Carshalton Central · Sutton · Carshalton and Wallington constituency · 51.36284, -0.17113

SM5 3PYCarshalton Central, Sutton

Location and area intelligence for SM5 3PY, Carshalton Central, Sutton

The family fortress

 

Schools 100%Safety 78/100Transport 30/100Yield 3.53%

Best for: Families, Owner-occupiers

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Strong schools, limited transport — ideal for car-owning families

Liveability
65
Safety
78
Schools
90
Transport
30
Environment
62
Investment
44

The bottom line

SM5 3PY offers exceptional schools (100% Good/Outstanding), low crime and fast broadband — strong value for Families and Owner-occupiers who can accept its trade-offs.

The catch: 54 min to victoria — above average for this zone.

Less suited to Car-free commuters.

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Location

SM5 3PY

Area Profile & Benchmarks

Area identity and London comparisons

Area Identity

Suburban
MediumOwner occupiers / families
Buyer fit: ExcellentInvestment outlook: NeutralRisk: Low

London Benchmarks

vs London income+10.5% vs London avg
vs London crime-39.0% vs London avg

Deep-dive guides for SM5 3PY

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Postcode Personality

🎓 School Smart🌳 Good Parks🔒 Very Safe

The family fortress

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How SM5 3PY has changed

Schools

18 Apr

Nearest schools and Ofsted ratings

90

Education score

Excellent for families
★ Top school within 1km
★★

Primary

St Mary's RC Junior School

Good · Inspected Feb 2020 · 4 min walk

KS2: 109.2

★★

Secondary

St Philomena's Catholic High School for Girls

Good · Inspected Feb 2022 · 2 min walk

P8: +0.68A8: 57.7

100% of local schools rated Good or Outstanding · based on 11 schools within 1.5km

Top 10% — exceptional provision

Childcare

Childcare

Spencer Nursery School

Not inspected · 31 min walk

5 primaries · 2 secondaries · 0 childcare — within 1km

Safety

13 Jul

Crime rates and local incidents

Low crime

40.0 incidents per 1,000 residents

Better than 71% of London
↑ Rising 258.8%

from a low base — still below London average

-26% vs borough

Crime by type

Other39%
Violence & sexual offences28%
Burglary13%
Anti-social behaviour10%
Vehicle crime10%
Drug offences0%
Theft0%
Robbery0%

Stop & search

1.3

per 1,000 residents

→ Stable

trend

Road safety

100

Road safety score

0

Accidents (5yr)

3

Serious within 200m

Fire risk

LOW

Risk band

0

Incidents (1yr)

0

Incidents (5yr)

Nearest station: Beddington & Wallington Fire Station · 1.6km

Crime is 39% below London average

Property

Prices, sales volume and market trends

Avg floor area92.4

EPC breakdown

D
4%
E
4%

Based on 8 properties · Confidence: low

Street mix

Semi 96%Detached 4%

LHA rates — Outer South London

Shared room£569/mo
1 bedroom£950/mo
2 bedrooms£1200/mo
3 bedrooms£1500/mo
4 bedrooms£1950/mo

Current mortgage rates

2-year fixed4.58%
5-year fixed4.32%
SVR7.25%

Bank of England (monthly average)

Affordability

Energy & construction

Solar yield850 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium
Rebuild cost estimate£231,000
Rebuild cost per m²£2,500/m²

BCIS London average 2024. Excludes land value. Use for building insurance sum insured guidance only.

Construction era1900-1929
WallsSolid brick, as built, no insulation (assumed)
RoofPitched, 100 mm loft insulation
Heating fuelmains gas (not community)
GlazingFully double glazed
Council tax band Band EAnnual charge £2,508
Price growth potentialLow

Market History

Price trajectory, velocity and distribution

Price Trajectory

19962022 · CAGR

+7.9%

Total change

+620%

Market Activity

Price Velocity & Acceleration

Current Velocity

+19.4%

per year

Acceleration

+23.03

change in velocity

Market State

Strong growth

Velocity (%)Acceleration

Price Distribution

P25: £150k–£175k · P75: £75k–£100k · 24 sales

Property Type Mix

Total: 24 sales

Detached4.2%
Semi-detached95.8%

By decade

1990s

2000s

2010s

2020s

Market Cycle

BullCooling bullRisingSteadyRecoveryCorrectionBear

Market Eras

EraPeriodStart priceEnd priceChangeAvg sales/yr
Late-1990s boom19961999£66k£82k+25.2%2.5
Post-dot-com plateau20012004£153k£197k+28.8%1.7
Pre-crash peak20052007£177k£275k+55.3%1
GFC & correction20112011£230k£230k+0%1
Help-to-Buy recovery20132016£290k£410k+41.4%1.5
Brexit uncertainty20172017£395k£395k+0%1
Rate-rise correction20222022£472k£472k+0%2

Price Trajectory by Type

Semi-detached

Per-type alpha vs district

Best performer

Semi-detached

+0% alpha

Semi-detached+0% α
Local
7.9%
District
7.9%

CAGR over 26yr data window. Alpha = local CAGR − district CAGR.

Buyer vs Seller Score

Composite market conditions index 0–100

13out of 100SellerBuyer

Market condition

Strong Seller's Market

Favours sellers

Higher score = better conditions for buyers

Score breakdown

Price Velocity0
Seasonal Timing0
Trend Position40

Transport

1 Jul

Public transport accessibility and links

PTAL 2

Poor

1a
1b
2
3
4
5
6a
6b
Bottom 25% — limited connections
Carshalton Beeches

Nearby stations

Carshalton BeechesNational Rail
8 min walk
Mitcham Junction Tram StopTram
43 min walk
Beddington Lane Tram StopTram
45 min walk
Mitcham Tram StopTram
48 min walk
Therapia Lane Tram StopTram
49 min walk
No bus stops within 400m

30

Walkability score

20

Footpaths (500m)

0

Santander docks (800m)

Central London commute times

London Bridge55 min
Victoria54 min
Waterloo65 min
Canary Wharf74 min
City68 min

▎ marker = outer-London average per hub. ↓ green = below average. ↑ orange = above average. ≈ grey = at average. · Source: TfL Journey Planner (sampled)

Parking & EV

Car parks, spaces and charging points

8

Car parks (800m)

0

EV chargers (800m)

Nearest car park183m
Santander docks (800m)0
Nearest cycle dock6.5 km

Nearby car parks

🅿️
The Square Carshalton· yes
704m

Connectivity

Broadband and mobile coverage

100%

Full fibre

100%

Gigabit

100%

5G outdoor

100%

4G outdoor

Mobile operators

EEO2VodafoneThree
Avg download speed500 Mbps
Median download450 Mbps
Superfast coverage100%
All operators 5G92%

Broadband providers

BTSkyTalkTalkVodafoneVirgin Media

Environment

2 Jul

Flood risk, air quality and noise

Flood riskLOW
Low
Minimal flood risk
Surface waterNONE
No assessed surface water flood risk
Air qualityLOW
NO₂: 27.0 µg/m³ · PM2.5: 10.0 µg/m³
Better than 80% of London
NoiseMEDIUM
road
MODERATE
Radon riskLOW
2% of local properties affected
ULEZ zone · £12.50/dayCCZ: 14.1 km away✗ Not Green Belt✗ Not AONB26% green spaceTree canopy: 16%
More green space than 81% of London

Nearest SSSI: Banstead Downs SSSI — 3.8 km

Energy

Solar: 850 kWh/kWp/yrHeat pump: SuitableEPC upgrade: Medium

Ground stability

Geology: SAND AND GRAVEL

Subsidence risk: Low

Shrink-swell: Low

Running sand risk: Medium

Landslide records (2km): None recorded

Insurance risk

Standard

Cost band

Low

Flood risk

Low

Subsidence risk

0.5%

Flood claim prob.

Climate

Local weather conditions and energy potential

1,530 hrs/yr

Sunshine

595 mm/yr

Rainfall

22.9°C

Summer avg

3.0°C

Winter avg

Solar yield849.7 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium

Source: Met Office UK Climate Averages 1991-2020

Health

GP, dental and hospital access

BEECHES SURGERY

9 HILL ROAD, SM5 3RB

6 min walk

81%

Recommend GP

81%

Overall GP experience

4

GPs within 1km

6

Dentists within 1km

6

Care homes (1km)

Nearest A&EEPSOM AND ST HELIER UNIVERSITY HOSPITALS NHS TRUST · 2.1 km
A&E 4hr targetNHS target: 95% · London avg: ~68%67.6%

Amenities

Shops, restaurants, parks and more

45

Parks (1km)

15

Restaurants (800m)

5

Cafes (800m)

1

Pubs (400m)

1

Pharmacies (800m)

0

Gyms (1km)

16

Sports (1km)

4

Convenience

Nearest supermarketThe Co-operative Food · 696 m
13 tennis courts1 swimming pools2 sports halls

Nightlife (500m)

0

Nightclubs

1

Late-night venues

E
443 licensed premises in borough167 late-night refreshment licencesHome Office 2023/24

0

Libraries (1km)

0

Cinemas (2km)

611m

Post office

Nearby shops

Best-one77 m
M&S Simply Food85 m
Lee's Newsagents191 m
Day 1 Local Express384 m

Nearby cafes

Wild Bean Cafe86 m
Bella386 m
Beeches Cafe627 m
The Coffee Lounge680 m

Nearby restaurants

Supa Kebab188 m
Wokpapa201 m
Hazar Meze Restaurant207 m
Moon House243 m

Nearby pubs

The Windsor Castle178 m
The Racehorse470 m
The Greyhound516 m
The Hope545 m

Nearby gyms

Carshalton Athletic Football Club760 m
Carshalton Tennis Club906 m

Nearby pharmacies

Beeches Pharmacy662 m
Sutton Pharmacy764 m
Medipharmacy772 m
Kamsons Pharmacy990 m

Nearby health

Sutton Medical Centre337 m
Sensational Smiles600 m
TDIC Denture & Implant Clinic612 m
Beeches Dental Surgery671 m
Food hygiene (5-star)77% of 47

Business

Local businesses registered here

Active businesses
1
New (last 12 months)
0
Dissolved (last 12 months)
0
Industry diversity
1
3yr survival rate
100.0%
Right-to-buy sales (5yr)
137

High street

A

High street health

Registered businesses

S&N CLEANING LTD

Investment

Investment grade, yield and market outlook

44

Investment score

Moderate

Score reflects rental yield, demand & liquidity — not capital appreciation. See Price growth potential below.

Avg monthly rent
£1,200London avg: £1,950/mo
Gross yield
3.5% (average)London avg: 3.8%Above average yield
Gentrification score21/100
Right-to-buy sales (5yr)Owner-occupier growth signal137

Rental market

Medium

Demand

Medium

Void risk

Mixed owner / renter

Tenant profile

+4.3%

Rent growth (1yr)

Market liquidity

Future outlook

40.1

Price growth score

D
Low

New supply risk

Low-deprivation area

Infrastructure pipeline

Infrastructure score0/100
Bakerloo Extension route11,517m
Crossrail 2 route6,948m

Demographics

16 Jun

Population, deprivation and income

Decile 8/10

Less deprived than average

Index of Multiple Deprivation

Less deprived than average

Rank: 26,505 nationally

1,527

Est. population

6,197/km²

64%

Employed

41%

Degree educated

£46,400

Median income

1.7%

Claimant rate

SuburbanMedium densityOwner occupiers / families

58

Community stability

Age profile

28%
14%
23%
18%
17%
Under 1828%
18–3414%
35–4923%
50–6418%
65+17%

Tenure

37%
40%
Own outright37%
Own (mortgage)40%
Private rent12%
Social rent8%
Shared ownership2%

Ethnicity

67%
White British67%
White Other10%
Asian13%
Black4%
Mixed6%
Other1%

Employment & lifestyle

Managerial / professional43%
Routine / semi-routine12%
No car household14%
Unemployed3%
No qualifications11%

Housing tenure (Census 2021)

Private rent12%
Social rent8%

vs. London

Income vs London+10.5%

Planning

Conservation areas and development

Conservation area
No
Article 4 area
No
Listed buildings (800m)
45
Planning apps (12 months)
10
Planning apps (3 years)
13
Local approval rate
50%
Borough approval rate
59%
Opportunity area
No
CIL rate (residential)
£130/m²
Coal mining risk area
No
Japanese knotweed sites (400m)
0

Housing pipeline (800m)

Homes approved
0
Under construction
0
Completed (3yr)
3
Largest scheme
39 homes · 1-39, 1-39, ALPINE VIEW, HARROW ROAD, SM5 3QF
Pipeline pressure
NONE

Named schemes (500m)

1-39, 1-39, ALPINE VIEW, HARROW ROAD, SM5 3QF39 homes
completed
83-87, 83-87, Wallace Crescent, Carshalton, SM5 3SU7 homes
completed
29, 29, Park Hill, SM5 3SG5 homes
completed
187, 187, Carshalton Road, SM5 3PZ3 homes
completed
4, 4, Westmead Road, SM1 4JT2 homes
completed

Politics

Local councillors and MP

Ward majority
Lib Dems
Ward majority vote
18.1%
Election year
2026
MP
Bobby Dean (Liberal Democrat)
MP majority
7,905
Constituency
Carshalton and Wallington

Councillors

Andrew William JennerLib Dems
Isabel AraujoLib Dems
Jake Michael ShortLib Dems

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Key facts for SM5 3PY

Full postcodeSM5 3PY
Postcode districtSM5
BoroughLondon Borough of Sutton
WardCarshalton Central
Latitude51.362844
Longitude-0.171132
Parliamentary constituencyCarshalton and Wallington
CountryEngland
RegionGreater London

Trusted official data sources

Office for
National Statistics
LONDONDATASTORE
Ofsted
HM LAND
REGISTRY
Environment
Agency
DATA.POLICE.UK
GOV.UK
TfL
Transport
for London
NHS
Digital
Companies
House
Royal
Mail
Food Standards
Agency
Ofcom
Met
Office
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