North Cheam · Sutton · Sutton and Cheam constituency · 51.37212, -0.22573

SM3 9AA— North Cheam, Sutton

Location and area intelligence for SM3 9AA, North Cheam, Sutton

Under-the-radar value

 

Schools 100%Safety 77/100Transport 12/100Yield 7.20%

Best for: Families, Owner-occupiers

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Strong schools, limited transport — ideal for car-owning families

Liveability
49
Safety
77
Schools
100
Transport
12
Environment
61
Investment
54

The bottom line

SM3 9AA offers exceptional schools (100% Good/Outstanding), low crime and fast broadband at £200,000 median — strong value for Families and Owner-occupiers who can accept its trade-offs.

The catch: 60 min to victoria — above average for this zone.

Less suited to Car-free commuters.

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Location

SM3 9AA

Area Profile & Benchmarks

Area identity and London comparisons

Area Identity

Suburban
MediumOwner occupiers / families
Buyer fit: ExcellentInvestment outlook: CautiousRisk: Low

London Benchmarks

vs London avg price-61.5% vs London avg
vs London income+5.0% vs London avg
vs London crime+37.0% vs London avg

Deep-dive guides for SM3 9AA

🛡️Crime & SafetyCrime rate, trends & breakdown by type🎓SchoolsOfsted ratings, exam scores & distances🏠Rental MarketAverage rents, demand & void risk

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“Under-the-radar value”

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How SM3 9AA has changed

Schools

18 Apr

Nearest schools and Ofsted ratings

100

Education score

Excellent for families
★ Top school within 1km
★★★

Primary

St Cecilia's Catholic Primary School

Outstanding · Inspected Nov 2023 · 8 min walk

—

Secondary

Cheam High School

Not yet inspected · Inspected May 2025 · 11 min walk

P8: +0.06A8: 52.1

100% of local schools rated Good or Outstanding · based on 9 schools within 1.5km

Top 10% — exceptional provision

Childcare

Childcare

Thomas Wall Nursery School

Not inspected · 24 min walk

5 primaries · 1 secondaries · 0 childcare — within 1km

Safety

13 Jul

Crime rates and local incidents

Low crime

89.0 incidents per 1,000 residents

Higher crime than 67% of London
→ Stable

+64% vs borough

Crime by type

Other39%
Violence & sexual offences24%
Anti-social behaviour15%
Theft5%
Robbery5%
Burglary5%
Drug offences4%
Vehicle crime3%

Road safety

95

Road safety score

1

Accidents (5yr)

1

KSI (5yr)

6

Serious within 200m

MEDIUM pedestrian risk1 pedestrian casualties (5yr)

Fire risk

LOW

Risk band

7

Incidents (1yr)

25

Incidents (5yr)

Nearest station: Sutton Fire Station · 1.1km

Crime is +37% above London average

Property

2 Jul

Prices, sales volume and market trends

Low transaction volume — only 5 sales in 24 months. Price figures may not reflect the wider area. Treat with caution.

£200,000

Median sale price

Bottom 25% — 62% below London median

£200,000 is 62% below the London median (£520,000)

0.0%

This year

Flat

Dominant type

Price history

5-year change
-40.3%
Sales (24 months)5
New build0.0%
Avg flat£200,000
Price per m²£5,277/m²
Price per ft²£490/ft²
Avg floor area62.3 m²

EPC breakdown

B
1%
C
4%
D
6%
E
1%

Based on 12 properties · Confidence: medium

Street mix

Terraced 5%Flat 84%Other 12%

LHA rates — Outer South London

Shared room£569/mo
1 bedroom£950/mo
2 bedrooms£1200/mo
3 bedrooms£1500/mo
4 bedrooms£1950/mo

Stamp duty

Standard buyer£0
First-time buyerFTB
£0
Additional propertyBTL/2nd
£6,000

England & NI rates 2025/26. Additional property rate adds 3% on each band.

Current mortgage rates

2-year fixed4.58%
5-year fixed4.32%
SVR7.25%

Bank of England (monthly average)

Affordability

4.5×

Price-to-income

£1,000/mo

Est. mortgage

Low

Market activity

100d

Days to sell

Stable

Market momentum

Energy & construction

Solar yield852 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium
Rebuild cost estimate£155,750
Rebuild cost per m²£2,500/m²

BCIS London average 2024. Excludes land value. Use for building insurance sum insured guidance only.

Construction era2007-2011
WallsSolid brick, as built, no insulation (assumed)
Roof(another dwelling above)
Heating fuelelectricity (not community)
GlazingFully double glazed
Council tax band Band DAnnual charge £2,052
Price growth potentialLow

Market History

Price trajectory, velocity and distribution

Price Trajectory

1997–2025 · CAGR

+4.1%

Total change

+208%

Market Activity

Price Velocity & Acceleration

Current Velocity

-26.6%

per year

Acceleration

-78.00

change in velocity

Market State

Downturn

Velocity (%)Acceleration

Price Distribution

P25: £300k–£350k · P75: £150k–£175k · 38 sales

Property Type Mix

Total: 38 sales

Terraced5.3%
Flat/maisonette94.7%

By decade

1990s

2000s

2010s

2020s

Market Cycle

BullCooling bullRisingSteadyRecoveryCorrectionBear

Market Eras

EraPeriodStart priceEnd priceChangeAvg sales/yr
Late-1990s boom1997–2000£65k£91k+40.1%1
Post-dot-com plateau2002–2003£71k£260k+264.4%1
Pre-crash peak2007–2007£123k£123k+0%1
GFC & correction2008–2011£193k£178k-7.5%3.3
Help-to-Buy recovery2013–2015£168k£176k+5.1%4.3
Pandemic surge2021–2021£335k£335k+0%2
Rate-rise correction2022–2023£130k£180k+38.5%1
Current market2024–2025£273k£200k-26.6%2.5

Price Trajectory by Type

Flat/maisonette

Per-type alpha vs district

Best performer

Flat/maisonette

+-2.3% alpha

Flat/maisonette-2.3% α
Local
0.2%
District
2.5%

CAGR over 17yr data window. Alpha = local CAGR − district CAGR.

Buyer vs Seller Score

Composite market conditions index 0–100

69out of 100SellerBuyer

Market condition

Buyer's Market

Favours buyers

Higher score = better conditions for buyers

Score breakdown

Price Velocity100
Sales Volume75
Seasonal Timing0
Trend Position100

Transport

1 Jul

Public transport accessibility and links

PTAL 2

Poor

1a
1b
2
3
4
5
6a
6b
Bottom 25% — limited connections
Cheam→ London Bridge· 5 tph
36 min

Nearby stations

CheamNational Rail
25 min walk
Morden Underground StationNorthern
50 min walk
Belgrave Walk Tram StopTram
58 min walk
Morden Road Tram StopTram
59 min walk
Phipps Bridge Tram StopTram
59 min walk
No bus stops within 400m

31

Walkability score

18

Footpaths (500m)

0

Santander docks (800m)

Central London commute times

London Bridge66 min ↑
Victoria ★60 min
Waterloo61 min ↑
Canary Wharf75 min ↑
City67 min ↑

▎ marker = outer-London average per hub. ↓ green = below average. ↑ orange = above average. ≈ grey = at average. · Source: TfL Journey Planner (sampled)

Find areas within a set commute time of your workplace →

Parking & EV

Car parks, spaces and charging points

5

Car parks (800m)

0

EV chargers (800m)

Total spaces (800m)51
Nearest car park55m
Santander docks (800m)0
Nearest cycle dock6.1 km

Connectivity

Broadband and mobile coverage

100%

Full fibre

44%

Gigabit

100%

5G outdoor

100%

4G outdoor

Mobile operators

EEO2VodafoneThree
Avg download speed275 Mbps
Median download271 Mbps
Superfast coverage97%
All operators 5G92%

Broadband providers

BTSkyTalkTalkVodafoneVirgin Media

Environment

2 Jul

Flood risk, air quality and noise

Flood riskLOW
Low
Minimal flood risk
Surface waterNONE
No assessed surface water flood risk
Air qualityLOW
NO₂: 22.0 µg/m³ · PM2.5: 13.0 µg/m³
Better than 87% of London
NoiseLOW
none
Quieter than 70% of London
Radon riskLOW
0.5% of local properties affected
ULEZ zone · £12.50/dayCCZ: 14.6 km away✗ Not Green Belt✗ Not AONB6% green spaceTree canopy: 22%
Below average green space

Nearest SSSI: Banstead Downs SSSI — 4.4 km

Energy

Solar: 852 kWh/kWp/yrHeat pump: SuitableEPC upgrade: Medium

Ground stability

Geology: SAND AND GRAVEL

Subsidence risk: Low

Shrink-swell: Low

Running sand risk: Medium

Landslide records (2km): 3

Landslide susceptibility: Medium

Insurance risk

Standard

Cost band

Low

Flood risk

Low

Subsidence risk

0.5%

Flood claim prob.

Climate

Local weather conditions and energy potential

1,530 hrs/yr

Sunshine

595 mm/yr

Rainfall

22.9°C

Summer avg

3.0°C

Winter avg

Solar yield852.3 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium

Source: Met Office UK Climate Averages 1991-2020

Health

GP, dental and hospital access

CHEAM GP CENTRE

322 MALDEN ROAD, CHEAM, SM3 8EP

5 min walk

66%

Recommend GP

66%

Overall GP experience

3

GPs within 1km

5

Dentists within 1km

1

Care homes (1km)

Nearest hospitalSt Anthony's · 933 m
Nearest A&EEPSOM AND ST HELIER UNIVERSITY HOSPITALS NHS TRUST · 3.1 km
A&E 4hr targetNHS target: 95% · London avg: ~68%67.6%

Amenities

Shops, restaurants, parks and more

27

Parks (1km)

6

Restaurants (800m)

1

Cafes (800m)

1

Pubs (400m)

1

Pharmacies (800m)

0

Gyms (1km)

5

Sports (1km)

0

Convenience

Nearest supermarketAldi · 463 m
3 swimming pools2 sports halls

Nightlife (500m)

0

Nightclubs

1

Late-night venues

E
443 licensed premises in borough167 late-night refreshment licencesHome Office 2023/24

0

Libraries (1km)

0

Cinemas (2km)

193m

Post office

Nearby cafes

Cheam Park Cafe1.1 km

Nearby restaurants

McDonald's127 m
Nicky's Restaurant175 m
El Desperado Mexican Grill175 m
Blue Ocean Fish and Chips245 m

Nearby pubs

The Nonsuch Inn35 m
The Drill451 m
Lord Nelson999 m

Nearby gyms

Cheam Leisure Centre433 m

Nearby pharmacies

Boots398 m

Nearby health

St Anthony's933 m
Food hygiene (5-star)80% of 54

Business

Local businesses registered here

Active businesses
8
New (last 12 months)
0
Dissolved (last 12 months)
0
Industry diversity
7
3yr survival rate
100.0%
Right-to-buy sales (5yr)
137

High street

A

High street health

Registered businesses

BEST SECOND HAND LTD
BLUE OCEAN REAL ESTATE ONE LIMITED
DATAANDNETWORKSOLUTIONS LTD
LAWSAN LIMITED
MARUS EXPORT LIMITED

+3 more

Investment

Investment grade, yield and market outlook

54

Investment score

Moderate

Score reflects rental yield, demand & liquidity — not capital appreciation. See Price growth potential below.

Avg monthly rent
£1,200London avg: £1,950/mo
Gross yield
7.2% (high)London avg: 3.8%Strong yield — top 7% of London
Gentrification score8/100
Right-to-buy sales (5yr)Owner-occupier growth signal137
Sales last 12 months1

Rental market

Medium

Demand

Medium

Void risk

Mixed owner / renter

Tenant profile

+4.3%

Rent growth (1yr)

Market liquidity

Low

Market activity

100d

Est. days to sell

8/100

Velocity score

Future outlook

40.6

Price growth score

D
Low

Development pressure

Low

New supply risk

High investment quality

Infrastructure pipeline

Infrastructure score0/100
Bakerloo Extension route14,679m
Crossrail 2 route5,635m

Demographics

16 Jun

Population, deprivation and income

Decile 7/10

Less deprived than average

Index of Multiple Deprivation

Less deprived than average

Rank: 21,301 nationally

1,810

Est. population

6,387/km²

62%

Employed

35%

Degree educated

£44,100

Median income

2.8%

Claimant rate

SuburbanMedium densityOwner occupiers / families

52

Community stability

Age profile

27%
17%
23%
18%
16%
Under 1827%
18–3417%
35–4923%
50–6418%
65+16%

Tenure

37%
35%
23%
Own outright37%
Own (mortgage)35%
Private rent23%
Social rent5%
Shared ownership0%

Ethnicity

57%
21%
White British57%
White Other9%
Asian21%
Black5%
Mixed4%
Other5%

Employment & lifestyle

Managerial / professional34%
Routine / semi-routine19%
No car household24%
Unemployed3%
No qualifications18%

Housing tenure (Census 2021)

Private rent23%
Social rent5%

vs. London

Income vs London+5.0%
Price vs London-61.5%

Planning

Conservation areas and development

Conservation area
No
Article 4 area
No
Live planning apps (800m)
3
Development activity
low
Residential apps (800m)
2
Commercial apps (800m)
0
Major developments (800m)
0
Planning apps (12 months)
8
Planning apps (3 years)
14
Local approval rate
88%
Borough approval rate
59%
Opportunity area
No
CIL rate (residential)
£130/m²
Coal mining risk area
No
Japanese knotweed sites (400m)
0

Housing pipeline (800m)

Homes approved
0
Under construction
0
Completed (3yr)
9
Largest scheme
96 homes · PART OF SITE AT CLEVELAND PLACE, CHEAM HOSPITAL SITE, PART OF SITE AT CLEVELAND PLACE, CHEAM HOSPITAL SITE, LONDON ROAD, KT4
Pipeline pressure
NONE

Named schemes (500m)

RUXLEY HOUSE, 550B, RUXLEY HOUSE, 550B, LONDON ROAD, SM3 9AA18 homes
completed
453, 453, LONDON ROAD, North Cheam, SM3 8JW14 homes
completed
FORMER LFCDA SITE, 234, FORMER LFCDA SITE, 234, CHURCH HILL ROAD, SM3 8LB11 homes
completed
450, 450, London Road, North Cheam, SM3 8JB7 homes
completed
485, 485, London Road, North Cheam, SM3 8JW6 homes
completed

Politics

Local councillors and MP

Ward majority
Lib Dems
Ward majority vote
14.1%
Election year
2026
MP
Luke Taylor (Liberal Democrat)
MP majority
3,801
Constituency
Sutton and Cheam

Councillors

James ApplebyLib Dems
Naveen SamratLib Dems
Jason StoneLib Dems

Stamp Duty & Affordability Calculator

Stamp duty on median price (£200,000)

£0

Standard buyer

£0

First-time buyer

Affordability check — your annual salary

£

Deposit

Affordability uses 4.5× single income and 4.75% indicative rate over 25 years. Not financial advice.

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Key facts for SM3 9AA

Full postcodeSM3 9AA
Postcode districtSM3
BoroughLondon Borough of Sutton
WardNorth Cheam
Latitude51.372118
Longitude-0.225732
Parliamentary constituencySutton and Cheam
CountryEngland
RegionGreater London

Trusted official data sources

Office for
National Statistics
LONDONDATASTORE
Ofsted
HM LAND
REGISTRY
Environment
Agency
DATA.POLICE.UK
GOV.UK
TfL
Transport
for London
NHS
Digital
Companies
House
Royal
Mail
Food Standards
Agency
Ofcom
Met
Office
Ordnance
Survey