
5-year fixed4.32%
SVR7.25%

Bank of England (monthly average)

Affordability

Energy & construction

Solar yield848 kWh/kWp/yr
Rebuild cost estimate£309,500
Rebuild cost per m²£2,500/m²

BCIS London average 2024. Excludes land value. Use for building insurance sum insured guidance only.

Construction era1930-1949
WallsSolid brick, as built, no insulation (assumed)
RoofPitched, 100 mm loft insulation
Heating fuelmains gas (not community)
GlazingFully double glazed
Council tax band Band DAnnual charge £1,898
Price growth potentialLow

Market History

Price trajectory, velocity and distribution

Price Trajectory

1995–2022 · CAGR

+6.8%

Total change

+494%

Market Activity

Price Velocity & Acceleration

Current Velocity

+0.7%

per year

Acceleration

+20.25

change in velocity

Market State

Recovery

Velocity (%)Acceleration

Price Distribution

P25: £250k–£300k · P75: £200k–£250k · 17 sales

Property Type Mix

Total: 17 sales

Detached5.9%
Semi-detached70.6%
Terraced23.5%

By decade

1990s

2000s

2010s

2020s

Market Cycle

BullCooling bullRisingSteadyRecoveryCorrectionBear

Market Eras

EraPeriodStart priceEnd priceChangeAvg sales/yr
Late-1990s boom1995–2000£119k£238k+100.8%1.3
Post-dot-com plateau2002–2004£275k£373k+35.5%1
GFC & correction2011–2012£606k£580k-4.3%1.5
Help-to-Buy recovery2016–2016£750k£750k+0%1
Pandemic surge2020–2021£870k£700k-19.5%1
Rate-rise correction2022–2022£705k£705k+0%1

Price Trajectory by Type

Semi-detached

Per-type alpha vs district

Best performer

Semi-detached

+0.6% alpha

Semi-detached+0.6% α
Local
8.9%
District
8.3%

CAGR over 11yr data window. Alpha = local CAGR − district CAGR.

Buyer vs Seller Score

Composite market conditions index 0–100

70out of 100SellerBuyer

Market condition

Buyer's Market

Favours buyers

Higher score = better conditions for buyers

Score breakdown

Price Velocity40
Trend Position100

Transport

1 Jul

Public transport accessibility and links

PTAL 4

Good

1a
1b
2
3
4
5
6a
6b
Below London average
West Finchley Underground StationNorthern line
4.3 min walk
Oakleigh Park

Nearby stations

West Finchley Underground StationNorthern
5 min walk
Finchley Central Underground StationNorthern
8 min walk
Woodside Park Underground StationNorthern
17 min walk
Mill Hill East Underground StationNorthern
17 min walk
East Finchley Underground StationNorthern
34 min walk
No bus stops within 400m

48

Walkability score

29

Footpaths (500m)

0

Santander docks (800m)

Central London commute times

London Bridge53 min ↑
Victoria49 min ↑
Waterloo ★47 min
Canary Wharf60 min ↑
City51 min ↑

▎ marker = outer-London average per hub. ↓ green = below average. ↑ orange = above average. ≈ grey = at average. · Source: TfL Journey Planner (sampled)

Find areas within a set commute time of your workplace →

Parking & EV

Car parks, spaces and charging points

25

Car parks (800m)

0

EV chargers (800m)

Nearest car park209m
Santander docks (800m)0
Nearest cycle dock5.2 km

Environment

2 Jul

Flood risk, air quality and noise

Flood riskLOW
Low
Minimal flood risk
Surface waterNONE
No assessed surface water flood risk
Air qualityLOW
NO₂: 28.0 µg/m³ · PM2.5: 12.0 µg/m³
Better than 78% of London
NoiseLOW
none
Quieter than 70% of London
Radon riskLOW
0.5% of local properties affected
ULEZ zone · £12.50/dayCCZ: 9.6 km away✗ Not Green Belt✗ Not AONB13% green spaceTree canopy: 55%
Above average green space

Nearest SSSI: Hampstead Heath Woods SSSI — 4.5 km

Energy

Solar: 848 kWh/kWp/yr

Ground stability

Geology: DIAMICTON

Subsidence risk: Low

Shrink-swell: Low

Landslide records (2km): None recorded

Insurance risk

Elevated

Cost band

Low

Flood risk

Medium

Subsidence risk

0.5%

Flood claim prob.

Climate

Local weather conditions and energy potential

1,510 hrs/yr

Sunshine

615 mm/yr

Rainfall

22.4°C

Summer avg

2.8°C

Winter avg

Solar yield848.0 kWh/kWp/yr

Source: Met Office UK Climate Averages 1991-2020

Health

GP, dental and hospital access

FINCHLEY WIC

GRANVILLE ROAD, NORTH FINCHLEY, N12 0JE

12 min walk

4

GPs within 1km

9

Dentists within 1km

6

Care homes (1km)

Nearest hospitalFinchley Memorial Hospital · 912 m
Nearest A&EROYAL FREE LONDON NHS FOUNDATION TRUST · 6.1 km
A&E 4hr targetNHS target: 95% · London avg: ~68%74.1%

Amenities

Shops, restaurants, parks and more

81

Parks (1km)

15

Restaurants (800m)

8

Cafes (800m)

1

Pubs (400m)

3

Pharmacies (800m)

1

Gyms (1km)

20

Sports (1km)

6

Convenience

Nearest supermarketBucharest Supermarket · 242 m
16 tennis courts3 sports halls

Nightlife (500m)

0

Nightclubs

1

Late-night venues

E
941 licensed premises in borough130 late-night refreshment licencesHome Office 2023/24

1

Libraries (1km)

1

Cinemas (2km)

1.2km

Post office

Nearby shops

A to Z Grocers184 m
Finchley Food Centre328 m
Gisha357 m
Goden Eagle359 m

Nearby cafes

Tasties Cafe320 m
Milani Cafe323 m
Nanou339 m
Costa469 m

Nearby restaurants

Divans167 m
Nawroz Lounge185 m
Durum193 m
Goda London195 m

Nearby pubs

The Joiners348 m
Ahir Lorenzo's559 m
King of Prussia681 m
The Catcher in the Rye851 m

Nearby gyms

Park View Healthclubs202 m
Finchley Bowling Club473 m
Finchley Lawn Tennis Club567 m
The Avenue Tennis Club952 m

Nearby pharmacies

Superdrug216 m
Cootes Pharmacy237 m
Pharmacy282 m
Gateway Chemist744 m

Nearby health

Dr Fang Dental Practice205 m
{my}dentist505 m
Finchley Dental Lounge730 m
Church End Dental Clinic867 m
Food hygiene (5-star)52% of 122

Business

Local businesses registered here

Active businesses
0
New (last 12 months)
0
Dissolved (last 12 months)
0
Industry diversity
0
3yr survival rate
100.0%
Right-to-buy sales (5yr)
188

High street

A

High street health

Investment

Investment grade, yield and market outlook

66

Investment score

Good

Score reflects rental yield, demand & liquidity — not capital appreciation. See Price growth potential below.

Avg monthly rent
£1,550London avg: £1,950/mo
Gross yield
4.3% (average)London avg: 3.8%Above average yield
Gentrification score19/100
Right-to-buy sales (5yr)Above average for outer London — neighbourhood in transition188

Rental market

Very High

Demand

Very Low

Void risk

Young professional

Tenant profile

+10.7%

Rent growth (1yr)

Market liquidity

Future outlook

37.9

Price growth score

D
Medium

Development pressure

High

New supply risk

Infrastructure pipeline

Infrastructure score0/100
Bakerloo Extension route13,782m
Crossrail 2 route8,600m

Demographics

16 Jun

Population, deprivation and income

Decile 5/10

Around average

Index of Multiple Deprivation

Average deprivation level

Rank: 16,400 nationally

1,785

Est. population

6,902/km²

69%

Employed

58%

Degree educated

£51,400

Median income

4.5%

Claimant rate

Inner cityMedium densityYoung professionals

28

Community stability

Age profile

20%
26%
28%
14%
Under 1820%
18–3426%
35–4928%
50–6414%
65+11%

Tenure

20%
18%
57%
Own outright20%
Own (mortgage)18%
Private rent57%
Social rent4%
Shared ownership1%

Ethnicity

30%
33%
17%
White British30%
White Other33%
Asian17%
Black5%
Mixed6%
Other10%

Employment & lifestyle

Managerial / professional47%
Routine / semi-routine13%
No car household42%
Unemployed6%
No qualifications10%

Housing tenure (Census 2021)

Private rent58%
Social rent4%

vs. London

Income vs London+22.4%

Planning

Conservation areas and development

Conservation area
No
Article 4 area
Yes
Listed buildings (800m)
4
Live planning apps (800m)
4
Development activity
medium
Residential apps (800m)
0
Commercial apps (800m)
0
Major developments (800m)
0
Planning apps (12 months)
10
Planning apps (3 years)
21
Local approval rate
70%
Borough approval rate
66%
Opportunity area
No
CIL rate (residential)
£135/m²
Coal mining risk area
No
Japanese knotweed sites (400m)
20

Housing pipeline (800m)

Homes approved
5
Under construction
0
Completed (3yr)
33
Largest scheme
50 homes · 1, 1, STATION ROAD, EN5
Pipeline pressure
LOW

Named schemes (500m)

Finchley Police Station, 193, Ballards Lane, Finchley, N3 1LZ41 homes
completed
166-168, 166-168, NETHER STREET, N317 homes
completed
ARLINGTON COURT, ARLINGTON COURT, The Grove, N3 1QZ14 homes
completed
197-203, 197-203, Ballards Lane, N3 1LP14 homes
completed
Land rear of 55-57, Land rear of 55-57, Howcroft Crescent, N3 1PA8 homes
completed

Politics

Local councillors and MP

Ward majority
Labour
Ward majority vote
12.7%
Ward turnout
46%
Election year
2026
MP
Sarah Sackman (Labour)
MP majority
4,581
Constituency
Finchley and Golders Green

Councillors

Ross HoustonLabour
Kath McGuirkLabour
Danny RichLabour

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Key facts for N3 1YA

Full postcodeN3 1YA
Postcode districtN3
BoroughLondon Borough of Barnet
WardWest Finchley
Latitude51.606287
Longitude-0.190133
Parliamentary constituencyFinchley and Golders Green
CountryEngland
RegionGreater London

Trusted official data sources

Office for
National Statistics
LONDONDATASTORE
Ofsted
HM LAND
REGISTRY
Environment
Agency
DATA.POLICE.UK
GOV.UK
TfL
Transport
for London
NHS
Digital
Companies
House
Royal
Mail
Food Standards
Agency
Ofcom
Met
Office
Ordnance
Survey