Penge & Cator · Bromley · Beckenham and Penge constituency · 51.41994, -0.05634

SE20 7BGPenge & Cator, Bromley

Location and area intelligence for SE20 7BG, Penge & Cator, Bromley

The family fortress

 

Top 5% LondonSchools 100%Safety 80/100Transport 54/100Yield 4.20%

Best for: Families, Owner-occupiers

Compare areas

Balanced area — no standout strengths or weaknesses

Liveability
76
Safety
80
Schools
60
Transport
54
Environment
80
Investment
54

The bottom line

SE20 7BG offers exceptional schools (100% Good/Outstanding), low crime and a green environment at £399,950 median — a strong choice for Families and Owner-occupiers.

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Location

SE20 7BG

Area Profile & Benchmarks

Area identity and London comparisons

Area Identity

Inner city
HighYoung professionals
Buyer fit: ExcellentInvestment outlook: NeutralRisk: Low

London Benchmarks

vs London avg price-23.1% vs London avg
vs London income+2.4% vs London avg
vs London crime+13.0% vs London avg

Deep-dive guides for SE20 7BG

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Postcode Personality

🚇 Well-Connected🎓 School Smart🌿 Green Lung🔒 Very Safe🍕 Buzzing

The family fortress

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How SE20 7BG has changed

Schools

18 Apr

Nearest schools and Ofsted ratings

60

Education score

Good for families
★ Top school within 1km

Primary

Harris Primary Academy Crystal Palace

Not yet inspected · 6 min walk

KS2: 103.8

Secondary

Sydenham School

Not yet inspected · 20 min walk

P8: +0.16A8: 51.4

100% of local schools rated Good or Outstanding · based on 8 schools within 1.5km

Top 10% — exceptional provision

Childcare

Childcare

Dulwich Wood Nursery School

Not inspected · 26 min walk

3 primaries · 0 secondaries · 0 childcare — within 1km

Safety

13 Jul

Crime rates and local incidents

Low crime

73.6 incidents per 1,000 residents

Higher crime than 56% of London
→ Stable

+38% vs borough

Crime by type

Other40%
Violence & sexual offences18%
Anti-social behaviour13%
Vehicle crime12%
Drug offences7%
Theft4%
Burglary4%
Robbery3%

Road safety

100

Road safety score

0

Accidents (5yr)

Fire risk

LOW

Risk band

0

Incidents (1yr)

0

Incidents (5yr)

Nearest station: Beckenham Fire Station · 2.0km

Crime is +13% above London average

Property

2 Jul

Prices, sales volume and market trends

Low transaction volumeonly 7 sales in 24 months. Price figures may not reflect the wider area. Treat with caution.

£399,950

Median sale price

23% below London median

£399,950 is 23% below the London median (£520,000)

Flat

Dominant type

Price history

Sales (24 months)7
New build0.0%
Avg flat£399,950
Price per m²£5,214/m²
Price per ft²£484/ft²
Avg floor area74.7

EPC breakdown

B
1%
C
22%
D
4%

Based on 27 properties · Confidence: medium

Street mix

Terraced 36%Flat 64%

LHA rates — Outer South East London

Shared room£600/mo
1 bedroom£1050/mo
2 bedrooms£1300/mo
3 bedrooms£1550/mo
4 bedrooms£1800/mo

Stamp duty

Standard buyer£7,498
First-time buyerFTB
£0
Additional propertyBTL/2nd
£19,496

England & NI rates 2025/26. Additional property rate adds 3% on each band.

Current mortgage rates

2-year fixed4.58%
5-year fixed4.32%
SVR7.25%

Bank of England (monthly average)

Affordability

9.3×

Price-to-income

£2,001/mo

Est. mortgage

Medium

Market activity

60d

Days to sell

Energy & construction

Solar yield851 kWh/kWp/yr
Rebuild cost estimate£186,750
Rebuild cost per m²£2,500/m²

BCIS London average 2024. Excludes land value. Use for building insurance sum insured guidance only.

Construction era2024
WallsCavity wall, filled cavity
RoofAverage thermal transmittance 0.12 W/m²K
Heating fuelElectricity: electricity, unspecified tariff
GlazingHigh performance glazing
Council tax band Band CAnnual charge £1,668
Price growth potentialModerate

Market History

Price trajectory, velocity and distribution

Price Trajectory

19952025 · CAGR

+5.9%

Total change

+455%

Market Activity

Price Velocity & Acceleration

Current Velocity

+83.5%

per year

Acceleration

+55.22

change in velocity

Market State

Strong growth

Velocity (%)Acceleration

Price Distribution

P25: £200k–£250k · P75: £350k–£400k · 11 sales

Property Type Mix

Total: 11 sales

Terraced36.4%
Flat/maisonette63.6%

By decade

1990s

2000s

2010s

2020s

Market Cycle

BullCooling bullRisingSteadyRecoveryCorrectionBear

Market Eras

EraPeriodStart priceEnd priceChangeAvg sales/yr
Late-1990s boom19951997£72k£69k-4.2%1
Post-dot-com plateau20032003£170k£170k+0%1
GFC & correction20112011£218k£218k+0%1
Current market20252025£400k£400k+0%7

Buyer vs Seller Score

Composite market conditions index 0–100

38out of 100SellerBuyer

Market condition

Seller's Market

Favours sellers

Higher score = better conditions for buyers

Score breakdown

Price Velocity0
Sales Volume75
Trend Position40

Transport

1 Jul

Public transport accessibility and links

PTAL 4

Good

1a
1b
2
3
4
5
6a
6b
Above London average
Penge EastVictoria· 4 tph
19 min

Nearby stations

Penge EastNational Rail
2 min walk
Penge West Rail StationWindrush · Southern
5 min walk
Sydenham Rail StationWindrush · Southern
10 min walk
Anerley Rail StationSouthern · Windrush
14 min walk
Crystal Palace Rail StationWindrush · Southern
14 min walk
No bus stops within 400m

39

Walkability score

52

Footpaths (500m)

0

Santander docks (800m)

4.1 km

Nearest cycle dock

Central London commute times

London Bridge43 min
Victoria39 min
Waterloo52 min
Canary Wharf45 min
City54 min

▎ marker = outer-London average per hub. ↓ green = below average. ↑ orange = above average. ≈ grey = at average. · Source: TfL Journey Planner (sampled)

Parking & EV

Car parks, spaces and charging points

8

Car parks (800m)

1

EV chargers (800m)

Total spaces (800m)68
Nearest car park380m
Santander docks (800m)0
Nearest cycle dock4.1 km

Environment

2 Jul

Flood risk, air quality and noise

Flood riskLOW
Low
Minimal flood risk
Surface waterLOW
Low
Air qualityLOW
NO₂: 30.0 µg/m³ · PM2.5: 15.0 µg/m³
Better than 75% of London
NoiseLOW
none
Quieter than 70% of London
Radon riskLOW
0.5% of local properties affected
ULEZ zone · £12.50/dayCCZ: 8.4 km away✗ Not Green Belt✗ Not AONB99% green spaceTree canopy: 70%
More green space than 99% of London

Nearest SSSI: Croham Hurst SSSI — 7.7 km

Energy

Solar: 851 kWh/kWp/yr

Ground stability

Geology: SAND AND GRAVEL

Subsidence risk: Low

Shrink-swell: Low

Running sand risk: Medium

Landslide records (2km): 2

Landslide susceptibility: Medium

Insurance risk

Standard

Cost band

Low

Flood risk

Low

Subsidence risk

0.5%

Flood claim prob.

Climate

Local weather conditions and energy potential

1,530 hrs/yr

Sunshine

595 mm/yr

Rainfall

22.9°C

Summer avg

3.0°C

Winter avg

Solar yield851.1 kWh/kWp/yr

Source: Met Office UK Climate Averages 1991-2020

Health

GP, dental and hospital access

ST JAMES' PRACTICE

138 CROYDON ROAD, BR3 4DG

31 min walk

90%

Recommend GP

90%

Overall GP experience

0

GPs within 1km

4

Dentists within 1km

2

Care homes (1km)

Nearest hospital · 1.6 km
Nearest A&ECROYDON HEALTH SERVICES NHS TRUST · 5.0 km
A&E 4hr targetNHS target: 95% · London avg: ~68%65.3%

Amenities

Shops, restaurants, parks and more

70

Parks (1km)

22

Restaurants (800m)

14

Cafes (800m)

0

Pubs (400m)

1

Pharmacies (800m)

3

Gyms (1km)

11

Sports (1km)

3

Convenience

No pubs within 400m — nearest: Bridge House (351 m)

Nearest supermarketEndora House Food & Wine · 732 m
7 tennis courts1 sports halls

Nightlife (500m)

0

Nightclubs

0

Late-night venues

E
852 licensed premises in boroughHome Office 2023/24

0

Libraries (1km)

0

Cinemas (2km)

585m

Post office

Nearby shops

Kingswood Food & Wine293 m
One Stop315 m
Jerry's321 m
Capital Wines475 m

Nearby cafes

Pride Of Venice292 m
Pretty Little Cupcakes294 m
Naka Cafe298 m
Coffee Trailer412 m

Nearby restaurants

Tasty Palace290 m
Tang Tang325 m
Penge Masala328 m
Rebas333 m

Nearby pubs

Bridge House351 m
The Alexandra476 m
The Crooked Billet492 m
Pawleyne Arms745 m

Nearby gyms

Temple of Strength294 m
Sydenham Tennis, Squash and Croquet Club307 m
NSC Diving Pool752 m
NSC 50m pool760 m

Nearby pharmacies

Touchwood Pharmacy755 m
Superdrug794 m

Nearby health

Bolney Court Dental Practice636 m
Park Practice @ Oaks Medical Centre898 m
Food hygiene (5-star)59% of 112

Business

Local businesses registered here

Active businesses
0
New (last 12 months)
0
Dissolved (last 12 months)
0
Industry diversity
0
3yr survival rate
100.0%

High street

A

High street health

Investment

Investment grade, yield and market outlook

54

Investment score

Moderate

Score reflects rental yield, demand & liquidity — not capital appreciation. See Price growth potential below.

Avg monthly rent
£1,400London avg: £1,950/mo
Gross yield
4.2% (average)London avg: 3.8%Above average yield
Gentrification score23/100
Sales last 12 months0

Rental market

High

Demand

Low

Void risk

Young professional

Tenant profile

+7.7%

Rent growth (1yr)

Market liquidity

Medium

Market activity

60d

Est. days to sell

29/100

Velocity score

Future outlook

63.1

Price growth score

C
Low

Development pressure

Low

New supply risk

High investment quality

Infrastructure pipeline

Infrastructure score13/100
Bakerloo Extension route2,356m
Crossrail 2 route9,292m

Demographics

16 Jun

Population, deprivation and income

Decile 6/10

Around average

Index of Multiple Deprivation

Average deprivation level

Rank: 17,780 nationally

1,848

Est. population

10,166/km²

70%

Employed

59%

Degree educated

£43,000

Median income

5.9%

Claimant rate

Inner cityHigh densityYoung professionals

50

Community stability

Age profile

21%
19%
30%
19%
Under 1821%
18–3419%
35–4930%
50–6419%
65+11%

Tenure

20%
40%
20%
20%
Own outright20%
Own (mortgage)40%
Private rent20%
Social rent20%
Shared ownership0%

Ethnicity

54%
14%
14%
White British54%
White Other14%
Asian7%
Black14%
Mixed9%
Other3%

Employment & lifestyle

Managerial / professional53%
Routine / semi-routine14%
No car household38%
Unemployed5%
No qualifications10%

Housing tenure (Census 2021)

Social rent20%
Private rent20%

vs. London

Income vs London+2.4%
Price vs London-23.1%

Planning

Conservation areas and development

Conservation area
No
Article 4 area
No
Listed buildings (800m)
8
Live planning apps (800m)
2
Development activity
low
Residential apps (800m)
0
Commercial apps (800m)
0
Major developments (800m)
0
Planning apps (12 months)
5
Planning apps (3 years)
11
Local approval rate
80%
Borough approval rate
54%
Opportunity area
No
CIL rate (residential)
£125/m²
Coal mining risk area
No
Japanese knotweed sites (400m)
0

Housing pipeline (800m)

Homes approved
0
Under construction
0
Completed (3yr)
14
Largest scheme
46 homes · The Haven, The Haven, Springfield Road, Sydenham London, SE26 6HG
Pipeline pressure
NONE

Named schemes (500m)

63, 63, LAWRIE PARK ROAD, SE26 6EA30 homes
completed
73-75, 73-75, LAWRIE PARK ROAD, SE2620 homes
completed
66, 66, HIGH STREET, PENGE, SE2019 homes
completed
FORMER OAKFIELD DEPOT, FORMER OAKFIELD DEPOT, OAKFIELD ROAD, SE2018 homes
completed
47, 47, LAWRIE PARK ROAD, SE2011 homes
completed

Politics

Local councillors and MP

Ward majority
Labour
Ward majority vote
16.5%
Ward turnout
44%
Election year
2026
MP
Liam Conlon (Labour)
MP majority
12,905
Constituency
Beckenham and Penge

Councillors

Kathy BanceLabour
Simon JealLabour
Kevin Kennedy-BrooksLabour

Stamp Duty & Affordability Calculator

Stamp duty on median price (£399,950)

£7,498

Standard buyer

£0

First-time buyer

Save £7,498

Affordability check — your annual salary

£

Deposit

Affordability uses 4.5× single income and 4.75% indicative rate over 25 years. Not financial advice.

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Key facts for SE20 7BG

Full postcodeSE20 7BG
Postcode districtSE20
BoroughLondon Borough of Bromley
WardPenge & Cator
Latitude51.419943
Longitude-0.056338
Parliamentary constituencyBeckenham and Penge
CountryEngland
RegionGreater London

Trusted official data sources

Office for
National Statistics
LONDONDATASTORE
Ofsted
HM LAND
REGISTRY
Environment
Agency
DATA.POLICE.UK
GOV.UK
TfL
Transport
for London
NHS
Digital
Companies
House
Royal
Mail
Food Standards
Agency
Ofcom
Met
Office
Ordnance
Survey