Herne Hill & Loughborough Junction · Lambeth · Dulwich and West Norwood constituency · 51.46812, -0.10179

SE5 9DN— Herne Hill & Loughborough Junction, Lambeth

Location and area intelligence for SE5 9DN, Herne Hill & Loughborough Junction, Lambeth

The family fortress

 

Schools 67%Safety 83/100Transport 46/100Yield 3.76%

Best for: Families

Compare areas

Lopsided profile — strong safety but weak schools

Liveability
64
Safety
83
Schools
40
Transport
46
Environment
38
Investment
46

The bottom line

SE5 9DN offers low crime and fast broadband at £575,000 median — a strong choice for Families.

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Location

SE5 9DN

Area Profile & Benchmarks

Area identity and London comparisons

Area Identity

Inner city
Very highYoung professionals
Buyer fit: ExcellentInvestment outlook: NeutralRisk: Low

London Benchmarks

vs London avg price+10.6% vs London avg
vs London income+15.0% vs London avg
vs London crime-22.0% vs London avg

Deep-dive guides for SE5 9DN

🛡️Crime & SafetyCrime rate, trends & breakdown by type🎓SchoolsOfsted ratings, exam scores & distances🏠Rental MarketAverage rents, demand & void risk

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Postcode Personality

🚇 Well-Connected🎓 Good Schools🌳 Good Parks🔒 Very Safe🍕 Buzzing

“The family fortress”

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How SE5 9DN has changed

Schools

18 Apr

Nearest schools and Ofsted ratings

40

Education score

Fair for families
★ Top school within 1km
—

Primary

Loughborough Primary School

Not yet inspected · 3 min walk

—

Secondary

Ark Evelyn Grace Academy

Not yet inspected · Inspected Feb 2025 · 10 min walk

P8: -0.39A8: 38.9

67% of local schools rated Good or Outstanding · based on 22 schools within 1.5km

Below London average

Childcare

★★

Childcare

Effra Nursery School and Children's Centre

Good · 17 min walk

9 primaries · 3 secondaries · 0 childcare — within 1km

Safety

13 Jul

Crime rates and local incidents

Low crime

51.0 incidents per 1,000 residents

Better than 62% of London
→ Stable

-36% vs borough

Crime by type

Violence & sexual offences29%
Other28%
Theft13%
Vehicle crime11%
Burglary9%
Robbery4%
Drug offences3%
Anti-social behaviour2%

Road safety

100

Road safety score

0

Accidents (5yr)

Fire risk

LOW

Risk band

0

Incidents (1yr)

0

Incidents (5yr)

Nearest station: Brixton Fire Station · 719m

Crime is 22% below London average

Property

2 Jul

Prices, sales volume and market trends

Low transaction volume — only 7 sales in 24 months. Price figures may not reflect the wider area. Treat with caution.

£575,000

Median sale price

Above London median by 11%

£575,000 is 11% above the London median (£520,000)

-41.0%

This year

Flat

Dominant type

Price history

5-year change
+12.7%
Sales (24 months)7
New build0.0%
Avg terraced£575,000
Avg flat£512,500
Price per m²£7,646/m²
Price per ft²£710/ft²
Avg floor area76.1 m²

EPC breakdown

B
2%
C
16%
D
21%
E
2%
F
1%

Based on 42 properties · Confidence: high

Street mix

Terraced 7%Flat 93%

LHA rates — Inner South West London

Shared room£685/mo
1 bedroom£1420/mo
2 bedrooms£1700/mo
3 bedrooms£2160/mo
4 bedrooms£2900/mo

Stamp duty

Standard buyer£16,250
First-time buyerFTB
£7,500
Additional propertyBTL/2nd
£33,500

England & NI rates 2025/26. Additional property rate adds 3% on each band.

Current mortgage rates

2-year fixed4.58%
5-year fixed4.32%
SVR7.25%

Bank of England (monthly average)

Affordability

11.9×

Price-to-income

£2,876/mo

Est. mortgage

Low

Market activity

100d

Days to sell

Falling

Market momentum

Energy & construction

Solar yield857 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium
Rebuild cost estimate£190,250
Rebuild cost per m²£2,500/m²

BCIS London average 2024. Excludes land value. Use for building insurance sum insured guidance only.

Construction era1900-1929
WallsSolid brick, as built, no insulation (assumed)
Roof(another dwelling above)
Heating fuelmains gas (not community)
GlazingFully double glazed
Council tax band Band CAnnual charge £1,643
Price growth potentialModerate

Market History

Price trajectory, velocity and distribution

Price Trajectory

1995–2025 · CAGR

+5.8%

Total change

+442%

Market Activity

Price Velocity & Acceleration

Current Velocity

-5.3%

per year

Acceleration

-19.68

change in velocity

Market State

Downturn

Velocity (%)Acceleration

Price Distribution

P25: £300k–£350k · P75: £125k–£150k · 56 sales

Property Type Mix

Total: 56 sales

Terraced7.1%
Flat/maisonette92.9%

By decade

1990s

2000s

2010s

2020s

Market Cycle

BullCooling bullRisingSteadyRecoveryCorrectionBear

Market Eras

EraPeriodStart priceEnd priceChangeAvg sales/yr
Late-1990s boom1995–2000£90k£141k+56.1%2.5
Post-dot-com plateau2001–2004£154k£150k-2.6%3
Pre-crash peak2005–2007£136k£260k+91.9%2.7
GFC & correction2009–2012£175k£368k+110%1.5
Help-to-Buy recovery2013–2016£396k£445k+12.2%1.5
Brexit uncertainty2017–2017£585k£585k+0%1
Pandemic surge2020–2021£485k£510k+5.2%1
Rate-rise correction2022–2022£450k£450k+0%1
Current market2024–2025£515k£488k-5.3%4

Price Trajectory by Type

Flat/maisonette

Per-type alpha vs district

Best performer

Flat/maisonette

+-0.7% alpha

Flat/maisonette-0.7% α
Local
5.8%
District
6.5%

CAGR over 27yr data window. Alpha = local CAGR − district CAGR.

Buyer vs Seller Score

Composite market conditions index 0–100

62out of 100SellerBuyer

Market condition

Buyer's Market

Neutral conditions

Higher score = better conditions for buyers

Score breakdown

Price Velocity100
Sales Volume75
Seasonal Timing0
Trend Position75

Transport

1 Jul

Public transport accessibility and links

PTAL 3

Moderate

1a
1b
2
3
4
5
6a
6b
Below London average
Brixton Underground StationVictoria line
12.7 min walk
Loughborough Junction

Nearby stations

Loughborough JunctionNational Rail
3 min walk
Denmark Hill Rail StationThameslink · Southeastern
11 min walk
Brixton Underground StationVictoria
14 min walk
Stockwell Underground StationNorthern · Victoria
19 min walk
Oval Underground StationNorthern
21 min walk
No bus stops within 400m

47

Walkability score

148

Footpaths (500m)

1

Santander docks (800m)

0.8 km

Nearest cycle dock

Central London commute times

Canary Wharf50 min ↑
City ★44 min

▎ marker = outer-London average per hub. ↓ green = below average. ↑ orange = above average. ≈ grey = at average. · Source: TfL Journey Planner (sampled)

Find areas within a set commute time of your workplace →

Parking & EV

Car parks, spaces and charging points

12

Car parks (800m)

12

EV chargers (800m)

Total spaces (800m)18
Nearest car park229m
Santander docks (800m)1
Nearest cycle dock0.8 km

Nearby car parks

🅿️
The Haven Parking
584m

Connectivity

Broadband and mobile coverage

100%

Full fibre

100%

Gigabit

100%

5G outdoor

100%

4G outdoor

Mobile operators

EEO2VodafoneThree
Avg download speed500 Mbps
Median download450 Mbps
Superfast coverage100%
All operators 5G92%

Broadband providers

BTSkyTalkTalkVodafoneVirgin Media

Environment

2 Jul

Flood risk, air quality and noise

Flood riskLOW
Low
Minimal flood risk
Surface waterMEDIUM
Medium
Air qualityMEDIUM
NO₂: 48.0 µg/m³ · PM2.5: 10.0 µg/m³
Worse air than 63% of London
NoiseLOW
none
Quieter than 70% of London
Radon riskLOW
0.5% of local properties affected
ULEZ zone · £12.50/dayCCZ: 2.3 km away✗ Not Green Belt✗ Not AONB27% green spaceTree canopy: 70%
More green space than 82% of London

Nearest SSSI: Walthamstow Marshes SSSI — 11.9 km

Energy

Solar: 857 kWh/kWp/yrHeat pump: SuitableEPC upgrade: Medium

Ground stability

Geology: SAND AND GRAVEL

Subsidence risk: Low

Shrink-swell: Low

Running sand risk: Medium

Landslide records (2km): 2

Landslide susceptibility: Medium

Insurance risk

Standard

Cost band

Low

Flood risk

Low

Subsidence risk

0.5%

Flood claim prob.

Climate

Local weather conditions and energy potential

1,526 hrs/yr

Sunshine

601 mm/yr

Rainfall

22.8°C

Summer avg

3.1°C

Winter avg

Solar yield856.7 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium

Source: Met Office UK Climate Averages 1991-2020

Health

GP, dental and hospital access

THE CORNER SURGERY

99 COLDHARBOUR LANE, SE5 9NS

6 min walk

65%

Recommend GP

65%

Overall GP experience

12

GPs within 1km

4

Dentists within 1km

Nearest A&EKING'S COLLEGE HOSPITAL NHS FOUNDATION TRUST · 547 m
A&E 4hr targetNHS target: 95% · London avg: ~68%59.4%

Amenities

Shops, restaurants, parks and more

121

Parks (1km)

15

Restaurants (800m)

13

Cafes (800m)

3

Pubs (400m)

0

Pharmacies (800m)

6

Gyms (1km)

17

Sports (1km)

8

Convenience

Nearest supermarketTurkish Food Centre · 904 m
6 tennis courts5 sports halls

Nightlife (500m)

0

Nightclubs

3

Late-night venues

D

1

Libraries (1km)

2

Cinemas (2km)

1.1km

Post office

Nearby shops

The Latin Choice170 m
Kashmir Halal Meat178 m
Nisa Local181 m
Co-op Food207 m

Nearby cafes

Frsshh174 m
Viv's Coffee189 m
LJ Grind207 m
Blue Turtle Oasis238 m

Nearby restaurants

Blessed206 m
Jerk Island212 m
Wang Fa Chinese Takeaway214 m
Mikos Gyros257 m

Nearby pubs

Casa Mofongo192 m
Jalisco310 m
Craft Metropolis343 m
Supercute Brewhouse387 m

Nearby gyms

Equal Fitness177 m
The Gym Group277 m
Lê Pôle306 m
Blocfit354 m

Nearby pharmacies

Fourways Pharmacy821 m
Butterfly Pharmacy830 m
Day Lewis Pharmacy937 m
Kembers & Lawrence937 m

Nearby health

One Dental470 m
King's College Hospital566 m
King's College Hospital Emergency Department629 m
Dental Hospital641 m
Food hygiene (5-star)45% of 100

Business

Local businesses registered here

Active businesses
4
New (last 12 months)
0
Dissolved (last 12 months)
0
Industry diversity
4
3yr survival rate
100.0%
Right-to-buy sales (5yr)
288

High street

A

High street health

Registered businesses

DAVEN NELSON'S CLEANING SERVICES LIMITED
LABEL 1025 LTD
MGSS SERVICES LIMITED
YES YOU COACHING LIMITED

Investment

Investment grade, yield and market outlook

46

Investment score

Moderate

Score reflects rental yield, demand & liquidity — not capital appreciation. See Price growth potential below.

Avg monthly rent
£1,800London avg: £1,950/mo
Gross yield
3.8% (average)London avg: 3.8%Above average yield
Gentrification score24/100
Right-to-buy sales (5yr)Above average for outer London — neighbourhood in transition288
Sales last 12 months1

Rental market

High

Demand

Low

Void risk

Young professional

Tenant profile

+5.9%

Rent growth (1yr)

Market liquidity

Low

Market activity

100d

Est. days to sell

8/100

Velocity score

Future outlook

57

Price growth score

C
Medium

Development pressure

Low

New supply risk

High investment qualityConfirmed 5yr price momentum

Infrastructure pipeline

Infrastructure score20/100
Bakerloo Extension route2,750m
Crossrail 2 route4,002m

Demographics

16 Jun

Population, deprivation and income

Decile 4/10

More deprived than average

Index of Multiple Deprivation

More deprived than average

Rank: 11,619 nationally

1,863

Est. population

19,133/km²

74%

Employed

61%

Degree educated

£48,300

Median income

4.9%

Claimant rate

Inner cityVery high densityYoung professionals

33

Community stability

Age profile

15%
43%
21%
15%
Under 1816%
18–3443%
35–4921%
50–6415%
65+6%

Tenure

22%
42%
24%
Own outright12%
Own (mortgage)22%
Private rent42%
Social rent24%
Shared ownership0%

Ethnicity

40%
17%
18%
White British40%
White Other17%
Asian8%
Black18%
Mixed9%
Other7%

Employment & lifestyle

Managerial / professional51%
Routine / semi-routine18%
No car household64%
Unemployed5%
No qualifications10%

Housing tenure (Census 2021)

Private rent42%
Social rent24%

vs. London

Income vs London+15.0%
Price vs London+10.6%

Planning

Conservation areas and development

Conservation area
No
Article 4 area
No
Listed buildings (800m)
19
Live planning apps (800m)
5
Development activity
medium
Residential apps (800m)
0
Commercial apps (800m)
1
Major developments (800m)
0
Planning apps (12 months)
20
Planning apps (3 years)
10
Local approval rate
50%
Borough approval rate
65%
Opportunity area
No
CIL rate (residential)
£200/m²
Coal mining risk area
No
Japanese knotweed sites (400m)
0

Housing pipeline (800m)

Homes approved
0
Under construction
0
Completed (3yr)
157
Largest scheme
1989 homes · PARTS OF FAIRFAX MARSTEN & IRETON HOUSE, PARTS OF FAIRFAX MARSTEN & IRETON HOUSE, OVERTON ROAD, SW9
Pipeline pressure
NONE

Named schemes (500m)

Higgs Industrial Estate, Herne Hill Road, SE24 0AU134 homes
completed
116-120, 116-120, Coldharbour Lane, SE5 9PZ108 homes
completed
L.B. LAMBETH DEPOT, 105, L.B. LAMBETH DEPOT, 105, MINET ROAD, SW9 7UH74 homes
completed
LAND ADJACENT, 4, LAND ADJACENT, 4, LOUGHBOROUGH PARK, COLDHARBOUR LANE (251), SW943 homes
completed
LOUGHBOROUGH COMMUNITY CENTRE, LOUGHBOROUGH COMMUNITY CENTRE, ANGELL ROAD, SW9 7PD30 homes
completed

Politics

Local councillors and MP

Ward majority
Green
Ward majority vote
18.7%
Ward turnout
137%
Election year
2026
MP
Helen Hayes (Labour)
MP majority
18,789
Constituency
Dulwich and West Norwood

Councillors

Ciara AlleyneGreen
Paul ValentineGreen
Alan AndrewsGreen

Stamp Duty & Affordability Calculator

Stamp duty on median price (£575,000)

£16,250

Standard buyer

£7,500

First-time buyer

Save £8,750

Affordability check — your annual salary

£

Deposit

Affordability uses 4.5× single income and 4.75% indicative rate over 25 years. Not financial advice.

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Key facts for SE5 9DN

Full postcodeSE5 9DN
Postcode districtSE5
BoroughLondon Borough of Lambeth
WardHerne Hill & Loughborough Junction
Latitude51.468115
Longitude-0.101790
Parliamentary constituencyDulwich and West Norwood
CountryEngland
RegionGreater London

Trusted official data sources

Office for
National Statistics
LONDONDATASTORE
Ofsted
HM LAND
REGISTRY
Environment
Agency
DATA.POLICE.UK
GOV.UK
TfL
Transport
for London
NHS
Digital
Companies
House
Royal
Mail
Food Standards
Agency
Ofcom
Met
Office
Ordnance
Survey