Crystal Palace & Upper Norwood · Croydon · Streatham and Croydon North constituency · 51.42001, -0.10363

SE19 3NN— Crystal Palace & Upper Norwood, Croydon

Location and area intelligence for SE19 3NN, Crystal Palace & Upper Norwood, Croydon

The family fortress

 

Schools 67%Safety 78/100Transport 22/100Yield 3.61%

Best for: Families, Owner-occupiers

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Strong schools, limited transport — ideal for car-owning families

Liveability
51
Safety
78
Schools
90
Transport
22
Environment
63
Investment
42

The bottom line

SE19 3NN offers exceptional schools (100% Good/Outstanding) and low crime at £415,000 median — strong value for Families and Owner-occupiers who can accept its trade-offs.

The catch: 50 min to london bridge — above average for this zone.

Less suited to Car-free commuters.

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Location

SE19 3NN

Area Profile & Benchmarks

Area identity and London comparisons

Area Identity

Suburban
HighOwner occupiers / families
Buyer fit: ExcellentInvestment outlook: NeutralRisk: Low

London Benchmarks

vs London avg price-20.2% vs London avg
vs London income+9.8% vs London avg
vs London crime-34.0% vs London avg

Deep-dive guides for SE19 3NN

🛡️Crime & SafetyCrime rate, trends & breakdown by type🎓SchoolsOfsted ratings, exam scores & distances🏠Rental MarketAverage rents, demand & void risk

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Postcode Personality

🎓 School Smart🌳 Good Parks🔒 Very Safe

“The family fortress”

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How SE19 3NN has changed

Schools

18 Apr

Nearest schools and Ofsted ratings

90

Education score

Excellent for families
★ Top school within 1km
—

Primary

St Joseph's RC Junior School

Not yet inspected · 4 min walk

KS2: 102.9

★★

Secondary

St Joseph's College

Good · Inspected Feb 2020 · 3 min walk

P8: +0.03A8: 45.0

100% of local schools rated Good or Outstanding · based on 17 schools within 1.5km

Top 10% — exceptional provision

Childcare

★★

Childcare

Thornton Heath Nursery School

Good · 33 min walk

6 primaries · 3 secondaries · 0 childcare — within 1km

Safety

13 Jul

Crime rates and local incidents

Low crime

43.0 incidents per 1,000 residents

Better than 68% of London
↑ Rising 1600.0%

from a low base — still below London average

-34% vs borough

Crime by type

Violence & sexual offences32%
Other26%
Vehicle crime19%
Anti-social behaviour13%
Burglary6%
Drug offences5%
Theft0%
Robbery0%

Road safety

100

Road safety score

0

Accidents (5yr)

Fire risk

LOW

Risk band

0

Incidents (1yr)

0

Incidents (5yr)

Nearest station: West Norwood Fire Station · 679m

Crime is 34% below London average

Property

2 Jul

Prices, sales volume and market trends

£415,000

Median sale price

20% below London median

£415,000 is 20% below the London median (£520,000)

+5.7%

This year

Flat

Dominant type

Price history

5-year change
-2.4%
Sales (24 months)10
New build0.0%
Avg terraced£415,000
Avg flat£415,000
Price per m²£6,317/m²
Price per ft²£587/ft²
Avg floor area68.7 m²

EPC breakdown

C
17%
D
24%
E
8%
F
2%

Based on 51 properties · Confidence: high

Street mix

Terraced 11%Detached 1%Flat 87%Other 1%

LHA rates — Outer South London

Shared room£569/mo
1 bedroom£950/mo
2 bedrooms£1200/mo
3 bedrooms£1500/mo
4 bedrooms£1950/mo

Stamp duty

Standard buyer£8,250
First-time buyerFTB
£0
Additional propertyBTL/2nd
£20,700

England & NI rates 2025/26. Additional property rate adds 3% on each band.

Current mortgage rates

2-year fixed4.58%
5-year fixed4.32%
SVR7.25%

Bank of England (monthly average)

Affordability

9.0×

Price-to-income

£2,076/mo

Est. mortgage

Medium

Market activity

60d

Days to sell

Heating

Market momentum

Energy & construction

Solar yield851 kWh/kWp/yr
Rebuild cost estimate£171,750
Rebuild cost per m²£2,500/m²

BCIS London average 2024. Excludes land value. Use for building insurance sum insured guidance only.

Construction era1900-1929
WallsSolid brick, as built, no insulation (assumed)
Roof(another dwelling above)
Heating fuelmains gas (not community)
GlazingFully double glazed
Council tax band Band DAnnual charge £2,083
Price growth potentialLow

Market History

Price trajectory, velocity and distribution

Price Trajectory

1995–2026 · CAGR

+7.1%

Total change

+735%

Market Activity

Price Velocity & Acceleration

Current Velocity

-0.7%

per year

Acceleration

-2.04

change in velocity

Market State

Downturn

Velocity (%)Acceleration

Price Distribution

P25: £100k–£125k · P75: £200k–£250k · 131 sales

Property Type Mix

Total: 131 sales

Detached0.8%
Terraced11.5%
Flat/maisonette87.8%

By decade

1990s

2000s

2010s

2020s

Market Cycle

BullCooling bullRisingSteadyRecoveryCorrectionBear

Market Eras

EraPeriodStart priceEnd priceChangeAvg sales/yr
Late-1990s boom1995–2000£50k£93k+87%4.6
Post-dot-com plateau2001–2004£94k£161k+70.7%6.5
Pre-crash peak2005–2007£175k£205k+17.2%6
GFC & correction2009–2012£193k£236k+22.6%2
Help-to-Buy recovery2013–2016£243k£374k+54%5
Brexit uncertainty2017–2019£377k£424k+12.3%2.7
Pandemic surge2020–2021£371k£425k+14.6%4
Rate-rise correction2022–2023£393k£405k+3.2%4
Current market2024–2026£415k£418k+0.6%4

Price Trajectory by Type

TerracedFlat/maisonette

Per-type alpha vs district

Best performer

Flat/maisonette

+0% alpha

Weakest performer

Terraced

+0% alpha

Flat/maisonette+0% α
Local
6.4%
District
6.4%
Terraced+0% α
Local
19.8%
District
19.8%

CAGR over 30yr data window. Alpha = local CAGR − district CAGR.

Buyer vs Seller Score

Composite market conditions index 0–100

56out of 100SellerBuyer

Market condition

Buyer's Market

Neutral conditions

Higher score = better conditions for buyers

Score breakdown

Price Velocity75
Sales Volume75
Seasonal Timing0
Trend Position75

Transport

1 Jul

Public transport accessibility and links

PTAL 2

Poor

1a
1b
2
3
4
5
6a
6b
Bottom 25% — limited connections
West Norwood→ Victoria· 8 tph
22 min

Nearby stations

West NorwoodNational Rail
16 min walk
Crystal Palace Rail StationWindrush · Southern
27 min walk
Anerley Rail StationSouthern · Windrush
35 min walk
Penge West Rail StationWindrush · Southern
37 min walk
Norwood Junction Rail StationSouthern · Thameslink
40 min walk
No bus stops within 400m

41

Walkability score

52

Footpaths (500m)

0

Santander docks (800m)

2.3 km

Nearest cycle dock

Central London commute times

London Bridge ★50 min
Victoria55 min ↑
Waterloo61 min ↑
Canary Wharf65 min ↑
City62 min ↑

▎ marker = outer-London average per hub. ↓ green = below average. ↑ orange = above average. ≈ grey = at average. · Source: TfL Journey Planner (sampled)

Find areas within a set commute time of your workplace →

Parking & EV

Car parks, spaces and charging points

1

Car parks (800m)

0

EV chargers (800m)

Nearest car park406m
Santander docks (800m)0
Nearest cycle dock2.3 km

Environment

2 Jul

Flood risk, air quality and noise

Flood riskLOW
Low
Minimal flood risk
Surface waterNONE
No assessed surface water flood risk
Air qualityLOW
NO₂: 25.0 µg/m³ · PM2.5: 14.0 µg/m³
Better than 83% of London
NoiseLOW
none
Quieter than 70% of London
Radon riskLOW
0.5% of local properties affected
ULEZ zone · £12.50/dayCCZ: 7.5 km away✗ Not Green Belt✗ Not AONB22% green spaceTree canopy: 10%
More green space than 77% of London

Nearest SSSI: Croham Hurst SSSI — 7.7 km

Energy

Solar: 851 kWh/kWp/yr

Ground stability

Geology: SAND AND GRAVEL

Subsidence risk: Low

Shrink-swell: Low

Running sand risk: Medium

Landslide records (2km): 3

Landslide susceptibility: Medium

Insurance risk

Standard

Cost band

Low

Flood risk

Low

Subsidence risk

0.5%

Flood claim prob.

Climate

Local weather conditions and energy potential

1,530 hrs/yr

Sunshine

595 mm/yr

Rainfall

22.9°C

Summer avg

3.0°C

Winter avg

Solar yield851.1 kWh/kWp/yr

Source: Met Office UK Climate Averages 1991-2020

Health

GP, dental and hospital access

MERSHAM MEDICAL CENTRE

30 NORBURY ROAD, CR7 8JN

22 min walk

91%

Recommend GP

91%

Overall GP experience

0

GPs within 1km

1

Dentists within 1km

3

Care homes (1km)

Nearest hospitalBritish Home & Hospital for Incurables · 418 m
Nearest A&ECROYDON HEALTH SERVICES NHS TRUST · 3.5 km
A&E 4hr targetNHS target: 95% · London avg: ~68%65.3%

Amenities

Shops, restaurants, parks and more

75

Parks (1km)

7

Restaurants (800m)

2

Cafes (800m)

1

Pubs (400m)

2

Pharmacies (800m)

0

Gyms (1km)

6

Sports (1km)

6

Convenience

Nearest supermarketLidl · 336 m
4 tennis courts1 swimming pools1 sports halls

Nightlife (500m)

0

Nightclubs

1

Late-night venues

E
1,340 licensed premises in borough380 late-night refreshment licencesHome Office 2023/24

0

Libraries (1km)

1

Cinemas (2km)

271m

Post office

Nearby shops

Sweet News & Wine277 m
Crown Bakery280 m
Best One Food & Wine284 m
Neela Stores313 m

Nearby cafes

Coffee & Cake House295 m
Crown Cafe327 m
Frangipangi1.1 km
Ela's Café1.1 km

Nearby restaurants

Morley's289 m
Monkey's293 m
Crown Kebab300 m
Perfect Delight322 m

Nearby pubs

The Conquering Hero191 m
Crown Lane Gardens612 m
Barry's Bar1.1 km
The Hope1.2 km

Nearby gyms

West Norwood Lawn Tennis & Social Club1.0 km

Nearby pharmacies

Klub Pharmacy291 m

Nearby health

British Home & Hospital for Incurables418 m
Food hygiene (5-star)57% of 35

Business

Local businesses registered here

Active businesses
0
New (last 12 months)
0
Dissolved (last 12 months)
0
Industry diversity
0
3yr survival rate
100.0%
Right-to-buy sales (5yr)
328

High street

A

High street health

Investment

Investment grade, yield and market outlook

42

Investment score

Moderate

Score reflects rental yield, demand & liquidity — not capital appreciation. See Price growth potential below.

Avg monthly rent
£1,250London avg: £1,950/mo
Gross yield
3.6% (average)London avg: 3.8%Above average yield
Gentrification score16/100
Right-to-buy sales (5yr)Above average for outer London — neighbourhood in transition328
Sales last 12 months3

Rental market

Medium

Demand

Medium

Void risk

Mixed owner / renter

Tenant profile

+4.2%

Rent growth (1yr)

Market liquidity

Medium

Market activity

60d

Est. days to sell

25/100

Velocity score

Future outlook

39.5

Price growth score

D
Low

Development pressure

Low

New supply risk

High investment quality

Infrastructure pipeline

Infrastructure score0/100
Bakerloo Extension route5,638m
Crossrail 2 route6,382m

Demographics

16 Jun

Population, deprivation and income

Decile 6/10

Around average

Index of Multiple Deprivation

Average deprivation level

Rank: 18,693 nationally

1,975

Est. population

11,483/km²

64%

Employed

50%

Degree educated

£46,100

Median income

5.5%

Claimant rate

SuburbanHigh densityOwner occupiers / families

52

Community stability

Age profile

23%
18%
26%
20%
14%
Under 1823%
18–3418%
35–4926%
50–6420%
65+14%

Tenure

27%
41%
19%
Own outright27%
Own (mortgage)41%
Private rent19%
Social rent11%
Shared ownership3%

Ethnicity

44%
16%
19%
White British44%
White Other16%
Asian9%
Black19%
Mixed7%
Other5%

Employment & lifestyle

Managerial / professional45%
Routine / semi-routine15%
No car household32%
Unemployed4%
No qualifications15%

Housing tenure (Census 2021)

Private rent19%
Social rent11%

vs. London

Income vs London+9.8%
Price vs London-20.2%

Planning

Conservation areas and development

Conservation area
No
Article 4 area
No
Listed buildings (800m)
10
Live planning apps (800m)
1
Development activity
low
Residential apps (800m)
1
Commercial apps (800m)
0
Major developments (800m)
0
Planning apps (12 months)
1
Planning apps (3 years)
4
Local approval rate
100%
Borough approval rate
68%
Historic landfill (400m)
1
Opportunity area
No
CIL rate (residential)
£110/m²
Coal mining risk area
No
Japanese knotweed sites (400m)
0

Housing pipeline (800m)

Homes approved
0
Under construction
0
Completed (3yr)
20
Largest scheme
48 homes · FORMER SOUTHVALE CHILD ASSESSMENT CENTRE, FORMER SOUTHVALE CHILD ASSESSMENT CENTRE, LINTON GROVE, SE27
Pipeline pressure
NONE

Named schemes (500m)

307-309, 307-309, Beulah Hill, Upper Norwood, SE19 3UZ37 homes
completed
Ormesby Court, 224, Ormesby Court, 224, Beulah Hill, Upper Norwood, SE19 3UX26 homes
completed
4-6, 4-6, Downsview Road, Upper Norwood, SE19 3XD24 homes
completed
258, 258, KNIGHTS HILL, SE2721 homes
completed
2-4, 2-4, CROWN DALE, SE1920 homes
completed

Politics

Local councillors and MP

Ward majority
Green
Ward majority vote
13.3%
Ward turnout
47%
Election year
2026
MP
Steve Reed (Labour (Co-op))
MP majority
15,603
Constituency
Streatham and Croydon North

Councillors

Claire BonhamLib Dems
Natalie Louise VestyGreen
Mark AdderleyGreen

Stamp Duty & Affordability Calculator

Stamp duty on median price (£415,000)

£8,250

Standard buyer

£0

First-time buyer

Save £8,250

Affordability check — your annual salary

£

Deposit

Affordability uses 4.5× single income and 4.75% indicative rate over 25 years. Not financial advice.

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Key facts for SE19 3NN

Full postcodeSE19 3NN
Postcode districtSE19
BoroughLondon Borough of Croydon
WardCrystal Palace & Upper Norwood
Latitude51.420007
Longitude-0.103625
Parliamentary constituencyStreatham and Croydon North
CountryEngland
RegionGreater London

Trusted official data sources

Office for
National Statistics
LONDONDATASTORE
Ofsted
HM LAND
REGISTRY
Environment
Agency
DATA.POLICE.UK
GOV.UK
TfL
Transport
for London
NHS
Digital
Companies
House
Royal
Mail
Food Standards
Agency
Ofcom
Met
Office
Ordnance
Survey