Finchley Church End · Barnet · Finchley and Golders Green constituency · 51.59809, -0.18783

N3 2SP— Finchley Church End, Barnet

Location and area intelligence for N3 2SP, Finchley Church End, Barnet

The family fortress

 

Schools 100%Safety 70/100Transport 34/100Yield 6.41%

Best for: Families

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Car-dependent area — limited public transport

Liveability
58
Safety
70
Schools
60
Transport
34
Environment
66
Investment
60

The bottom line

N3 2SP offers exceptional schools (100% Good/Outstanding) and low crime at £290,000 median — strong value for Families who can accept its trade-offs.

The catch: 51 min to victoria — above average for this zone.

Less suited to Car-free commuters.

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Location

N3 2SP

Area Profile & Benchmarks

Area identity and London comparisons

Area Identity

Suburban
HighEstablished mixed
Buyer fit: ExcellentInvestment outlook: CautiousRisk: Low

London Benchmarks

vs London avg price-44.2% vs London avg
vs London income+22.4% vs London avg
vs London crime+45.0% vs London avg

Deep-dive guides for N3 2SP

🛡️Crime & SafetyCrime rate, trends & breakdown by type🎓SchoolsOfsted ratings, exam scores & distances🏠Rental MarketAverage rents, demand & void risk

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“The family fortress”

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How N3 2SP has changed

Schools

18 Apr

Nearest schools and Ofsted ratings

60

Education score

Good for families
★ Top school within 1km
—

Primary

Akiva School

Not yet inspected · 4 min walk

KS2: 108.8

—

Secondary

Christ's College Finchley

Not yet inspected · 10 min walk

P8: +0.70A8: 54.9

100% of local schools rated Good or Outstanding · based on 16 schools within 1.5km

Top 10% — exceptional provision

Childcare

Childcare

Moss Hall Nursery School

Not inspected · 18 min walk

7 primaries · 2 secondaries · 0 childcare — within 1km

Safety

13 Jul

Crime rates and local incidents

Low crime

94.0 incidents per 1,000 residents

Higher crime than 71% of London
↑ Rising 923.5%

+51% vs borough

Crime by type

Other26%
Anti-social behaviour22%
Violence & sexual offences17%
Vehicle crime14%
Drug offences8%
Burglary7%
Theft5%
Robbery1%

Stop & search

2.7

per 1,000 residents

→ Stable

trend

Road safety

100

Road safety score

0

Accidents (5yr)

Fire risk

LOW

Risk band

0

Incidents (1yr)

0

Incidents (5yr)

Nearest station: Finchley Fire Station · 592m

Crime is +45% above London average

Property

2 Jul

Prices, sales volume and market trends

Low transaction volume — only 5 sales in 24 months. Price figures may not reflect the wider area. Treat with caution.

£290,000

Median sale price

Bottom 25% — 44% below London median

£290,000 is 44% below the London median (£520,000)

+82.4%

This year

Flat

Dominant type

Price history

5-year change
-47.4%
Sales (24 months)5
New build0.0%
Avg semi-detached£548,500
Avg flat£275,000
Price per m²£5,577/m²
Price per ft²£518/ft²
Avg floor area49.4 m²

EPC breakdown

C
40%
D
45%
E
13%
F
2%
G
1%

Based on 101 properties · Confidence: high

Street mix

Semi 23%Terraced 9%Flat 67%Other 1%

LHA rates — Outer North London

Shared room£595/mo
1 bedroom£1150/mo
2 bedrooms£1400/mo
3 bedrooms£1695/mo
4 bedrooms£2200/mo

Stamp duty

Standard buyer£2,000
First-time buyerFTB
£0
Additional propertyBTL/2nd
£10,700

England & NI rates 2025/26. Additional property rate adds 3% on each band.

Current mortgage rates

2-year fixed4.58%
5-year fixed4.32%
SVR7.25%

Bank of England (monthly average)

Affordability

5.6×

Price-to-income

£1,451/mo

Est. mortgage

Low

Market activity

100d

Days to sell

Rising

Market momentum

Energy & construction

Solar yield848 kWh/kWp/yr
Rebuild cost estimate£123,500
Rebuild cost per m²£2,500/m²

BCIS London average 2024. Excludes land value. Use for building insurance sum insured guidance only.

Construction era1900-1929
WallsSolid brick, as built, no insulation (assumed)
Roof(another dwelling above)
Heating fuelmains gas (not community)
GlazingFully double glazed
Council tax band Band DAnnual charge £1,898
Price growth potentialLow

Market History

Price trajectory, velocity and distribution

Price Trajectory

1995–2026 · CAGR

+5%

Total change

+358%

Market Activity

Price Velocity & Acceleration

Current Velocity

-47.1%

per year

Acceleration

-96.98

change in velocity

Market State

Downturn

Velocity (%)Acceleration

Price Distribution

P25: £400k–£450k · P75: £700k+ · 88 sales

Property Type Mix

Total: 88 sales

Semi-detached23.9%
Terraced9.1%
Flat/maisonette67%

By decade

1990s

2000s

2010s

2020s

Market Cycle

BullCooling bullRisingSteadyRecoveryCorrectionBear

Market Eras

EraPeriodStart priceEnd priceChangeAvg sales/yr
Late-1990s boom1995–2000£60k£133k+121.7%4.3
Post-dot-com plateau2001–2004£110k£180k+63.9%5
Pre-crash peak2005–2007£218k£215k-1.4%3.7
GFC & correction2008–2012£199k£292k+46.6%2
Help-to-Buy recovery2013–2015£183k£390k+113.7%2
Brexit uncertainty2018–2019£820k£927k+13%1.5
Pandemic surge2021–2021£551k£551k+0%1
Rate-rise correction2022–2023£726k£590k-18.7%2.5
Current market2024–2026£347k£275k-20.7%2

Price Trajectory by Type

Semi-detachedFlat/maisonette

Per-type alpha vs district

Best performer

Flat/maisonette

+-0.1% alpha

Weakest performer

Semi-detached

-1.9% alpha

Flat/maisonette-0.1% α
Local
6.7%
District
6.8%
Semi-detached-1.9% α
Local
5.3%
District
7.2%

CAGR over 29yr data window. Alpha = local CAGR − district CAGR.

Buyer vs Seller Score

Composite market conditions index 0–100

69out of 100SellerBuyer

Market condition

Buyer's Market

Favours buyers

Higher score = better conditions for buyers

Score breakdown

Price Velocity100
Sales Volume75
Seasonal Timing0
Trend Position100

Transport

1 Jul

Public transport accessibility and links

PTAL 2

Poor

1a
1b
2
3
4
5
6a
6b
Bottom 25% — limited connections
Finchley Central Underground StationNorthern line
5.4 min walk
Oakleigh Park

Nearby stations

Finchley Central Underground StationNorthern
6 min walk
West Finchley Underground StationNorthern
16 min walk
Mill Hill East Underground StationNorthern
24 min walk
East Finchley Underground StationNorthern
25 min walk
Woodside Park Underground StationNorthern
28 min walk
No bus stops within 400m

29

Walkability score

9

Footpaths (500m)

0

Santander docks (800m)

4.6 km

Nearest cycle dock

Central London commute times

London Bridge58 min ↑
Victoria ★51 min
Waterloo51 min ↑
Canary Wharf62 min ↑
City54 min ↑

▎ marker = outer-London average per hub. ↓ green = below average. ↑ orange = above average. ≈ grey = at average. · Source: TfL Journey Planner (sampled)

Find areas within a set commute time of your workplace →

Parking & EV

Car parks, spaces and charging points

42

Car parks (800m)

0

EV chargers (800m)

Nearest car park304m
Santander docks (800m)0
Nearest cycle dock4.6 km

Environment

2 Jul

Flood risk, air quality and noise

Flood riskLOW
Low
Minimal flood risk
Surface waterNONE
No assessed surface water flood risk
Air qualityLOW
NO₂: 28.0 µg/m³ · PM2.5: 12.0 µg/m³
Better than 78% of London
NoiseLOW
none
Quieter than 70% of London
Radon riskLOW
0.5% of local properties affected
ULEZ zone · £12.50/dayCCZ: 8.7 km away✗ Not Green Belt✗ Not AONB45% green spaceTree canopy: 31%
More green space than 94% of London

Nearest SSSI: Hampstead Heath Woods SSSI — 3.5 km

Energy

Solar: 848 kWh/kWp/yr

Ground stability

Geology: DIAMICTON

Subsidence risk: Low

Shrink-swell: Low

Landslide records (2km): None recorded

Insurance risk

Elevated

Cost band

Low

Flood risk

Medium

Subsidence risk

0.5%

Flood claim prob.

Climate

Local weather conditions and energy potential

1,510 hrs/yr

Sunshine

615 mm/yr

Rainfall

22.4°C

Summer avg

2.8°C

Winter avg

Solar yield848.0 kWh/kWp/yr

Source: Met Office UK Climate Averages 1991-2020

Health

GP, dental and hospital access

FINCHLEY WIC

GRANVILLE ROAD, NORTH FINCHLEY, N12 0JE

14 min walk

0

GPs within 1km

9

Dentists within 1km

1

Care homes (1km)

Nearest hospitalFinchley Memorial Hospital · 1.1 km
Nearest A&EROYAL FREE LONDON NHS FOUNDATION TRUST · 5.2 km
A&E 4hr targetNHS target: 95% · London avg: ~68%74.1%

Amenities

Shops, restaurants, parks and more

165

Parks (1km)

12

Restaurants (800m)

9

Cafes (800m)

0

Pubs (400m)

3

Pharmacies (800m)

2

Gyms (1km)

26

Sports (1km)

0

Convenience

No pubs within 400m — nearest: King of Prussia (561 m)

Nearest supermarketBucharest Supermarket · 701 m
20 tennis courts4 sports halls

Nightlife (500m)

0

Nightclubs

0

Late-night venues

E
941 licensed premises in borough130 late-night refreshment licencesHome Office 2023/24

1

Libraries (1km)

1

Cinemas (2km)

718m

Post office

Nearby shops

Food Express467 m
The Rose Supermarket492 m
Kredens & Market529 m
Nice541 m

Nearby cafes

Inky's Café483 m
Tava529 m
Tintico529 m
Costa550 m

Nearby restaurants

Taro530 m
VyNam551 m
Bluebelles Of Portobello562 m
Central Restaurant589 m

Nearby pubs

King of Prussia561 m
Ahir Lorenzo's570 m
The Catcher in the Rye592 m
The Joiners629 m

Nearby gyms

The Avenue Tennis Club156 m
Finchley Cricket Club341 m
Middlesex County Cricket Club390 m
PureGym390 m

Nearby pharmacies

Gateway Chemist539 m
Pharmacy657 m
Cootes Pharmacy692 m
Superdrug710 m

Nearby health

Church End Dental Clinic599 m
Dr Fang Dental Practice724 m
{my}dentist1.1 km
Food hygiene (5-star)51% of 123

Business

Local businesses registered here

Active businesses
0
New (last 12 months)
0
Dissolved (last 12 months)
0
Industry diversity
0
3yr survival rate
100.0%
Right-to-buy sales (5yr)
188

High street

A

High street health

Investment

Investment grade, yield and market outlook

60

Investment score

Good

Score reflects rental yield, demand & liquidity — not capital appreciation. See Price growth potential below.

Avg monthly rent
£1,550London avg: £1,950/mo
Gross yield
6.4% (high)London avg: 3.8%Strong yield — top 9% of London
Gentrification score10/100
Right-to-buy sales (5yr)Above average for outer London — neighbourhood in transition188
Sales last 12 months2

Rental market

High

Demand

Low

Void risk

Professional renter

Tenant profile

+10.7%

Rent growth (1yr)

Market liquidity

Low

Market activity

100d

Est. days to sell

17/100

Velocity score

Future outlook

41.7

Price growth score

D
Low

Development pressure

Low

New supply risk

High investment quality

Infrastructure pipeline

Infrastructure score0/100
Bakerloo Extension route12,900m
Crossrail 2 route8,203m

Demographics

16 Jun

Population, deprivation and income

Decile 5/10

Around average

Index of Multiple Deprivation

Average deprivation level

Rank: 16,832 nationally

1,851

Est. population

8,020/km²

68%

Employed

55%

Degree educated

£51,400

Median income

4.7%

Claimant rate

SuburbanHigh densityEstablished mixed

35

Community stability

Age profile

22%
23%
25%
17%
Under 1822%
18–3423%
35–4925%
50–6417%
65+13%

Tenure

24%
25%
49%
Own outright24%
Own (mortgage)25%
Private rent49%
Social rent1%
Shared ownership1%

Ethnicity

34%
28%
22%
White British34%
White Other28%
Asian22%
Black3%
Mixed6%
Other8%

Employment & lifestyle

Managerial / professional45%
Routine / semi-routine12%
No car household37%
Unemployed5%
No qualifications14%

Housing tenure (Census 2021)

Private rent49%
Social rent1%

vs. London

Income vs London+22.4%
Price vs London-44.2%

Planning

Conservation areas and development

Conservation area
No
Article 4 area
Yes
Listed buildings (800m)
10
Live planning apps (800m)
2
Development activity
low
Residential apps (800m)
1
Commercial apps (800m)
0
Major developments (800m)
0
Planning apps (12 months)
6
Planning apps (3 years)
11
Local approval rate
67%
Borough approval rate
66%
Opportunity area
No
CIL rate (residential)
£135/m²
Coal mining risk area
No
Japanese knotweed sites (400m)
0

Housing pipeline (800m)

Homes approved
0
Under construction
0
Completed (3yr)
62
Largest scheme
77 homes · Gateway House, 318-330, Gateway House, 318-330, Regents Park Road, N3 2TX
Pipeline pressure
NONE

Named schemes (500m)

32, 32, Manor View, N3 2SS5 homes
completed
85, 85, Station Road, N3 2SH4 homes
completed
87, 87, Station Road, N3 2SH4 homes
completed
122, 122, Station Road, N3 2SG3 homes
completed
72, 72, Lichfield Grove, N3 2JP3 homes
completed

Politics

Local councillors and MP

Ward majority
Conservative
Ward majority vote
16.5%
Ward turnout
46%
Election year
2026
MP
Sarah Sackman (Labour)
MP majority
4,581
Constituency
Finchley and Golders Green

Councillors

Jennifer Anne GrocockConservative
Josh Mastin-LeeConservative
Sachin RajputConservative

Stamp Duty & Affordability Calculator

Stamp duty on median price (£290,000)

£2,000

Standard buyer

£0

First-time buyer

Save £2,000

Affordability check — your annual salary

£

Deposit

Affordability uses 4.5× single income and 4.75% indicative rate over 25 years. Not financial advice.

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Key facts for N3 2SP

Full postcodeN3 2SP
Postcode districtN3
BoroughLondon Borough of Barnet
WardFinchley Church End
Latitude51.598086
Longitude-0.187831
Parliamentary constituencyFinchley and Golders Green
CountryEngland
RegionGreater London

Trusted official data sources

Office for
National Statistics
LONDONDATASTORE
Ofsted
HM LAND
REGISTRY
Environment
Agency
DATA.POLICE.UK
GOV.UK
TfL
Transport
for London
NHS
Digital
Companies
House
Royal
Mail
Food Standards
Agency
Ofcom
Met
Office
Ordnance
Survey