North Cheam · Sutton · Sutton and Cheam constituency · 51.37219, -0.21849

SM3 9SD— North Cheam, Sutton

Location and area intelligence for SM3 9SD, North Cheam, Sutton

Strong, well-rated schools nearby

 

Schools 100%Safety 88/100Transport 16/100Low yield 2.67%

Best for: Families, Owner-occupiers

Compare areas

Car-dependent area — limited public transport

Liveability
62
Safety
88
Schools
60
Transport
16
Environment
61
Investment
32

The bottom line

SM3 9SD offers exceptional schools (100% Good/Outstanding), low crime and fast broadband at £540,000 median — strong value for Families and Owner-occupiers who can accept its trade-offs.

The catch: 66 min to victoria — above average for this zone.

Less suited to Car-free commuters.

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Location

SM3 9SD

Area Profile & Benchmarks

Area identity and London comparisons

Area Identity

Suburban
HighOwner occupiers / families
Buyer fit: ExcellentInvestment outlook: NeutralRisk: Low

London Benchmarks

vs London avg price+3.8% vs London avg
vs London income+5.0% vs London avg
vs London crime-70.0% vs London avg

Deep-dive guides for SM3 9SD

🛡️Crime & SafetyCrime rate, trends & breakdown by type🎓SchoolsOfsted ratings, exam scores & distances🏠Rental MarketAverage rents, demand & void risk

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Postcode Personality

🎓 School Smart📈 Up & Coming🔒 Very Safe

“Strong, well-rated schools nearby”

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How SM3 9SD has changed

Schools

18 Apr

Nearest schools and Ofsted ratings

60

Education score

Good for families
★ Top school within 1km
—

Primary

Cheam Park Farm Primary Academy

Not yet inspected · 5 min walk

KS2: 108.6

—

Secondary

Cheam High School

Not yet inspected · Inspected May 2025 · 8 min walk

P8: +0.06A8: 52.1

100% of local schools rated Good or Outstanding · based on 6 schools within 1.5km

Top 10% — exceptional provision

Childcare

Childcare

Thomas Wall Nursery School

Not inspected · 19 min walk

4 primaries · 1 secondaries · 0 childcare — within 1km

Safety

13 Jul

Crime rates and local incidents

Low crime

19.5 incidents per 1,000 residents

Better than 87% of London
→ Stable

-64% vs borough

Crime by type

Anti-social behaviour34%
Violence & sexual offences24%
Vehicle crime21%
Other10%
Drug offences3%
Robbery3%
Burglary3%
Theft0%

Road safety

99

Road safety score

1

Accidents (5yr)

LOW pedestrian risk1 pedestrian casualties (5yr)

Fire risk

LOW

Risk band

0

Incidents (1yr)

1

Incidents (5yr)

Nearest station: Sutton Fire Station · 641m

Crime is 70% below London average

Property

2 Jul

Prices, sales volume and market trends

Low transaction volume — only 7 sales in 24 months. Price figures may not reflect the wider area. Treat with caution.

£540,000

Median sale price

Above London median by 4%

£540,000 is 4% above the London median (£520,000)

-10.1%

This year

Terraced

Dominant type

Price history

5-year change
+22.5%
Sales (24 months)7
New build0.0%
Avg terraced£540,000
Price per m²£6,683/m²
Price per ft²£621/ft²
Avg floor area81 m²

EPC breakdown

C
3%
D
15%
E
8%

Based on 26 properties · Confidence: medium

Street mix

Semi 3%Terraced 97%

LHA rates — Outer South London

Shared room£569/mo
1 bedroom£950/mo
2 bedrooms£1200/mo
3 bedrooms£1500/mo
4 bedrooms£1950/mo

Stamp duty

Standard buyer£14,500
First-time buyerFTB
£5,750
Additional propertyBTL/2nd
£30,700

England & NI rates 2025/26. Additional property rate adds 3% on each band.

Current mortgage rates

2-year fixed4.58%
5-year fixed4.32%
SVR7.25%

Bank of England (monthly average)

Affordability

12.2×

Price-to-income

£2,701/mo

Est. mortgage

Low

Market activity

100d

Days to sell

Falling

Market momentum

Energy & construction

Solar yield852 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium
Rebuild cost estimate£202,500
Rebuild cost per m²£2,500/m²

BCIS London average 2024. Excludes land value. Use for building insurance sum insured guidance only.

Construction era1930-1949
WallsSolid brick, as built, no insulation (assumed)
RoofPitched, no insulation (assumed)
Heating fuelmains gas (not community)
GlazingFully double glazed
Council tax band Band DAnnual charge £2,052
Price growth potentialModerate

Market History

Price trajectory, velocity and distribution

Price Trajectory

1995–2026 · CAGR

+5.9%

Total change

+496%

Market Activity

Price Velocity & Acceleration

Current Velocity

-9.3%

per year

Acceleration

+1.85

change in velocity

Market State

Downturn

Velocity (%)Acceleration

Price Distribution

P25: £175k–£200k · P75: £400k–£450k · 64 sales

Property Type Mix

Total: 64 sales

Semi-detached3.1%
Terraced96.9%

By decade

1990s

2000s

2010s

2020s

Market Cycle

BullCooling bullRisingSteadyRecoveryCorrectionBear

Market Eras

EraPeriodStart priceEnd priceChangeAvg sales/yr
Late-1990s boom1995–1999£82k£120k+45.3%2.8
Post-dot-com plateau2001–2004£152k£240k+57.9%4
Pre-crash peak2005–2007£231k£276k+19.5%3.3
GFC & correction2008–2012£285k£268k-6%2
Help-to-Buy recovery2013–2016£265k£443k+67%1.2
Brexit uncertainty2018–2019£435k£400k-8%2
Pandemic surge2020–2020£400k£400k+0%1
Rate-rise correction2022–2023£525k£525k+0.1%1
Current market2024–2026£608k£490k-19.3%2.3

Price Trajectory by Type

Terraced

Per-type alpha vs district

Best performer

Terraced

+-0.1% alpha

Terraced-0.1% α
Local
6.5%
District
6.6%

CAGR over 30yr data window. Alpha = local CAGR − district CAGR.

Buyer vs Seller Score

Composite market conditions index 0–100

62out of 100SellerBuyer

Market condition

Buyer's Market

Neutral conditions

Higher score = better conditions for buyers

Score breakdown

Price Velocity100
Sales Volume75
Seasonal Timing0
Trend Position75

Transport

1 Jul

Public transport accessibility and links

PTAL 2

Poor

1a
1b
2
3
4
5
6a
6b
Bottom 25% — limited connections
West Sutton

Nearby stations

West SuttonNational Rail
15 min walk
Morden Underground StationNorthern
46 min walk
Belgrave Walk Tram StopTram
54 min walk
Mitcham Tram StopTram
54 min walk
Phipps Bridge Tram StopTram
55 min walk
No bus stops within 400m

15

Walkability score

5

Footpaths (500m)

0

Santander docks (800m)

Central London commute times

London Bridge71 min ↑
Victoria ★66 min
Waterloo68 min ↑
Canary Wharf81 min ↑
City72 min ↑

▎ marker = outer-London average per hub. ↓ green = below average. ↑ orange = above average. ≈ grey = at average. · Source: TfL Journey Planner (sampled)

Find areas within a set commute time of your workplace →

Parking & EV

Car parks, spaces and charging points

6

Car parks (800m)

0

EV chargers (800m)

Total spaces (800m)51
Nearest car park367m
Santander docks (800m)0
Nearest cycle dock6.0 km

Connectivity

Broadband and mobile coverage

100%

Full fibre

100%

Gigabit

100%

5G outdoor

100%

4G outdoor

Mobile operators

EEO2VodafoneThree
Avg download speed500 Mbps
Median download450 Mbps
Superfast coverage100%
All operators 5G92%

Broadband providers

BTSkyTalkTalkVodafoneVirgin Media

Environment

2 Jul

Flood risk, air quality and noise

Flood riskLOW
Low
Minimal flood risk
Surface waterNONE
No assessed surface water flood risk
Air qualityLOW
NO₂: 22.0 µg/m³ · PM2.5: 13.0 µg/m³
Better than 87% of London
NoiseLOW
none
Quieter than 70% of London
Radon riskLOW
0.5% of local properties affected
ULEZ zone · £12.50/dayCCZ: 14.3 km away✗ Not Green Belt✗ Not AONB4% green spaceTree canopy: 16%
Less green space than 79% of London

Nearest SSSI: Banstead Downs SSSI — 4.3 km

Energy

Solar: 852 kWh/kWp/yrHeat pump: SuitableEPC upgrade: Medium

Ground stability

Geology: SAND AND GRAVEL

Subsidence risk: Low

Shrink-swell: Low

Running sand risk: Medium

Landslide records (2km): 2

Landslide susceptibility: Medium

Insurance risk

Standard

Cost band

Low

Flood risk

Low

Subsidence risk

0.5%

Flood claim prob.

Climate

Local weather conditions and energy potential

1,530 hrs/yr

Sunshine

595 mm/yr

Rainfall

22.9°C

Summer avg

3.0°C

Winter avg

Solar yield852.3 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium

Source: Met Office UK Climate Averages 1991-2020

Health

GP, dental and hospital access

ST RAPHAEL'S HOSP (SUTTON)

LONDON ROAD, SM3 9DX

10 min walk

4

GPs within 1km

2

Dentists within 1km

Nearest hospitalSt Anthony's · 872 m
Nearest A&EEPSOM AND ST HELIER UNIVERSITY HOSPITALS NHS TRUST · 2.6 km
A&E 4hr targetNHS target: 95% · London avg: ~68%67.6%

Amenities

Shops, restaurants, parks and more

35

Parks (1km)

3

Restaurants (800m)

0

Cafes (800m)

0

Pubs (400m)

0

Pharmacies (800m)

0

Gyms (1km)

4

Sports (1km)

0

Convenience

No pubs within 400m — nearest: The Nonsuch Inn (522 m)

Nearest supermarketCostcutter · 527 m
2 swimming pools2 sports halls

Nightlife (500m)

0

Nightclubs

0

Late-night venues

E
443 licensed premises in borough167 late-night refreshment licencesHome Office 2023/24

0

Libraries (1km)

0

Cinemas (2km)

689m

Post office

Nearby cafes

Savoy Cafe654 m
Cheam Park Cafe1.1 km

Nearby restaurants

Nicky's Restaurant506 m
Pizza & Chicken 2 Go532 m
McDonald's536 m
New Capital536 m

Nearby pubs

The Nonsuch Inn522 m
The Gander668 m
Lord Nelson860 m

Nearby gyms

Cheam Leisure Centre600 m

Nearby pharmacies

Boots607 m

Nearby health

St Anthony's872 m
Food hygiene (5-star)83% of 29

Business

Local businesses registered here

Active businesses
8
New (last 12 months)
3
Dissolved (last 12 months)
0
Industry diversity
8
3yr survival rate
100.0%
Right-to-buy sales (5yr)
137

High street

E

High street health

Registered businesses

ALL TYPE ROOFERS LIMITED
KJEJ PROPERTIES LIMITED
PROMAN TRADES LIMITED
RADIANCE AESTHETICS & SKIN CLINC LTD
REBOOT WORKSPACE LTD

+3 more

Investment

Investment grade, yield and market outlook

32

Investment score

Weak

Score reflects rental yield, demand & liquidity — not capital appreciation. See Price growth potential below.

Low gross yield (2.7%) makes this better for owner-occupiers than buy-to-let investors. Capital growth outlook is moderate.

Avg monthly rent
£1,200London avg: £1,950/mo
Gross yield
2.7% (low)London avg: 3.8%Below average yield — bottom 71%
Gentrification score20/100
Right-to-buy sales (5yr)Owner-occupier growth signal137
Sales last 12 months2

Rental market

Medium

Demand

Medium

Void risk

Mixed owner / renter

Tenant profile

+4.3%

Rent growth (1yr)

Market liquidity

Low

Market activity

100d

Est. days to sell

17/100

Velocity score

Future outlook

53

Price growth score

C
Low

Development pressure

Low

New supply risk

Low-deprivation area

Infrastructure pipeline

Infrastructure score0/100
Bakerloo Extension route14,194m
Crossrail 2 route5,528m

Demographics

16 Jun

Population, deprivation and income

Decile 10/10

Least deprived

Index of Multiple Deprivation

Less deprived than 90% of London

Rank: 32,116 nationally

1,486

Est. population

10,517/km²

71%

Employed

30%

Degree educated

£44,100

Median income

1.7%

Claimant rate

SuburbanHigh densityOwner occupiers / families

66

Community stability

Age profile

27%
15%
23%
22%
13%
Under 1827%
18–3415%
35–4923%
50–6422%
65+13%

Tenure

38%
56%
Own outright38%
Own (mortgage)56%
Private rent5%
Social rent1%
Shared ownership0%

Ethnicity

73%
16%
White British73%
White Other5%
Asian16%
Black2%
Mixed3%
Other3%

Employment & lifestyle

Managerial / professional37%
Routine / semi-routine17%
No car household8%
Unemployed2%
No qualifications13%

Housing tenure (Census 2021)

Private rent5%
Social rent1%

vs. London

Income vs London+5.0%
Price vs London+3.8%

Planning

Conservation areas and development

Conservation area
No
Article 4 area
No
Listed buildings (800m)
1
Live planning apps (800m)
2
Development activity
low
Residential apps (800m)
2
Commercial apps (800m)
0
Major developments (800m)
0
Planning apps (12 months)
10
Planning apps (3 years)
12
Local approval rate
80%
Borough approval rate
59%
Opportunity area
No
CIL rate (residential)
£130/m²
Coal mining risk area
No
Japanese knotweed sites (400m)
0

Housing pipeline (800m)

Homes approved
0
Under construction
0
Completed (3yr)
6
Largest scheme
53 homes · REAR OF, 56-70 & AT 72, REAR OF, 56-70 & AT 72, ABBOTTS ROAD, SM3 9TA
Pipeline pressure
NONE

Named schemes (500m)

120, 120, CHURCH HILL ROAD, North Cheam, SM3 8NA2 homes
completed
17, 17, Wrayfield Road, SM3 9TJ2 homes
completed
Land Adj to 126, Land Adj to 126, CHURCH HILL ROAD, SM3 8NA2 homes
completed
145, 145, Church Hill Road, North Cheam, SM3 8NE2 homes
completed
92, 92, CHURCH HILL ROAD, NORTH CHEAM, SM3 8LJ2 homes
completed

Politics

Local councillors and MP

Ward majority
Lib Dems
Ward majority vote
14.1%
Election year
2026
MP
Luke Taylor (Liberal Democrat)
MP majority
3,801
Constituency
Sutton and Cheam

Councillors

James ApplebyLib Dems
Naveen SamratLib Dems
Jason StoneLib Dems

Stamp Duty & Affordability Calculator

Stamp duty on median price (£540,000)

£14,500

Standard buyer

£5,750

First-time buyer

Save £8,750

Affordability check — your annual salary

£

Deposit

Affordability uses 4.5× single income and 4.75% indicative rate over 25 years. Not financial advice.

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Key facts for SM3 9SD

Full postcodeSM3 9SD
Postcode districtSM3
BoroughLondon Borough of Sutton
WardNorth Cheam
Latitude51.372188
Longitude-0.218489
Parliamentary constituencySutton and Cheam
CountryEngland
RegionGreater London

Trusted official data sources

Office for
National Statistics
LONDONDATASTORE
Ofsted
HM LAND
REGISTRY
Environment
Agency
DATA.POLICE.UK
GOV.UK
TfL
Transport
for London
NHS
Digital
Companies
House
Royal
Mail
Food Standards
Agency
Ofcom
Met
Office
Ordnance
Survey