North Cheam · Sutton · Sutton and Cheam constituency · 51.37026, -0.22185

SM3 9TLNorth Cheam, Sutton

Location and area intelligence for SM3 9TL, North Cheam, Sutton

Strong, well-rated schools nearby

 

Schools 100%Safety 83/100Transport 12/100~3% yield · indicativeOnly 1 sales — thin data

Best for: Families, Owner-occupiers

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Car-dependent area — limited public transport

Liveability
59
Safety
83
Schools
60
Transport
12
Environment
61
Investment
30

The bottom line

SM3 9TL offers exceptional schools (100% Good/Outstanding), low crime and fast broadband — strong value for Families and Owner-occupiers who can accept its trade-offs.

The catch: 60 min to victoria — above average for this zone.

Less suited to Car-free commuters.

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Location

SM3 9TL

Area Profile & Benchmarks

Area identity and London comparisons

Area Identity

Suburban
MediumOwner occupiers / families
Buyer fit: ExcellentInvestment outlook: NeutralRisk: Low

London Benchmarks

vs London income+5.0% vs London avg
vs London crime-21.0% vs London avg

Deep-dive guides for SM3 9TL

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Postcode Personality

🎓 School Smart🔒 Very Safe

Strong, well-rated schools nearby

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How SM3 9TL has changed

Schools

18 Apr

Nearest schools and Ofsted ratings

60

Education score

Good for families
★ Top school within 1km

Primary

Cheam Fields Primary Academy

Not yet inspected · Inspected Oct 2024 · 8 min walk

KS2: 111.1

Secondary

Cheam High School

Not yet inspected · Inspected May 2025 · 6 min walk

P8: +0.06A8: 52.1

100% of local schools rated Good or Outstanding · based on 6 schools within 1.5km

Top 10% — exceptional provision

Childcare

Childcare

Thomas Wall Nursery School

Not inspected · 20 min walk

3 primaries · 1 secondaries · 0 childcare — within 1km

Safety

13 Jul

Crime rates and local incidents

Low crime

51.4 incidents per 1,000 residents

Better than 61% of London
→ Stable

-5% vs borough

Crime by type

Other42%
Violence & sexual offences31%
Anti-social behaviour7%
Vehicle crime7%
Burglary7%
Robbery4%
Theft3%
Drug offences0%

Road safety

100

Road safety score

0

Accidents (5yr)

Fire risk

LOW

Risk band

0

Incidents (1yr)

0

Incidents (5yr)

Nearest station: Sutton Fire Station · 776m

Crime is 21% below London average

Property

2 Jul

Prices, sales volume and market trends

Insufficient sales data

Only 1 sale recorded in the last 24 months — too few for a reliable median price. Price figures have been withheld to avoid misleading comparisons.

SM3 district median

£490,000

Based on 99 sales from postcodes with sufficient data

Price history

Sales (24 months)1
New build0.0%
Price per m²£3,599/m²
Price per ft²£334/ft²
Avg floor area121.2

EPC breakdown

C
1%
D
3%
E
1%

Based on 5 properties · Confidence: low

Street mix

Semi 94%Detached 6%

LHA rates — Outer South London

Shared room£569/mo
1 bedroom£950/mo
2 bedrooms£1200/mo
3 bedrooms£1500/mo
4 bedrooms£1950/mo

Current mortgage rates

2-year fixed4.58%
5-year fixed4.32%
SVR7.25%

Bank of England (monthly average)

Affordability

Low

Market activity

100d

Days to sell

Energy & construction

Solar yield852 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium
Rebuild cost estimate£303,000
Rebuild cost per m²£2,500/m²

BCIS London average 2024. Excludes land value. Use for building insurance sum insured guidance only.

Construction era1930-1949
WallsSolid brick, as built, no insulation (assumed)
RoofPitched, 100 mm loft insulation
Heating fuelmains gas (not community)
GlazingFully double glazed
Council tax band Band DAnnual charge £2,052
Price growth potentialModerate

Market History

Price trajectory, velocity and distribution

Price Trajectory

19952025 · CAGR

+5.2%

Total change

+357%

Market Activity

Price Velocity & Acceleration

Current Velocity

-33.6%

per year

Acceleration

-51.02

change in velocity

Market State

Downturn

Velocity (%)Acceleration

Price Distribution

P25: £300k–£350k · P75: £400k–£450k · 18 sales

Property Type Mix

Total: 18 sales

Detached5.6%
Semi-detached94.4%

By decade

1990s

2000s

2010s

2020s

Market Cycle

BullCooling bullRisingSteadyRecoveryCorrectionBear

Market Eras

EraPeriodStart priceEnd priceChangeAvg sales/yr
Late-1990s boom19952000£93k£249k+167.7%1.2
Post-dot-com plateau20012002£214k£223k+4.4%2.5
Pre-crash peak20062006£407k£407k+0%1
GFC & correction20102011£347k£373k+7.3%1.5
Brexit uncertainty20192019£615k£615k+0%1
Pandemic surge20202021£545k£640k+17.4%1
Current market20252025£425k£425k+0%1

Price Trajectory by Type

Semi-detached

Per-type alpha vs district

Best performer

Semi-detached

+-0.4% alpha

Semi-detached-0.4% α
Local
6.8%
District
7.2%

CAGR over 12yr data window. Alpha = local CAGR − district CAGR.

Buyer vs Seller Score

Composite market conditions index 0–100

92out of 100SellerBuyer

Market condition

Strong Buyer's Market

Favours buyers

Higher score = better conditions for buyers

Score breakdown

Price Velocity100
Sales Volume75
Trend Position100

Transport

1 Jul

Public transport accessibility and links

PTAL 2

Poor

1a
1b
2
3
4
5
6a
6b
Bottom 25% — limited connections
CheamLondon Bridge· 5 tph
36 min

Nearby stations

CheamNational Rail
22 min walk
Morden Underground StationNorthern
50 min walk
Belgrave Walk Tram StopTram
58 min walk
Mitcham Tram StopTram
58 min walk
Phipps Bridge Tram StopTram
59 min walk
No bus stops within 400m

19

Walkability score

18

Footpaths (500m)

0

Santander docks (800m)

Central London commute times

London Bridge66 min
Victoria60 min
Waterloo61 min
Canary Wharf75 min
City67 min

▎ marker = outer-London average per hub. ↓ green = below average. ↑ orange = above average. ≈ grey = at average. · Source: TfL Journey Planner (sampled)

Parking & EV

Car parks, spaces and charging points

6

Car parks (800m)

0

EV chargers (800m)

Total spaces (800m)51
Nearest car park240m
Santander docks (800m)0
Nearest cycle dock6.2 km

Connectivity

Broadband and mobile coverage

100%

Full fibre

100%

Gigabit

100%

5G outdoor

100%

4G outdoor

Mobile operators

EEO2VodafoneThree
Avg download speed500 Mbps
Median download450 Mbps
Superfast coverage100%
All operators 5G92%

Broadband providers

BTSkyTalkTalkVodafoneVirgin Media

Environment

2 Jul

Flood risk, air quality and noise

Flood riskLOW
Low
Minimal flood risk
Surface waterNONE
No assessed surface water flood risk
Air qualityLOW
NO₂: 22.0 µg/m³ · PM2.5: 13.0 µg/m³
Better than 87% of London
NoiseLOW
none
Quieter than 70% of London
Radon riskLOW
0.5% of local properties affected
ULEZ zone · £12.50/dayCCZ: 14.6 km away✗ Not Green Belt✗ Not AONB6% green spaceTree canopy: 19%
Below average green space

Nearest SSSI: Banstead Downs SSSI — 4.1 km

Energy

Solar: 852 kWh/kWp/yrHeat pump: SuitableEPC upgrade: Medium

Ground stability

Geology: SAND AND GRAVEL

Subsidence risk: Low

Shrink-swell: Low

Running sand risk: Medium

Landslide records (2km): 3

Landslide susceptibility: Medium

Insurance risk

Standard

Cost band

Low

Flood risk

Low

Subsidence risk

0.5%

Flood claim prob.

Climate

Local weather conditions and energy potential

1,530 hrs/yr

Sunshine

595 mm/yr

Rainfall

22.9°C

Summer avg

3.0°C

Winter avg

Solar yield852.3 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium

Source: Met Office UK Climate Averages 1991-2020

Health

GP, dental and hospital access

CHEAM GP CENTRE

322 MALDEN ROAD, CHEAM, SM3 8EP

4 min walk

66%

Recommend GP

66%

Overall GP experience

4

GPs within 1km

5

Dentists within 1km

Nearest hospitalSt Anthony's · 1.1 km
Nearest A&EEPSOM AND ST HELIER UNIVERSITY HOSPITALS NHS TRUST · 2.9 km
A&E 4hr targetNHS target: 95% · London avg: ~68%67.6%

Amenities

Shops, restaurants, parks and more

29

Parks (1km)

5

Restaurants (800m)

1

Cafes (800m)

0

Pubs (400m)

1

Pharmacies (800m)

0

Gyms (1km)

6

Sports (1km)

0

Convenience

No pubs within 400m — nearest: The Nonsuch Inn (373 m)

Nearest supermarketAldi · 646 m
1 tennis courts3 swimming pools2 sports halls

Nightlife (500m)

0

Nightclubs

0

Late-night venues

E
443 licensed premises in borough167 late-night refreshment licencesHome Office 2023/24

0

Libraries (1km)

0

Cinemas (2km)

470m

Post office

Nearby shops

Tesco Express1.1 km

Nearby cafes

Cheam Park Cafe887 m

Nearby restaurants

McDonald's440 m
El Desperado Mexican Grill447 m
Nicky's Restaurant451 m
Blue Ocean Fish and Chips517 m

Nearby pubs

The Nonsuch Inn373 m
The Drill770 m
Lord Nelson1.1 km
The Prince of Wales1.1 km

Nearby gyms

Cheam Leisure Centre284 m

Nearby pharmacies

Boots290 m

Nearby health

St Anthony's1.1 km
Food hygiene (5-star)82% of 60

Business

Local businesses registered here

Active businesses
0
New (last 12 months)
0
Dissolved (last 12 months)
0
Industry diversity
0
3yr survival rate
100.0%
Right-to-buy sales (5yr)
137

High street

A

High street health

Investment

Investment grade, yield and market outlook

30

Investment score

Weak

Score reflects rental yield, demand & liquidity — not capital appreciation. See Price growth potential below.

Low gross yield (2.9%) makes this better for owner-occupiers than buy-to-let investors. Capital growth outlook is moderate.

Avg monthly rent
£1,200London avg: £1,950/mo
Gross yield
2.9% (low)London avg: 3.8%Below average yield — bottom 64%
Gentrification score19/100
Right-to-buy sales (5yr)Owner-occupier growth signal137
Sales last 12 months0

Rental market

Medium

Demand

Medium

Void risk

Mixed owner / renter

Tenant profile

+4.3%

Rent growth (1yr)

Market liquidity

Low

Market activity

100d

Est. days to sell

4/100

Velocity score

Future outlook

51

Price growth score

C
Low

Development pressure

Low

New supply risk

High investment qualityLow-deprivation area

Infrastructure pipeline

Infrastructure score0/100
Bakerloo Extension route14,482m
Crossrail 2 route5,780m

Demographics

16 Jun

Population, deprivation and income

Decile 9/10

Least deprived

Index of Multiple Deprivation

Less deprived than 90% of London

Rank: 30,281 nationally

1,441

Est. population

6,884/km²

66%

Employed

33%

Degree educated

£44,100

Median income

1.6%

Claimant rate

SuburbanMedium densityOwner occupiers / families

63

Community stability

Age profile

27%
15%
22%
20%
16%
Under 1827%
18–3415%
35–4922%
50–6420%
65+16%

Tenure

42%
47%
Own outright42%
Own (mortgage)47%
Private rent9%
Social rent1%

Ethnicity

69%
16%
White British69%
White Other7%
Asian16%
Black2%
Mixed3%
Other3%

Employment & lifestyle

Managerial / professional37%
Routine / semi-routine17%
No car household11%
Unemployed3%
No qualifications14%

Housing tenure (Census 2021)

Private rent9%
Social rent1%

vs. London

Income vs London+5.0%

Planning

Conservation areas and development

Conservation area
No
Article 4 area
No
Live planning apps (800m)
2
Development activity
low
Residential apps (800m)
2
Commercial apps (800m)
0
Major developments (800m)
0
Planning apps (12 months)
11
Planning apps (3 years)
13
Local approval rate
82%
Borough approval rate
59%
Opportunity area
No
CIL rate (residential)
£130/m²
Coal mining risk area
No
Japanese knotweed sites (400m)
0

Housing pipeline (800m)

Homes approved
0
Under construction
0
Completed (3yr)
11
Largest scheme
18 homes · RUXLEY HOUSE, 550B, RUXLEY HOUSE, 550B, LONDON ROAD, SM3 9AA
Pipeline pressure
NONE

Named schemes (500m)

RUXLEY HOUSE, 550B, RUXLEY HOUSE, 550B, LONDON ROAD, SM3 9AA18 homes
completed
14, 14, Senhouse Road, SM3 83 homes
completed
120, 120, CHURCH HILL ROAD, North Cheam, SM3 8NA2 homes
completed
Land Adj to 126, Land Adj to 126, CHURCH HILL ROAD, SM3 8NA2 homes
completed
Land rear of 241 and 243, Land rear of 241 and 243, CHURCH HILL ROAD, North Cheam, SM32 homes
completed

Politics

Local councillors and MP

Ward majority
Lib Dems
Ward majority vote
14.1%
Election year
2026
MP
Luke Taylor (Liberal Democrat)
MP majority
3,801
Constituency
Sutton and Cheam

Councillors

James ApplebyLib Dems
Naveen SamratLib Dems
Jason StoneLib Dems

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Key facts for SM3 9TL

Full postcodeSM3 9TL
Postcode districtSM3
BoroughLondon Borough of Sutton
WardNorth Cheam
Latitude51.370261
Longitude-0.221853
Parliamentary constituencySutton and Cheam
CountryEngland
RegionGreater London

Trusted official data sources

Office for
National Statistics
LONDONDATASTORE
Ofsted
HM LAND
REGISTRY
Environment
Agency
DATA.POLICE.UK
GOV.UK
TfL
Transport
for London
NHS
Digital
Companies
House
Royal
Mail
Food Standards
Agency
Ofcom
Met
Office
Ordnance
Survey