Crystal Palace & Upper Norwood · Croydon · Streatham and Croydon North constituency · 51.41828, -0.09909

SE19 3ES— Crystal Palace & Upper Norwood, Croydon

Location and area intelligence for SE19 3ES, Crystal Palace & Upper Norwood, Croydon

The family fortress

 

Schools 80%Safety 76/100Transport 25/100Low yield 2.36%

Best for: Families, Owner-occupiers

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Strong schools, limited transport — ideal for car-owning families

Liveability
53
Safety
76
Schools
90
Transport
25
Environment
64
Investment
31

The bottom line

SE19 3ES offers exceptional schools (100% Good/Outstanding) and low crime at £635,000 median — a strong choice for Families and Owner-occupiers.

Less suited to Car-free commuters.

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Location

SE19 3ES

Area Profile & Benchmarks

Area identity and London comparisons

Area Identity

Suburban
MediumOwner occupiers / families
Buyer fit: ExcellentInvestment outlook: NeutralRisk: Low

London Benchmarks

vs London avg price+22.1% vs London avg
vs London income+9.8% vs London avg
vs London crime-12.0% vs London avg

Deep-dive guides for SE19 3ES

🛡️Crime & SafetyCrime rate, trends & breakdown by type🎓SchoolsOfsted ratings, exam scores & distances🏠Rental MarketAverage rents, demand & void risk

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Postcode Personality

🎓 School Smart🌳 Good Parks🔒 Very Safe

“The family fortress”

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How SE19 3ES has changed

Schools

18 Apr

Nearest schools and Ofsted ratings

90

Education score

Excellent for families
★ Top school within 1km
—

Primary

St Joseph's RC Junior School

Not yet inspected · 4 min walk

KS2: 102.9

★★

Secondary

The Norwood School

Good · Inspected Feb 2023 · 7 min walk

P8: +0.03A8: 48.4

100% of local schools rated Good or Outstanding · based on 17 schools within 1.5km

Top 10% — exceptional provision

Childcare

★★

Childcare

Thornton Heath Nursery School

Good · 30 min walk

8 primaries · 3 secondaries · 0 childcare — within 1km

Safety

13 Jul

Crime rates and local incidents

Low crime

57.1 incidents per 1,000 residents

Better than 57% of London
↑ Rising 2675.0%

-12% vs borough

Crime by type

Violence & sexual offences30%
Anti-social behaviour26%
Other20%
Vehicle crime9%
Burglary5%
Drug offences4%
Theft4%
Robbery3%

Road safety

100

Road safety score

0

Accidents (5yr)

1

Serious within 200m

Fire risk

LOW

Risk band

0

Incidents (1yr)

0

Incidents (5yr)

Nearest station: West Norwood Fire Station · 968m

Crime is 12% below London average

Property

2 Jul

Prices, sales volume and market trends

Low transaction volume — only 6 sales in 24 months. Price figures may not reflect the wider area. Treat with caution.

£635,000

Median sale price

Above London median by 22%

£635,000 is 22% above the London median (£520,000)

-17.7%

This year

Detached

Dominant type

Price history

5-year change
+12.0%
Sales (24 months)6
New build0.0%
Avg detached£723,000
Avg semi-detached£625,000
Avg terraced£615,000
Price per m²£6,165/m²
Price per ft²£573/ft²
Avg floor area102.9 m²

EPC breakdown

B
1%
C
5%
D
17%
E
11%

Based on 34 properties · Confidence: high

Street mix

Semi 33%Terraced 29%Detached 38%

LHA rates — Outer South London

Shared room£569/mo
1 bedroom£950/mo
2 bedrooms£1200/mo
3 bedrooms£1500/mo
4 bedrooms£1950/mo

Stamp duty

Standard buyer£19,250
First-time buyerFTB
£19,250
Additional propertyBTL/2nd
£38,300

England & NI rates 2025/26. Additional property rate adds 3% on each band.

Current mortgage rates

2-year fixed4.58%
5-year fixed4.32%
SVR7.25%

Bank of England (monthly average)

Affordability

13.8×

Price-to-income

£3,177/mo

Est. mortgage

Low

Market activity

100d

Days to sell

Falling

Market momentum

Energy & construction

Solar yield851 kWh/kWp/yr
Rebuild cost estimate£257,250
Rebuild cost per m²£2,500/m²

BCIS London average 2024. Excludes land value. Use for building insurance sum insured guidance only.

Construction era1967-1975
WallsCavity wall, as built, no insulation (assumed)
RoofPitched, 100 mm loft insulation
Heating fuelmains gas (not community)
GlazingFully double glazed
Council tax band Band EAnnual charge £2,546
Price growth potentialModerate

Market History

Price trajectory, velocity and distribution

Price Trajectory

1995–2026 · CAGR

+6.6%

Total change

+635%

Market Activity

Price Velocity & Acceleration

Current Velocity

-13.0%

per year

Acceleration

-19.47

change in velocity

Market State

Downturn

Velocity (%)Acceleration

Price Distribution

P25: £100k–£125k · P75: £350k–£400k · 42 sales

Property Type Mix

Total: 42 sales

Detached38.1%
Semi-detached33.3%
Terraced28.6%

By decade

1990s

2000s

2010s

2020s

Market Cycle

BullCooling bullRisingSteadyRecoveryCorrectionBear

Market Eras

EraPeriodStart priceEnd priceChangeAvg sales/yr
Late-1990s boom1995–1997£81k£104k+28.1%1.7
Post-dot-com plateau2001–2004£173k£232k+33.8%1.7
Pre-crash peak2005–2007£245k£313k+27.6%1.3
GFC & correction2008–2012£285k£282k-1.1%1.3
Help-to-Buy recovery2013–2016£372k£465k+25.2%2
Brexit uncertainty2017–2019£585k£494k-15.6%1.7
Pandemic surge2021–2021£567k£567k+0%2
Rate-rise correction2022–2023£495k£580k+17.2%2
Current market2024–2026£643k£595k-7.4%3

Price Trajectory by Type

DetachedTerraced

Per-type alpha vs district

Best performer

Detached

+0% alpha

Weakest performer

Terraced

+0% alpha

Detached+0% α
Local
3.6%
District
3.6%
Terraced+0% α
Local
3.5%
District
3.5%

CAGR over 9yr data window. Alpha = local CAGR − district CAGR.

Buyer vs Seller Score

Composite market conditions index 0–100

62out of 100SellerBuyer

Market condition

Buyer's Market

Neutral conditions

Higher score = better conditions for buyers

Score breakdown

Price Velocity100
Sales Volume75
Seasonal Timing0
Trend Position75

Transport

1 Jul

Public transport accessibility and links

PTAL 2

Poor

1a
1b
2
3
4
5
6a
6b
Bottom 25% — limited connections
West Norwood→ Victoria· 8 tph
22 min

Nearby stations

West NorwoodNational Rail
19 min walk
Crystal Palace Rail StationWindrush · Southern
23 min walk
Anerley Rail StationSouthern · Windrush
30 min walk
Penge West Rail StationWindrush · Southern
33 min walk
Norwood Junction Rail StationSouthern · Thameslink
36 min walk
No bus stops within 400m

14

Walkability score

21

Footpaths (500m)

0

Santander docks (800m)

2.5 km

Nearest cycle dock

Central London commute times

London Bridge ★41 min
Victoria55 min ↑
Waterloo57 min ↑
Canary Wharf57 min ↑
City53 min ↑

▎ marker = outer-London average per hub. ↓ green = below average. ↑ orange = above average. ≈ grey = at average. · Source: TfL Journey Planner (sampled)

Find areas within a set commute time of your workplace →

Parking & EV

Car parks, spaces and charging points

3

Car parks (800m)

0

EV chargers (800m)

Nearest car park665m
Santander docks (800m)0
Nearest cycle dock2.5 km

Environment

2 Jul

Flood risk, air quality and noise

Flood riskLOW
Low
Minimal flood risk
Surface waterNONE
No assessed surface water flood risk
Air qualityLOW
NO₂: 25.0 µg/m³ · PM2.5: 14.0 µg/m³
Better than 83% of London
NoiseLOW
none
Quieter than 70% of London
Radon riskLOW
0.5% of local properties affected
ULEZ zone · £12.50/dayCCZ: 7.7 km away✗ Not Green Belt✗ Not AONB25% green spaceTree canopy: 10%
More green space than 80% of London

Nearest SSSI: Croham Hurst SSSI — 7.5 km

Energy

Solar: 851 kWh/kWp/yr

Ground stability

Geology: SAND AND GRAVEL

Subsidence risk: Low

Shrink-swell: Low

Running sand risk: Medium

Landslide records (2km): 2

Landslide susceptibility: Medium

Insurance risk

Standard

Cost band

Low

Flood risk

Low

Subsidence risk

0.5%

Flood claim prob.

Climate

Local weather conditions and energy potential

1,530 hrs/yr

Sunshine

595 mm/yr

Rainfall

22.9°C

Summer avg

3.0°C

Winter avg

Solar yield851.1 kWh/kWp/yr

Source: Met Office UK Climate Averages 1991-2020

Health

GP, dental and hospital access

MERSHAM MEDICAL CENTRE

30 NORBURY ROAD, CR7 8JN

19 min walk

91%

Recommend GP

91%

Overall GP experience

0

GPs within 1km

0

Dentists within 1km

2

Care homes (1km)

Nearest hospitalBritish Home & Hospital for Incurables · 771 m
Nearest A&ECROYDON HEALTH SERVICES NHS TRUST · 3.3 km
A&E 4hr targetNHS target: 95% · London avg: ~68%65.3%

Amenities

Shops, restaurants, parks and more

68

Parks (1km)

0

Restaurants (800m)

0

Cafes (800m)

0

Pubs (400m)

0

Pharmacies (800m)

0

Gyms (1km)

4

Sports (1km)

0

Convenience

No pubs within 400m — nearest: The Conquering Hero (534 m)

No restaurants within 800m — nearest: Morley's (623 m)

Nearest supermarketLidl · 699 m
4 tennis courts

Nightlife (500m)

0

Nightclubs

0

Late-night venues

E
1,340 licensed premises in borough380 late-night refreshment licencesHome Office 2023/24

0

Libraries (1km)

1

Cinemas (2km)

626m

Post office

Nearby shops

Sweet News & Wine630 m
Crown Bakery632 m
Best One Food & Wine635 m
Crown Food & Wine644 m

Nearby cafes

Coffee & Cake House636 m
Crown Cafe656 m
Hungry Hippo Café830 m

Nearby restaurants

Morley's623 m
Monkey's632 m
Crown Kebab645 m
Perfect Delight675 m

Nearby pubs

The Conquering Hero534 m

Nearby pharmacies

Klub Pharmacy640 m

Nearby health

British Home & Hospital for Incurables771 m
Food hygiene (5-star)71% of 17

Business

Local businesses registered here

Active businesses
0
New (last 12 months)
0
Dissolved (last 12 months)
0
Industry diversity
0
3yr survival rate
100.0%
Right-to-buy sales (5yr)
328

High street

E

High street health

Investment

Investment grade, yield and market outlook

31

Investment score

Weak

Score reflects rental yield, demand & liquidity — not capital appreciation. See Price growth potential below.

Low gross yield (2.4%) makes this better for owner-occupiers than buy-to-let investors. Capital growth outlook is moderate.

Avg monthly rent
£1,250London avg: £1,950/mo
Gross yield
2.4% (low)London avg: 3.8%Low yield — bottom 25% of London
Gentrification score20/100
Right-to-buy sales (5yr)Above average for outer London — neighbourhood in transition328
Sales last 12 months2

Rental market

Medium

Demand

Medium

Void risk

Mixed owner / renter

Tenant profile

+4.2%

Rent growth (1yr)

Market liquidity

Low

Market activity

100d

Est. days to sell

17/100

Velocity score

Future outlook

51.6

Price growth score

C
Low

Development pressure

Low

New supply risk

Confirmed 5yr price momentum

Infrastructure pipeline

Infrastructure score0/100
Bakerloo Extension route5,311m
Crossrail 2 route6,750m

Demographics

16 Jun

Population, deprivation and income

Decile 7/10

Less deprived than average

Index of Multiple Deprivation

Less deprived than average

Rank: 20,318 nationally

1,944

Est. population

4,327/km²

61%

Employed

49%

Degree educated

£46,100

Median income

5.2%

Claimant rate

SuburbanMedium densityOwner occupiers / families

52

Community stability

Age profile

25%
16%
23%
20%
15%
Under 1825%
18–3417%
35–4923%
50–6420%
65+16%

Tenure

31%
39%
21%
Own outright31%
Own (mortgage)39%
Private rent21%
Social rent7%
Shared ownership3%

Ethnicity

33%
15%
16%
21%
White British33%
White Other15%
Asian16%
Black21%
Mixed9%
Other6%

Employment & lifestyle

Managerial / professional41%
Routine / semi-routine15%
No car household26%
Unemployed5%
No qualifications13%

Housing tenure (Census 2021)

Private rent21%
Social rent7%

vs. London

Income vs London+9.8%
Price vs London+22.1%

Planning

Conservation areas and development

Conservation area
No
Article 4 area
No
Listed buildings (800m)
8
Live planning apps (800m)
1
Development activity
low
Residential apps (800m)
1
Commercial apps (800m)
0
Major developments (800m)
0
Planning apps (12 months)
2
Planning apps (3 years)
3
Local approval rate
0%
Borough approval rate
68%
Opportunity area
No
CIL rate (residential)
£110/m²
Coal mining risk area
No
Japanese knotweed sites (400m)
0

Housing pipeline (800m)

Homes approved
0
Under construction
0
Completed (3yr)
8
Largest scheme
41 homes · Land at Virgo Fidelis Convent School, 147, Land at Virgo Fidelis Convent School, 147, Central Hill, Hermitage Road, Upper Norwood, SE19 1RS
Pipeline pressure
NONE

Named schemes (500m)

307-309, 307-309, Beulah Hill, Upper Norwood, SE19 3UZ37 homes
completed
Ormesby Court, 224, Ormesby Court, 224, Beulah Hill, Upper Norwood, SE19 3UX26 homes
completed
4-6, 4-6, Downsview Road, Upper Norwood, SE19 3XD24 homes
completed
291 - 293, 291 - 293, Beulah Hill, Upper Norwood, SE19 3UZ14 homes
completed
74 - 96, 74 - 96, Marston Way, Upper Norwood, SE19 3JF12 homes
completed

Politics

Local councillors and MP

Ward majority
Green
Ward majority vote
13.3%
Ward turnout
47%
Election year
2026
MP
Steve Reed (Labour (Co-op))
MP majority
15,603
Constituency
Streatham and Croydon North

Councillors

Claire BonhamLib Dems
Natalie Louise VestyGreen
Mark AdderleyGreen

Stamp Duty & Affordability Calculator

Stamp duty on median price (£635,000)

£19,250

Standard buyer

£19,250

First-time buyer

Affordability check — your annual salary

£

Deposit

Affordability uses 4.5× single income and 4.75% indicative rate over 25 years. Not financial advice.

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Key facts for SE19 3ES

Full postcodeSE19 3ES
Postcode districtSE19
BoroughLondon Borough of Croydon
WardCrystal Palace & Upper Norwood
Latitude51.418279
Longitude-0.099095
Parliamentary constituencyStreatham and Croydon North
CountryEngland
RegionGreater London

Trusted official data sources

Office for
National Statistics
LONDONDATASTORE
Ofsted
HM LAND
REGISTRY
Environment
Agency
DATA.POLICE.UK
GOV.UK
TfL
Transport
for London
NHS
Digital
Companies
House
Royal
Mail
Food Standards
Agency
Ofcom
Met
Office
Ordnance
Survey