St Martin's · Lambeth · Dulwich and West Norwood constituency · 51.43739, -0.11214

SW2 3HYSt Martin's, Lambeth

Location and area intelligence for SW2 3HY, St Martin's, Lambeth

The practical family move

 

Schools 71%Safety 69/100Transport 49/100Low yield 3.35%

Best for: Families

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Strong, well-rated schools set this area apart

Liveability
57
Safety
69
Schools
90
Transport
49
Environment
68
Investment
44

The bottom line

SW2 3HY offers exceptional schools (100% Good/Outstanding), low crime and fast broadband at £645,000 median — a strong choice for Families.

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Location

SW2 3HY

Area Profile & Benchmarks

Area identity and London comparisons

Area Identity

Urban core
HighYoung professionals
Buyer fit: ExcellentInvestment outlook: CautiousRisk: Low

London Benchmarks

vs London avg price+24.0% vs London avg
vs London income+6.9% vs London avg
vs London crime+54.0% vs London avg

Deep-dive guides for SW2 3HY

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Postcode Personality

🚇 Hyper-Connected🎓 School Smart🔒 Very Safe

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How SW2 3HY has changed

Schools

18 Apr

Nearest schools and Ofsted ratings

90

Education score

Excellent for families
★ Top school within 1km

Primary

Hitherfield Primary School

Not yet inspected · Inspected Oct 2024 · 3 min walk

KS2: 106.0

★★

Secondary

City Heights E-ACT Academy

Good · Inspected Sept 2021 · 7 min walk

P8: -0.37A8: 35.7

100% of local schools rated Good or Outstanding · based on 15 schools within 1.5km

Top 10% — exceptional provision

Childcare

Childcare

Holmewood Nursery School

Not inspected · 16 min walk

5 primaries · 2 secondaries · 0 childcare — within 1km

Safety

13 Jul

Crime rates and local incidents

Low crime

100.2 incidents per 1,000 residents

Higher crime than 75% of London
↑ Rising 2666.7%

+25% vs borough

Crime by type

Other32%
Violence & sexual offences23%
Anti-social behaviour16%
Vehicle crime11%
Drug offences5%
Robbery5%
Theft4%
Burglary4%

Road safety

100

Road safety score

0

Accidents (5yr)

Fire risk

LOW

Risk band

1

Incidents (1yr)

8

Incidents (5yr)

Nearest station: West Norwood Fire Station · 1.3km

Crime is +54% above London average

Property

2 Jul

Prices, sales volume and market trends

Low transaction volumeonly 6 sales in 24 months. Price figures may not reflect the wider area. Treat with caution.

£645,000

Median sale price

Above London median by 24%

£645,000 is 24% above the London median (£520,000)

-43.4%

This year

Flat

Dominant type

Price history

5-year change
-50.2%
Sales (24 months)6
New build0.0%
Avg semi-detached£1,450,000
Avg flat£600,000
Price per m²£6,232/m²
Price per ft²£579/ft²
Avg floor area102.1

EPC breakdown

C
5%
D
33%
E
15%
F
1%

Based on 54 properties · Confidence: high

Street mix

Semi 25%Terraced 7%Flat 68%

LHA rates — Inner South West London

Shared room£685/mo
1 bedroom£1420/mo
2 bedrooms£1700/mo
3 bedrooms£2160/mo
4 bedrooms£2900/mo

Stamp duty

Standard buyer£19,750
First-time buyerFTB
£19,750
Additional propertyBTL/2nd
£39,100

England & NI rates 2025/26. Additional property rate adds 3% on each band.

Current mortgage rates

2-year fixed4.58%
5-year fixed4.32%
SVR7.25%

Bank of England (monthly average)

Affordability

14.4×

Price-to-income

£3,227/mo

Est. mortgage

Low

Market activity

100d

Days to sell

Falling

Market momentum

Energy & construction

Solar yield849 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium
Rebuild cost estimate£255,250
Rebuild cost per m²£2,500/m²

BCIS London average 2024. Excludes land value. Use for building insurance sum insured guidance only.

Construction era1900-1929
WallsSolid brick, as built, no insulation (assumed)
Roof(another dwelling above)
Heating fuelmains gas (not community)
GlazingFully double glazed
Council tax band Band CAnnual charge £1,643
Price growth potentialLow

Market History

Price trajectory, velocity and distribution

Price Trajectory

19952025 · CAGR

+4.6%

Total change

+282%

Market Activity

Price Velocity & Acceleration

Current Velocity

-43.3%

per year

Acceleration

-10.04

change in velocity

Market State

Downturn

Velocity (%)Acceleration

Price Distribution

P25: £450k–£500k · P75: £250k–£300k · 71 sales

Property Type Mix

Total: 71 sales

Semi-detached26.8%
Terraced7%
Flat/maisonette66.2%

By decade

1990s

2000s

2010s

2020s

Market Cycle

BullCooling bullRisingSteadyRecoveryCorrectionBear

Market Eras

EraPeriodStart priceEnd priceChangeAvg sales/yr
Late-1990s boom19952000£108k£91k-16.2%3
Post-dot-com plateau20012004£125k£200k+60%5
Pre-crash peak20052007£215k£458k+112.8%2.7
GFC & correction20102012£525k£472k-10.1%2.3
Help-to-Buy recovery20132016£250k£755k+201.7%1.7
Brexit uncertainty20182019£473k£598k+26.5%2
Pandemic surge20202021£1.11m£1.29m+16.9%1.5
Rate-rise correction20222023£1.25m£1.09m-12.8%1.5
Current market20242025£728k£413k-43.3%3

Price Trajectory by Type

Semi-detachedFlat/maisonette

Per-type alpha vs district

Best performer

Semi-detached

+0.3% alpha

Weakest performer

Flat/maisonette

-3% alpha

Semi-detached+0.3% α
Local
5.2%
District
4.9%
Flat/maisonette-3% α
Local
3%
District
6%

CAGR over 13yr data window. Alpha = local CAGR − district CAGR.

Buyer vs Seller Score

Composite market conditions index 0–100

70out of 100SellerBuyer

Market condition

Buyer's Market

Favours buyers

Higher score = better conditions for buyers

Score breakdown

Price Velocity100
Sales Volume75
Seasonal Timing7
Trend Position100

Transport

1 Jul

Public transport accessibility and links

PTAL 5

Very Good

1a
1b
2
3
4
5
6a
6b
Below London average
Tulse Hill

Nearby stations

Tulse HillNational Rail
7 min walk
Brixton Underground StationVictoria
35 min walk
Balham Underground StationNorthern
36 min walk
Clapham South Underground StationNorthern
37 min walk
Clapham Common Underground StationNorthern
41 min walk
No bus stops within 400m

30

Walkability score

77

Footpaths (500m)

0

Santander docks (800m)

1.2 km

Nearest cycle dock

Central London commute times

London Bridge45 min
Victoria53 min
Waterloo51 min
Canary Wharf57 min
City53 min

▎ marker = outer-London average per hub. ↓ green = below average. ↑ orange = above average. ≈ grey = at average. · Source: TfL Journey Planner (sampled)

Parking & EV

Car parks, spaces and charging points

9

Car parks (800m)

0

EV chargers (800m)

Total spaces (800m)28
Nearest car park165m
Santander docks (800m)0
Nearest cycle dock1.2 km

Nearby car parks

🅿️
B&Q
557m
🅿️
Waylett Place
607m

Connectivity

Broadband and mobile coverage

100%

Full fibre

100%

Gigabit

100%

5G outdoor

100%

4G outdoor

Mobile operators

EEO2VodafoneThree
Avg download speed500 Mbps
Median download450 Mbps
Superfast coverage100%
All operators 5G92%

Broadband providers

BTSkyTalkTalkVodafoneVirgin Media

Environment

2 Jul

Flood risk, air quality and noise

Flood riskLOW
Low
Minimal flood risk
Surface waterNONE
No assessed surface water flood risk
Air qualityLOW
NO₂: 17.0 µg/m³ · PM2.5: 10.0 µg/m³
Better than 93% of London
NoiseLOW
none
Quieter than 70% of London
Radon riskLOW
0.5% of local properties affected
ULEZ zone · £12.50/dayCCZ: 5.5 km away✗ Not Green Belt✗ Not AONB8% green spaceTree canopy: 10%
Below average green space

Nearest SSSI: Croham Hurst SSSI — 9.7 km

Energy

Solar: 849 kWh/kWp/yrHeat pump: SuitableEPC upgrade: Medium

Ground stability

Geology: SAND AND GRAVEL

Subsidence risk: Low

Shrink-swell: Low

Running sand risk: Medium

Landslide records (2km): 2

Landslide susceptibility: Medium

Insurance risk

Standard

Cost band

Low

Flood risk

Low

Subsidence risk

0.5%

Flood claim prob.

Climate

Local weather conditions and energy potential

1,526 hrs/yr

Sunshine

601 mm/yr

Rainfall

22.8°C

Summer avg

3.1°C

Winter avg

Solar yield849.2 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium

Source: Met Office UK Climate Averages 1991-2020

Health

GP, dental and hospital access

DIABETES INTERMEDIATE CARE TEAM

TULSE HILL PRACTICE, 4 HARDEL RISE, SW2 3DX

6 min walk

3

GPs within 1km

6

Dentists within 1km

3

Care homes (1km)

Nearest hospitalBritish Home & Hospital for Incurables · 1.6 km
Nearest A&EKING'S COLLEGE HOSPITAL NHS FOUNDATION TRUST · 3.6 km
A&E 4hr targetNHS target: 95% · London avg: ~68%59.4%

Amenities

Shops, restaurants, parks and more

112

Parks (1km)

13

Restaurants (800m)

7

Cafes (800m)

0

Pubs (400m)

2

Pharmacies (800m)

2

Gyms (1km)

7

Sports (1km)

0

Convenience

No pubs within 400m — nearest: Queen Of The South Pub (509 m)

Nearest supermarketM&S Foodhall · 1.0 km
4 tennis courts1 sports halls

Nightlife (500m)

0

Nightclubs

0

Late-night venues

E

1

Libraries (1km)

1

Cinemas (2km)

531m

Post office

Nearby shops

Tulse Hill Butchers451 m
G7 Speed453 m
News Booze & Food457 m
Brazilian Centre477 m

Nearby cafes

The Electric Cafe459 m
Tulse Hill Cafe482 m
BUTTER UP Coffee485 m
Green Cactus Coffee487 m

Nearby restaurants

Pizza 2 Night460 m
Village Masaleh460 m
Tam Saigon Kitchen466 m
AK Chicken468 m

Nearby pubs

Queen Of The South Pub509 m
Knowles of Norwood551 m
Railway Tavern566 m
Tulse Hill Hotel571 m

Nearby gyms

Anytime Fitness433 m
More Yoga537 m
West Norwood Health and Leisure Centre674 m

Nearby pharmacies

Elmcourt Pharmacy433 m
Deejay Chemist550 m
Adarshi Pharmacy587 m
Superdrug638 m

Nearby health

Deerbrook Surgery418 m
Norwood Dental Clinic433 m
Arkh-View Dental Centre534 m
Haynes Dental632 m
Food hygiene (5-star)52% of 58

Business

Local businesses registered here

Active businesses
14
New (last 12 months)
0
Dissolved (last 12 months)
0
Industry diversity
9
3yr survival rate
100.0%
Right-to-buy sales (5yr)
288

High street

A

High street health

Registered businesses

11 KINGSMEAD ROAD LIMITED
37 KINGSMEAD ROAD SW2 3HY LIMITED
BALTIC INCORPORATED LTD
BRIEF THERAPY INTERNATIONAL LIMITED
BRIEF THERAPY UK LIMITED

+9 more

Investment

Investment grade, yield and market outlook

44

Investment score

Moderate

Score reflects rental yield, demand & liquidity — not capital appreciation. See Price growth potential below.

Avg monthly rent
£1,800London avg: £1,950/mo
Gross yield
3.4% (average)London avg: 3.8%Below average yield — bottom 54%
Gentrification score8/100
Right-to-buy sales (5yr)Above average for outer London — neighbourhood in transition288
Sales last 12 months1

Rental market

Very High

Demand

Very Low

Void risk

Young professional

Tenant profile

+5.9%

Rent growth (1yr)

Market liquidity

Low

Market activity

100d

Est. days to sell

8/100

Velocity score

Future outlook

34.5

Price growth score

D
Medium

Development pressure

Low

New supply risk

Infrastructure pipeline

Infrastructure score4/100
Bakerloo Extension route6,086m
Crossrail 2 route4,955m

Demographics

16 Jun

Population, deprivation and income

Decile 4/10

More deprived than average

Index of Multiple Deprivation

More deprived than average

Rank: 10,500 nationally

1,656

Est. population

14,444/km²

72%

Employed

58%

Degree educated

£44,900

Median income

5.9%

Claimant rate

Urban coreHigh densityYoung professionals

38

Community stability

Age profile

21%
28%
26%
18%
Under 1821%
18–3428%
35–4926%
50–6418%
65+7%

Tenure

31%
37%
19%
Own outright13%
Own (mortgage)31%
Private rent37%
Social rent19%
Shared ownership0%

Ethnicity

43%
20%
16%
White British43%
White Other20%
Asian6%
Black16%
Mixed9%
Other7%

Employment & lifestyle

Managerial / professional46%
Routine / semi-routine16%
No car household51%
Unemployed4%
No qualifications10%

Housing tenure (Census 2021)

Private rent37%
Social rent19%

vs. London

Income vs London+6.9%
Price vs London+24.0%

Planning

Conservation areas and development

Conservation area
No
Article 4 area
No
Listed buildings (800m)
6
Live planning apps (800m)
7
Development activity
medium
Residential apps (800m)
0
Commercial apps (800m)
0
Major developments (800m)
0
Planning apps (12 months)
10
Planning apps (3 years)
3
Local approval rate
70%
Borough approval rate
65%
Opportunity area
No
CIL rate (residential)
£200/m²
Coal mining risk area
No
Japanese knotweed sites (400m)
0

Housing pipeline (800m)

Homes approved
0
Under construction
0
Completed (3yr)
28
Largest scheme
103 homes · 214-238, 214-238, Norwood Road, SE27 9AW
Pipeline pressure
NONE

Named schemes (500m)

66, 66, CHRISTCHURCH ROAD, SW232 homes
completed
93-109, 93-109, Knolly's Road, SW16 2JP26 homes
completed
73 - 79 Knollys Road, Development Control Pseudo Street, SW16 2JP21 homes
completed
151A, 151A, KNOLLYS ROAD, SW16 2JP19 homes
completed
RAILWAY LAND FRONTING, RAILWAY LAND FRONTING, KNOLLYS ROAD, SW1612 homes
completed

Politics

Local councillors and MP

Ward majority
Green
Ward majority vote
24.5%
Ward turnout
70%
Election year
2026
MP
Helen Hayes (Labour)
MP majority
15,603
Constituency
Streatham and Croydon North

Councillors

Jeremy Darryl IsaacsGreen
Georgina Kate BerrimanLabour

Stamp Duty & Affordability Calculator

Stamp duty on median price (£645,000)

£19,750

Standard buyer

£19,750

First-time buyer

Affordability check — your annual salary

£

Deposit

Affordability uses 4.5× single income and 4.75% indicative rate over 25 years. Not financial advice.

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Key facts for SW2 3HY

Full postcodeSW2 3HY
Postcode districtSW2
BoroughLondon Borough of Lambeth
WardSt Martin's
Latitude51.437393
Longitude-0.112143
Parliamentary constituencyDulwich and West Norwood
CountryEngland
RegionGreater London

Trusted official data sources

Office for
National Statistics
LONDONDATASTORE
Ofsted
HM LAND
REGISTRY
Environment
Agency
DATA.POLICE.UK
GOV.UK
TfL
Transport
for London
NHS
Digital
Companies
House
Royal
Mail
Food Standards
Agency
Ofcom
Met
Office
Ordnance
Survey