North Cheam · Sutton · Sutton and Cheam constituency · 51.36826, -0.22357

SM3 8LR— North Cheam, Sutton

Location and area intelligence for SM3 8LR, North Cheam, Sutton

The family fortress

 

Schools 100%Safety 77/100Transport 11/100Low yield 2.67%

Best for: Families, Owner-occupiers

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Car-dependent area — limited public transport

Liveability
53
Safety
77
Schools
60
Transport
11
Environment
67
Investment
34

The bottom line

SM3 8LR offers exceptional schools (100% Good/Outstanding), low crime and fast broadband at £540,000 median — strong value for Families and Owner-occupiers who can accept its trade-offs.

The catch: 65 min to waterloo — above average for this zone.

Less suited to Car-free commuters.

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Location

SM3 8LR

Area Profile & Benchmarks

Area identity and London comparisons

Area Identity

Suburban
MediumOwner occupiers / families
Buyer fit: ExcellentInvestment outlook: NeutralRisk: Low

London Benchmarks

vs London avg price+3.8% vs London avg
vs London income+5.0% vs London avg
vs London crime+37.0% vs London avg

Deep-dive guides for SM3 8LR

🛡️Crime & SafetyCrime rate, trends & breakdown by type🎓SchoolsOfsted ratings, exam scores & distances🏠Rental MarketAverage rents, demand & void risk

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Postcode Personality

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“The family fortress”

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How SM3 8LR has changed

Schools

18 Apr

Nearest schools and Ofsted ratings

60

Education score

Good for families
★ Top school within 1km
—

Primary

Cheam Fields Primary Academy

Not yet inspected · Inspected Oct 2024 · 6 min walk

KS2: 111.1

—

Secondary

Cheam High School

Not yet inspected · Inspected May 2025 · 6 min walk

P8: +0.06A8: 52.1

100% of local schools rated Good or Outstanding · based on 7 schools within 1.5km

Top 10% — exceptional provision

Childcare

Childcare

Thomas Wall Nursery School

Not inspected · 21 min walk

2 primaries · 1 secondaries · 0 childcare — within 1km

Safety

13 Jul

Crime rates and local incidents

Low crime

89.0 incidents per 1,000 residents

Higher crime than 67% of London
→ Stable

+64% vs borough

Crime by type

Other39%
Violence & sexual offences24%
Anti-social behaviour15%
Theft5%
Robbery5%
Burglary5%
Drug offences4%
Vehicle crime3%

Road safety

100

Road safety score

0

Accidents (5yr)

Fire risk

LOW

Risk band

0

Incidents (1yr)

2

Incidents (5yr)

Nearest station: Sutton Fire Station · 884m

Crime is +37% above London average

Property

2 Jul

Prices, sales volume and market trends

Low transaction volume — only 5 sales in 24 months. Price figures may not reflect the wider area. Treat with caution.

£540,000

Median sale price

Above London median by 4%

£540,000 is 4% above the London median (£520,000)

-29.7%

This year

Semi-detached

Dominant type

Price history

5-year change
+3.8%
Sales (24 months)5
New build0.0%
Avg semi-detached£540,000
Avg terraced£538,750
Price per m²£5,023/m²
Price per ft²£467/ft²
Avg floor area108.2 m²

EPC breakdown

C
2%
D
18%
E
6%
F
1%

Based on 27 properties · Confidence: medium

Street mix

Semi 59%Terraced 37%Flat 2%Other 2%

LHA rates — Outer South London

Shared room£569/mo
1 bedroom£950/mo
2 bedrooms£1200/mo
3 bedrooms£1500/mo
4 bedrooms£1950/mo

Stamp duty

Standard buyer£14,500
First-time buyerFTB
£5,750
Additional propertyBTL/2nd
£30,700

England & NI rates 2025/26. Additional property rate adds 3% on each band.

Current mortgage rates

2-year fixed4.58%
5-year fixed4.32%
SVR7.25%

Bank of England (monthly average)

Affordability

12.2×

Price-to-income

£2,701/mo

Est. mortgage

Low

Market activity

100d

Days to sell

Falling

Market momentum

Energy & construction

Solar yield852 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium
Rebuild cost estimate£270,500
Rebuild cost per m²£2,500/m²

BCIS London average 2024. Excludes land value. Use for building insurance sum insured guidance only.

Construction era1930-1949
WallsSolid brick, as built, no insulation (assumed)
RoofPitched, no insulation (assumed)
Heating fuelmains gas (not community)
GlazingFully double glazed
Council tax band Band DAnnual charge £2,052
Price growth potentialModerate

Market History

Price trajectory, velocity and distribution

Price Trajectory

1996–2025 · CAGR

+5%

Total change

+313%

Market Activity

Price Velocity & Acceleration

Current Velocity

-19.8%

per year

Acceleration

-17.17

change in velocity

Market State

Downturn

Velocity (%)Acceleration

Price Distribution

P25: £700k+ · P75: £600k–£700k · 45 sales

Property Type Mix

Total: 45 sales

Semi-detached60%
Terraced37.8%
Flat/maisonette2.2%

By decade

1990s

2000s

2010s

2020s

Market Cycle

BullCooling bullRisingSteadyRecoveryCorrectionBear

Market Eras

EraPeriodStart priceEnd priceChangeAvg sales/yr
Late-1990s boom1996–2000£129k£176k+36.4%2
Post-dot-com plateau2001–2004£168k£268k+59.3%2.2
Pre-crash peak2006–2007£290k£323k+11.2%3.5
GFC & correction2008–2011£378k£250k-33.8%1.5
Help-to-Buy recovery2013–2016£345k£470k+36.2%1.3
Brexit uncertainty2018–2019£565k£566k+0.2%2
Pandemic surge2020–2021£570k£520k-8.8%2
Rate-rise correction2023–2023£682k£682k+0%2
Current market2024–2025£664k£533k-19.8%3

Price Trajectory by Type

Semi-detachedTerraced

Per-type alpha vs district

Best performer

Semi-detached

+-0.7% alpha

Weakest performer

Terraced

-1% alpha

Semi-detached-0.7% α
Local
5.4%
District
6.1%
Terraced-1% α
Local
3.3%
District
4.3%

CAGR over 26yr data window. Alpha = local CAGR − district CAGR.

Buyer vs Seller Score

Composite market conditions index 0–100

70out of 100SellerBuyer

Market condition

Buyer's Market

Favours buyers

Higher score = better conditions for buyers

Score breakdown

Price Velocity100
Sales Volume75
Seasonal Timing5
Trend Position100

Transport

1 Jul

Public transport accessibility and links

PTAL 2

Poor

1a
1b
2
3
4
5
6a
6b
Bottom 25% — limited connections
Cheam→ London Bridge· 5 tph
36 min

Nearby stations

CheamNational Rail
20 min walk
Morden Underground StationNorthern
53 min walk
Belgrave Walk Tram StopTram
61 min walk
Mitcham Tram StopTram
61 min walk
Phipps Bridge Tram StopTram
62 min walk
No bus stops within 400m

17

Walkability score

8

Footpaths (500m)

0

Santander docks (800m)

Central London commute times

London Bridge67 min ↑
Victoria70 min ↑
Waterloo ★65 min
Canary Wharf83 min ↑
City74 min ↑

▎ marker = outer-London average per hub. ↓ green = below average. ↑ orange = above average. ≈ grey = at average. · Source: TfL Journey Planner (sampled)

Find areas within a set commute time of your workplace →

Parking & EV

Car parks, spaces and charging points

4

Car parks (800m)

0

EV chargers (800m)

Nearest car park77m
Santander docks (800m)0
Nearest cycle dock6.3 km

Connectivity

Broadband and mobile coverage

100%

Full fibre

100%

Gigabit

100%

5G outdoor

100%

4G outdoor

Mobile operators

EEO2VodafoneThree
Avg download speed500 Mbps
Median download450 Mbps
Superfast coverage100%
All operators 5G92%

Broadband providers

BTSkyTalkTalkVodafoneVirgin Media

Environment

2 Jul

Flood risk, air quality and noise

Flood riskLOW
Low
Minimal flood risk
Surface waterMEDIUM
Medium
Air qualityLOW
NO₂: 22.0 µg/m³ · PM2.5: 13.0 µg/m³
Better than 87% of London
NoiseLOW
none
Quieter than 70% of London
Radon riskLOW
0.5% of local properties affected
ULEZ zone · £12.50/dayCCZ: 14.9 km away✗ Not Green Belt✗ Not AONB24% green spaceTree canopy: 40%
More green space than 79% of London

Nearest SSSI: Banstead Downs SSSI — 3.9 km

Energy

Solar: 852 kWh/kWp/yrHeat pump: SuitableEPC upgrade: Medium

Ground stability

Geology: SAND AND GRAVEL

Subsidence risk: Low

Shrink-swell: Low

Running sand risk: Medium

Landslide records (2km): 2

Landslide susceptibility: Medium

Insurance risk

Standard

Cost band

Low

Flood risk

Low

Subsidence risk

0.5%

Flood claim prob.

Climate

Local weather conditions and energy potential

1,530 hrs/yr

Sunshine

595 mm/yr

Rainfall

22.9°C

Summer avg

3.0°C

Winter avg

Solar yield852.3 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium

Source: Met Office UK Climate Averages 1991-2020

Health

GP, dental and hospital access

CHEAM GP CENTRE

322 MALDEN ROAD, CHEAM, SM3 8EP

1 min walk

66%

Recommend GP

66%

Overall GP experience

1

GPs within 1km

5

Dentists within 1km

1

Care homes (1km)

Nearest hospitalSt Anthony's · 1.3 km
Nearest A&EEPSOM AND ST HELIER UNIVERSITY HOSPITALS NHS TRUST · 3.1 km
A&E 4hr targetNHS target: 95% · London avg: ~68%67.6%

Amenities

Shops, restaurants, parks and more

33

Parks (1km)

4

Restaurants (800m)

2

Cafes (800m)

0

Pubs (400m)

1

Pharmacies (800m)

0

Gyms (1km)

5

Sports (1km)

0

Convenience

No pubs within 400m — nearest: The Nonsuch Inn (489 m)

Nearest supermarketAldi · 860 m
1 tennis courts2 swimming pools2 sports halls

Nightlife (500m)

0

Nightclubs

0

Late-night venues

E
443 licensed premises in borough167 late-night refreshment licencesHome Office 2023/24

0

Libraries (1km)

0

Cinemas (2km)

487m

Post office

Nearby shops

Tesco Express897 m

Nearby cafes

Cheam Park Cafe666 m

Nearby restaurants

El Desperado Mexican Grill468 m
Blue Ocean Fish and Chips517 m
McDonald's579 m
Nicky's Restaurant614 m

Nearby pubs

The Nonsuch Inn489 m
The Drill785 m
The Prince of Wales943 m

Nearby gyms

Cheam Leisure Centre63 m

Nearby pharmacies

Boots107 m
Food hygiene (5-star)82% of 54

Business

Local businesses registered here

Active businesses
6
New (last 12 months)
0
Dissolved (last 12 months)
0
Industry diversity
6
3yr survival rate
100.0%
Right-to-buy sales (5yr)
137

High street

A

High street health

Registered businesses

A&A CHILDCARE LTD
ALEX ANTHONY CONSTRUCTION LTD
KEN CONSULTING LIMITED
KROKI LIMITED
MAY PARK LONDON LTD

+1 more

Investment

Investment grade, yield and market outlook

34

Investment score

Weak

Score reflects rental yield, demand & liquidity — not capital appreciation. See Price growth potential below.

Low gross yield (2.7%) makes this better for owner-occupiers than buy-to-let investors. Capital growth outlook is moderate.

Avg monthly rent
£1,200London avg: £1,950/mo
Gross yield
2.7% (low)London avg: 3.8%Below average yield — bottom 71%
Gentrification score19/100
Right-to-buy sales (5yr)Owner-occupier growth signal137
Sales last 12 months1

Rental market

Medium

Demand

Medium

Void risk

Mixed owner / renter

Tenant profile

+4.3%

Rent growth (1yr)

Market liquidity

Low

Market activity

100d

Est. days to sell

8/100

Velocity score

Future outlook

50.2

Price growth score

C
Low

Development pressure

Low

New supply risk

Confirmed 5yr price momentum

Infrastructure pipeline

Infrastructure score0/100
Bakerloo Extension route14,664m
Crossrail 2 route6,021m

Demographics

16 Jun

Population, deprivation and income

Decile 7/10

Less deprived than average

Index of Multiple Deprivation

Less deprived than average

Rank: 21,301 nationally

1,810

Est. population

6,387/km²

62%

Employed

35%

Degree educated

£44,100

Median income

2.8%

Claimant rate

SuburbanMedium densityOwner occupiers / families

52

Community stability

Age profile

27%
17%
23%
18%
16%
Under 1827%
18–3417%
35–4923%
50–6418%
65+16%

Tenure

37%
35%
23%
Own outright37%
Own (mortgage)35%
Private rent23%
Social rent5%
Shared ownership0%

Ethnicity

57%
21%
White British57%
White Other9%
Asian21%
Black5%
Mixed4%
Other5%

Employment & lifestyle

Managerial / professional34%
Routine / semi-routine19%
No car household24%
Unemployed3%
No qualifications18%

Housing tenure (Census 2021)

Private rent23%
Social rent5%

vs. London

Income vs London+5.0%
Price vs London+3.8%

Planning

Conservation areas and development

Conservation area
No
Article 4 area
No
Live planning apps (800m)
1
Development activity
low
Residential apps (800m)
0
Commercial apps (800m)
0
Major developments (800m)
0
Planning apps (12 months)
8
Planning apps (3 years)
12
Local approval rate
75%
Borough approval rate
59%
Opportunity area
No
CIL rate (residential)
£130/m²
Coal mining risk area
No
Japanese knotweed sites (400m)
0

Housing pipeline (800m)

Homes approved
0
Under construction
0
Completed (3yr)
10
Largest scheme
18 homes · RUXLEY HOUSE, 550B, RUXLEY HOUSE, 550B, LONDON ROAD, SM3 9AA
Pipeline pressure
NONE

Named schemes (500m)

RUXLEY HOUSE, 550B, RUXLEY HOUSE, 550B, LONDON ROAD, SM3 9AA18 homes
completed
FORMER JUNIOR BOYS SCHOOL, FORMER JUNIOR BOYS SCHOOL, MALDEN ROAD, SM314 homes
completed
FORMER LFCDA SITE, 234, FORMER LFCDA SITE, 234, CHURCH HILL ROAD, SM3 8LB11 homes
completed
14, 14, Senhouse Road, SM3 83 homes
completed
21, 21, Netley Close, SM3 8DN2 homes
completed

Politics

Local councillors and MP

Ward majority
Lib Dems
Ward majority vote
14.1%
Election year
2026
MP
Luke Taylor (Liberal Democrat)
MP majority
3,801
Constituency
Sutton and Cheam

Councillors

James ApplebyLib Dems
Naveen SamratLib Dems
Jason StoneLib Dems

Stamp Duty & Affordability Calculator

Stamp duty on median price (£540,000)

£14,500

Standard buyer

£5,750

First-time buyer

Save £8,750

Affordability check — your annual salary

£

Deposit

Affordability uses 4.5× single income and 4.75% indicative rate over 25 years. Not financial advice.

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Key facts for SM3 8LR

Full postcodeSM3 8LR
Postcode districtSM3
BoroughLondon Borough of Sutton
WardNorth Cheam
Latitude51.368264
Longitude-0.223569
Parliamentary constituencySutton and Cheam
CountryEngland
RegionGreater London

Trusted official data sources

Office for
National Statistics
LONDONDATASTORE
Ofsted
HM LAND
REGISTRY
Environment
Agency
DATA.POLICE.UK
GOV.UK
TfL
Transport
for London
NHS
Digital
Companies
House
Royal
Mail
Food Standards
Agency
Ofcom
Met
Office
Ordnance
Survey