Deep-dive guides for SM5 3RZ
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At a glance
- 📍SM5 3RZ is in Carshalton Central, Sutton — exceptional school provision — 100% Good or Outstanding.
- 🏠Property prices average £225k (median). Crime is 96% below the London average.
- 👤Best for: Families, Owner-occupiers · Less ideal for: Car-free commuters
Property
1 MayPrices, sales volume and market trends
Low transaction volume — only 1 sale in 24 months. Price figures may not reflect the wider area. Treat with caution.
£225,000
Median sale price
This year
Semi-detached
Dominant type
Price history
EPC breakdown
Based on 18 properties · Confidence: medium
Street mix
LHA rates — Outer South London
Stamp duty
England & NI rates 2025/26. Additional property rate adds 3% on each band.
Current mortgage rates
Bank of England (monthly average)
Affordability
Price-to-income
Est. mortgage
Market activity
Days to sell
Market momentum
Energy & construction
BCIS London average 2024. Excludes land value. Use for building insurance sum insured guidance only.
Stamp Duty & Affordability Calculator
Stamp duty on median price (£225,000)
£0
Standard buyer
£0
First-time buyer
Affordability check — your annual salary
Deposit
Affordability uses 4.5× single income and 4.75% indicative rate over 25 years. Not financial advice.
Investment
Rental yield, rent and gentrification
54
Investment score
Score reflects rental yield, demand & liquidity — not capital appreciation. See Price growth potential below.
Rental market
Demand
Void risk
Tenant profile
Rent growth (1yr)
Market liquidity
Market activity
Est. days to sell
Velocity score
Future outlook
Price growth potential
New supply risk
Safety
29 MayCrime rates and local incidents
LOW CRIME
2.3 incidents per 1,000 residents
-93% vs borough
Crime by type
Road safety
99
Road safety score
1
Accidents (5yr)
Crime is 196% below London average
Transport
1 MayPublic transport accessibility and links
PTAL 2
Poor
Nearby stations
52
Walkability score
11
Footpaths (500m)
0
Santander docks (800m)
Central London commute times
48 min
London Bridge ★
64 min
Victoria
62 min
Waterloo
62 min
Canary Wharf
74 min
City
Source: TfL Journey Planner (sector-level)
Location
Schools
18 AprNearest schools and Ofsted ratings
90
Education score
Primary
St Mary's RC Junior School
Good · 8 min walk
KS2: 109.2
Secondary
St Philomena's Catholic High School for Girls
Good · 8 min walk
100% of local schools rated Good or Outstanding
Childcare
Childcare
Spencer Nursery School
Not inspected · 36 min walk
6 primaries · 1 secondaries · 0 childcare — within 1km
Environment
22 AprFlood risk, air quality and noise
Nearest SSSI: Banstead Downs SSSI — 3.5 km
Energy
Ground stability
Geology: SAND AND GRAVEL
Subsidence risk: Low
Shrink-swell: Low
Running sand risk: Medium
Insurance risk
Cost band
Flood risk
Subsidence risk
Flood claim prob.
Health
GP, dental and hospital access
BEECHES SURGERY
9 HILL ROAD, SM5 3RB
2 min walk
81%
Recommend GP
81%
Overall GP experience
3
GPs within 1km
4
Dentists within 1km
6
Care homes (1km)
Demographics
22 AprPopulation, deprivation and income
Decile 9/10
Least deprived
Index of Multiple Deprivation
Rank: 28,378 nationally
1,298
Est. population
7,934/km²
64%
Employed
54%
Degree educated
£46,400
Median income
2.2%
Claimant rate
56
Community stability
Age profile
Tenure
Ethnicity
Employment & lifestyle
Housing tenure (Census 2021)
vs. London
Politics
Local councillors and MP
Councillors
Amenities
Shops, restaurants, parks and more
45
Parks (1km)
15
Restaurants (800m)
4
Cafes (800m)
0
Pubs (400m)
1
Pharmacies (800m)
2
Gyms (1km)
15
Sports (1km)
1
Convenience
0
Libraries (1km)
0
Cinemas (2km)
167m
Post office
Nearby shops
Nearby cafes
Nearby restaurants
Nearby pubs
Nearby gyms
Nearby pharmacies
Nearby health
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