Finchley Church End · Barnet · Finchley and Golders Green constituency · 51.59560, -0.20401

N3 3SF— Finchley Church End, Barnet

Location and area intelligence for N3 3SF, Finchley Church End, Barnet

Strong, well-rated schools nearby

 

Schools 100%Safety 85/100Transport 30/100Yield 4.23%

Best for: Families, Owner-occupiers

Compare areas

Strong schools, limited transport — ideal for car-owning families

Liveability
57
Safety
85
Schools
95
Transport
30
Environment
57
Investment
42

The bottom line

N3 3SF offers exceptional schools (100% Good/Outstanding) and low crime at £440,000 median — strong value for Families and Owner-occupiers who can accept its trade-offs.

The catch: 46 min to victoria — above average for this zone.

Less suited to Car-free commuters.

Check your dealbreakers

Toggle the things that matter to you — see how N3 3SF scores on each.

Do you commute into central London daily?
Do you have or plan to have school-age children?
Do you work from home?
Do you cycle regularly?
Is noise a dealbreaker for you?

Toggle a question above to see how N3 3SF meets your needs.

Location

N3 3SF

Area Profile & Benchmarks

Area identity and London comparisons

Area Identity

Suburban
HighOwner occupiers / families
Buyer fit: ExcellentInvestment outlook: NeutralRisk: Low

London Benchmarks

vs London avg price-15.4% vs London avg
vs London income+4.5% vs London avg
vs London crime-46.0% vs London avg

Deep-dive guides for N3 3SF

🛡️Crime & SafetyCrime rate, trends & breakdown by type🎓SchoolsOfsted ratings, exam scores & distances🏠Rental MarketAverage rents, demand & void risk

✨ Get your personal match score

Tell us what matters — safety, schools, transport — and we'll score every postcode for you.

Compare N3 3SF with:

Postcode Personality

🎓 School Smart🔒 Very Safe

“Strong, well-rated schools nearby”

Share:WhatsAppShare on X

How N3 3SF has changed

Schools

18 Apr

Nearest schools and Ofsted ratings

95

Education score

Excellent for families
★ Top school within 1km
★★★

Primary

Chalgrove Primary School

Outstanding · Inspected May 2022 · 6 min walk

KS2: 108.8

★★

Secondary

Hasmonean High School for Boys

Good · Inspected Nov 2023 · 9 min walk

P8: +0.74A8: 60.0

100% of local schools rated Good or Outstanding · based on 8 schools within 1.5km

Top 10% — exceptional provision

Childcare

Childcare

Moss Hall Nursery School

Not inspected · 26 min walk

3 primaries · 1 secondaries · 0 childcare — within 1km

Safety

13 Jul

Crime rates and local incidents

Low crime

35.4 incidents per 1,000 residents

Better than 75% of London
→ Stable

-43% vs borough

Crime by type

Anti-social behaviour27%
Violence & sexual offences26%
Burglary13%
Drug offences11%
Vehicle crime11%
Other9%
Theft3%
Robbery0%

Road safety

100

Road safety score

0

Accidents (5yr)

2

Serious within 200m

Fire risk

LOW

Risk band

0

Incidents (1yr)

0

Incidents (5yr)

Nearest station: Finchley Fire Station · 1.7km

Crime is 46% below London average

Property

2 Jul

Prices, sales volume and market trends

Low transaction volume — only 5 sales in 24 months. Price figures may not reflect the wider area. Treat with caution.

£440,000

Median sale price

15% below London median

£440,000 is 15% below the London median (£520,000)

-46.6%

This year

Flat

Dominant type

Price history

5-year change
-8.3%
Sales (24 months)5
New build0.0%
Avg flat£440,000
Price per m²£5,479/m²
Price per ft²£509/ft²
Avg floor area81.1 m²

EPC breakdown

B
4%
C
70%
D
43%
E
12%
G
1%

Based on 130 properties · Confidence: high

Street mix

Flat 100%

LHA rates — Outer North London

Shared room£595/mo
1 bedroom£1150/mo
2 bedrooms£1400/mo
3 bedrooms£1695/mo
4 bedrooms£2200/mo

Stamp duty

Standard buyer£9,500
First-time buyerFTB
£750
Additional propertyBTL/2nd
£22,700

England & NI rates 2025/26. Additional property rate adds 3% on each band.

Current mortgage rates

2-year fixed4.58%
5-year fixed4.32%
SVR7.25%

Bank of England (monthly average)

Affordability

10.0×

Price-to-income

£2,201/mo

Est. mortgage

Medium

Market activity

60d

Days to sell

Falling

Market momentum

Energy & construction

Solar yield850 kWh/kWp/yr
Rebuild cost estimate£202,750
Rebuild cost per m²£2,500/m²

BCIS London average 2024. Excludes land value. Use for building insurance sum insured guidance only.

Construction era1967-1975
WallsCavity wall, as built, no insulation (assumed)
Roof(another dwelling above)
Heating fuelmains gas (not community)
GlazingFully double glazed
Council tax band Band FAnnual charge £2,742
Price growth potentialModerate

Market History

Price trajectory, velocity and distribution

Price Trajectory

1995–2025 · CAGR

+5.1%

Total change

+346%

Market Activity

Price Velocity & Acceleration

Current Velocity

-16.1%

per year

Acceleration

-10.48

change in velocity

Market State

Downturn

Velocity (%)Acceleration

Price Distribution

P25: £175k–£200k · P75: £500k–£600k · 96 sales

Property Type Mix

Total: 96 sales

Flat/maisonette100%

By decade

1990s

2000s

2010s

2020s

Market Cycle

BullCooling bullRisingSteadyRecoveryCorrectionBear

Market Eras

EraPeriodStart priceEnd priceChangeAvg sales/yr
Late-1990s boom1995–2000£95k£194k+103.7%2.8
Post-dot-com plateau2001–2004£233k£300k+29%2.5
Pre-crash peak2005–2007£323k£313k-3.1%5.3
GFC & correction2010–2012£333k£332k-0.4%4.3
Help-to-Buy recovery2013–2016£363k£410k+13.1%3.2
Brexit uncertainty2018–2019£440k£495k+12.5%2.5
Pandemic surge2020–2021£410k£480k+17.1%4.5
Rate-rise correction2022–2023£544k£535k-1.6%3.5
Current market2024–2025£505k£424k-16.1%3

Price Trajectory by Type

Flat/maisonette

Per-type alpha vs district

Best performer

Flat/maisonette

+-1% alpha

Flat/maisonette-1% α
Local
5.1%
District
6.1%

CAGR over 30yr data window. Alpha = local CAGR − district CAGR.

Buyer vs Seller Score

Composite market conditions index 0–100

54out of 100SellerBuyer

Market condition

Balanced Market

Neutral conditions

Higher score = better conditions for buyers

Score breakdown

Price Velocity100
Sales Volume15
Seasonal Timing0
Trend Position100

Transport

1 Jul

Public transport accessibility and links

PTAL 2

Poor

1a
1b
2
3
4
5
6a
6b
Bottom 25% — limited connections
Finchley Central Underground StationNorthern line
11.8 min walk
Brent Cross West Station

Nearby stations

Finchley Central Underground StationNorthern
12 min walk
Mill Hill East Underground StationNorthern
18 min walk
West Finchley Underground StationNorthern
24 min walk
Hendon Central Underground StationNorthern
26 min walk
Brent Cross Underground StationNorthern
28 min walk
No bus stops within 400m

15

Walkability score

4

Footpaths (500m)

0

Santander docks (800m)

4.8 km

Nearest cycle dock

Central London commute times

London Bridge55 min ↑
Victoria ★46 min
Waterloo50 min ↑
Canary Wharf57 min ↑
City52 min ↑

▎ marker = outer-London average per hub. ↓ green = below average. ↑ orange = above average. ≈ grey = at average. · Source: TfL Journey Planner (sampled)

Find areas within a set commute time of your workplace →

Parking & EV

Car parks, spaces and charging points

18

Car parks (800m)

0

EV chargers (800m)

Nearest car park78m
Santander docks (800m)0
Nearest cycle dock4.8 km

Environment

2 Jul

Flood risk, air quality and noise

Flood riskLOW
Low
Minimal flood risk
Surface waterNONE
No assessed surface water flood risk
Air qualityLOW
NO₂: 28.0 µg/m³ · PM2.5: 12.0 µg/m³
Better than 78% of London
NoiseMEDIUM
road
MODERATE
Radon riskLOW
0.5% of local properties affected
ULEZ zone · £12.50/dayCCZ: 8.8 km away✗ Not Green Belt✗ Not AONB15% green spaceTree canopy: 46%
Above average green space

Nearest SSSI: Hampstead Heath Woods SSSI — 3.9 km

Energy

Solar: 850 kWh/kWp/yr

Ground stability

Geology: DIAMICTON

Subsidence risk: Low

Shrink-swell: Low

Landslide records (2km): None recorded

Insurance risk

Elevated

Cost band

Low

Flood risk

Medium

Subsidence risk

0.5%

Flood claim prob.

Climate

Local weather conditions and energy potential

1,510 hrs/yr

Sunshine

615 mm/yr

Rainfall

22.4°C

Summer avg

2.8°C

Winter avg

Solar yield849.7 kWh/kWp/yr

Source: Met Office UK Climate Averages 1991-2020

Health

GP, dental and hospital access

LANGSTONE WAY SURGERY

28 LANGSTONE WAY, MILL HILL, NW7 1GR

17 min walk

35%

Recommend GP

35%

Overall GP experience

0

GPs within 1km

1

Dentists within 1km

2

Care homes (1km)

Nearest hospitalBMI Hendon Hospital · 1.4 km
Nearest A&EROYAL FREE LONDON NHS FOUNDATION TRUST · 5.4 km
A&E 4hr targetNHS target: 95% · London avg: ~68%74.1%

Amenities

Shops, restaurants, parks and more

106

Parks (1km)

2

Restaurants (800m)

2

Cafes (800m)

0

Pubs (400m)

0

Pharmacies (800m)

0

Gyms (1km)

18

Sports (1km)

0

Convenience

No pubs within 400m — nearest: The Catcher in the Rye (709 m)

Nearest supermarketThornfield Supermarket · 1.0 km
13 tennis courts2 swimming pools3 sports halls

Nightlife (500m)

0

Nightclubs

0

Late-night venues

E
941 licensed premises in borough130 late-night refreshment licencesHome Office 2023/24

0

Libraries (1km)

0

Cinemas (2km)

437m

Post office

Nearby shops

Regent News366 m
Morrisons Daily433 m
Finchley Offlicence502 m
Cake Create702 m

Nearby cafes

Regents cafe359 m
Totally Espresso467 m
Inky's Café674 m
Finchley Kitchen723 m

Nearby restaurants

Iranzamin354 m
Zizzi407 m
The Two Brothers655 m
Izgara Finchley743 m

Nearby pubs

The Catcher in the Rye709 m
King of Prussia874 m

Nearby gyms

Finchley Manor Tennis Squash & Health Club684 m
Poolside Manor737 m
Temple Fortune Club984 m

Nearby pharmacies

Gateway Chemist823 m

Nearby health

Church End Dental Clinic692 m
Smiles & More698 m
Portner Pittack1.0 km
Food hygiene (5-star)46% of 26

Business

Local businesses registered here

Active businesses
0
New (last 12 months)
0
Dissolved (last 12 months)
0
Industry diversity
0
3yr survival rate
100.0%
Right-to-buy sales (5yr)
188

High street

E

High street health

Investment

Investment grade, yield and market outlook

42

Investment score

Moderate

Score reflects rental yield, demand & liquidity — not capital appreciation. See Price growth potential below.

Avg monthly rent
£1,550London avg: £1,950/mo
Gross yield
4.2% (average)London avg: 3.8%Above average yield
Gentrification score15/100
Right-to-buy sales (5yr)Above average for outer London — neighbourhood in transition188
Sales last 12 months3

Rental market

Medium

Demand

Medium

Void risk

Mixed owner / renter

Tenant profile

+10.7%

Rent growth (1yr)

Market liquidity

Medium

Market activity

60d

Est. days to sell

25/100

Velocity score

Future outlook

46.5

Price growth score

C
Low

Development pressure

Low

New supply risk

High investment quality

Infrastructure pipeline

Infrastructure score0/100
Bakerloo Extension route13,232m
Crossrail 2 route8,979m

Demographics

16 Jun

Population, deprivation and income

Decile 7/10

Less deprived than average

Index of Multiple Deprivation

Less deprived than average

Rank: 20,709 nationally

1,978

Est. population

8,224/km²

54%

Employed

57%

Degree educated

£43,900

Median income

3.6%

Claimant rate

SuburbanHigh densityOwner occupiers / families

45

Community stability

Age profile

22%
16%
21%
16%
25%
Under 1822%
18–3416%
35–4921%
50–6416%
65+26%

Tenure

40%
22%
34%
Own outright40%
Own (mortgage)22%
Private rent34%
Social rent4%

Ethnicity

44%
22%
14%
White British44%
White Other22%
Asian14%
Black4%
Mixed4%
Other12%

Employment & lifestyle

Managerial / professional46%
Routine / semi-routine9%
No car household25%
Unemployed3%
No qualifications14%

Housing tenure (Census 2021)

Private rent34%
Social rent4%

vs. London

Income vs London+4.5%
Price vs London-15.4%

Planning

Conservation areas and development

Conservation area
No
Article 4 area
Yes
Listed buildings (800m)
11
Live planning apps (800m)
3
Development activity
low
Residential apps (800m)
1
Commercial apps (800m)
0
Major developments (800m)
0
Planning apps (12 months)
12
Planning apps (3 years)
14
Local approval rate
67%
Borough approval rate
66%
Opportunity area
No
CIL rate (residential)
£135/m²
Coal mining risk area
No
Japanese knotweed sites (400m)
0

Housing pipeline (800m)

Homes approved
0
Under construction
0
Completed (3yr)
5
Largest scheme
42 homes · 261-281, 261-281, REGENTS PARK ROAD, N3
Pipeline pressure
NONE

Named schemes (500m)

Beach Lodge, Beach Lodge, Hendon Lane, Finchley Church End, N3 1SB35 homes
completed
101-103, 101-103, HENDON LANE, N3 3SH24 homes
completed
95-97, 95-97, HENDON LANE, N3 3SH15 homes
completed
53-55, 53-55, HENDON LANE, N3 1SG12 homes
completed
110-112, 110-112, HENDON LANE, N3 3SJ10 homes
completed

Politics

Local councillors and MP

Ward majority
Conservative
Ward majority vote
16.5%
Ward turnout
46%
Election year
2026
MP
Sarah Sackman (Labour)
MP majority
4,581
Constituency
Finchley and Golders Green

Councillors

Jennifer Anne GrocockConservative
Josh Mastin-LeeConservative
Sachin RajputConservative

Stamp Duty & Affordability Calculator

Stamp duty on median price (£440,000)

£9,500

Standard buyer

£750

First-time buyer

Save £8,750

Affordability check — your annual salary

£

Deposit

Affordability uses 4.5× single income and 4.75% indicative rate over 25 years. Not financial advice.

Live in N3 3SF? Rate your area

Help future residents make better decisions. Takes 30 seconds.

★★★★★

Resident Reviews

Be the first to review this area

🏘️

No reviews yet for N3 3SF.
Help others by sharing your experience.

Reviews are from real residents. No account required. Inappropriate content is removed automatically.

Compare Barnet with nearby boroughs:

Barnet vs HaringeyBarnet vs EnfieldBarnet vs HarrowBarnet vs Camden

What else could £440k buy?

Similar-priced postcodes — sorted by transport score.

Similar postcodes

Frequently asked questions

📍 Track N3 3SF

Get a free monthly update when crime, prices or school ratings change in this area.

No spam. Unsubscribe anytime.

Key facts for N3 3SF

Full postcodeN3 3SF
Postcode districtN3
BoroughLondon Borough of Barnet
WardFinchley Church End
Latitude51.595601
Longitude-0.204014
Parliamentary constituencyFinchley and Golders Green
CountryEngland
RegionGreater London

Trusted official data sources

Office for
National Statistics
LONDONDATASTORE
Ofsted
HM LAND
REGISTRY
Environment
Agency
DATA.POLICE.UK
GOV.UK
TfL
Transport
for London
NHS
Digital
Companies
House
Royal
Mail
Food Standards
Agency
Ofcom
Met
Office
Ordnance
Survey