Crystal Palace & Upper Norwood · Croydon · Streatham and Croydon North constituency · 51.41940, -0.08983

SE19 3ST— Crystal Palace & Upper Norwood, Croydon

Location and area intelligence for SE19 3ST, Crystal Palace & Upper Norwood, Croydon

 

Schools 100%Safety 74/100Transport 36/100Yield 3.61%

Best for: Families

Compare areas

Balanced area — no standout strengths or weaknesses

Liveability
57
Safety
74
Schools
60
Transport
36
Environment
56
Investment
44

The bottom line

SE19 3ST offers exceptional schools (100% Good/Outstanding) and low crime at £415,000 median — a strong choice for Families.

Less suited to Car-free commuters.

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Location

SE19 3ST

Area Profile & Benchmarks

Area identity and London comparisons

Area Identity

Suburban
HighEstablished mixed
Buyer fit: ExcellentInvestment outlook: NeutralRisk: Low

London Benchmarks

vs London avg price-20.2% vs London avg
vs London income+5.5% vs London avg
vs London crime+4.0% vs London avg

Deep-dive guides for SE19 3ST

🛡️Crime & SafetyCrime rate, trends & breakdown by type🎓SchoolsOfsted ratings, exam scores & distances🏠Rental MarketAverage rents, demand & void risk

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How SE19 3ST has changed

Schools

18 Apr

Nearest schools and Ofsted ratings

60

Education score

Good for families
★ Top school within 1km
—

Primary

Rockmount Primary School

Not yet inspected · Inspected Jun 2025 · 0 min walk

KS2: 108.0

—

Secondary

Harris Academy Beulah Hill

Not yet inspected · 9 min walk

P8: -0.11A8: 44.3

100% of local schools rated Good or Outstanding · based on 17 schools within 1.5km

Top 10% — exceptional provision

Childcare

Childcare

Dulwich Wood Nursery School

Not inspected · 19 min walk

7 primaries · 2 secondaries · 0 childcare — within 1km

Safety

13 Jul

Crime rates and local incidents

Low crime

67.8 incidents per 1,000 residents

Higher crime than 52% of London
↑ Rising 1657.1%

+4% vs borough

Crime by type

Violence & sexual offences31%
Other28%
Anti-social behaviour17%
Vehicle crime11%
Burglary8%
Robbery2%
Theft2%
Drug offences1%

Road safety

100

Road safety score

0

Accidents (5yr)

Fire risk

LOW

Risk band

0

Incidents (1yr)

0

Incidents (5yr)

Nearest station: West Norwood Fire Station · 1.3km

Crime is +4% above London average

Property

2 Jul

Prices, sales volume and market trends

Low transaction volume — only 7 sales in 24 months. Price figures may not reflect the wider area. Treat with caution.

£415,000

Median sale price

20% below London median

£415,000 is 20% below the London median (£520,000)

-15.0%

This year

Flat

Dominant type

Price history

5-year change
+16.9%
Sales (24 months)7
New build0.0%
Avg terraced£770,000
Avg flat£380,000
Price per m²£6,826/m²
Price per ft²£634/ft²
Avg floor area63.1 m²

EPC breakdown

C
15%
D
42%
E
6%

Based on 63 properties · Confidence: high

Street mix

Semi 2%Terraced 7%Flat 89%Other 2%

LHA rates — Outer South London

Shared room£569/mo
1 bedroom£950/mo
2 bedrooms£1200/mo
3 bedrooms£1500/mo
4 bedrooms£1950/mo

Stamp duty

Standard buyer£8,250
First-time buyerFTB
£0
Additional propertyBTL/2nd
£20,700

England & NI rates 2025/26. Additional property rate adds 3% on each band.

Current mortgage rates

2-year fixed4.58%
5-year fixed4.32%
SVR7.25%

Bank of England (monthly average)

Affordability

9.4×

Price-to-income

£2,076/mo

Est. mortgage

Low

Market activity

100d

Days to sell

Falling

Market momentum

Energy & construction

Solar yield851 kWh/kWp/yr
Rebuild cost estimate£157,750
Rebuild cost per m²£2,500/m²

BCIS London average 2024. Excludes land value. Use for building insurance sum insured guidance only.

Construction era1900-1929
WallsSolid brick, as built, no insulation (assumed)
Roof(another dwelling above)
Heating fuelmains gas (not community)
GlazingFully double glazed
Council tax band Band CAnnual charge £1,852
Price growth potentialModerate

Market History

Price trajectory, velocity and distribution

Price Trajectory

1997–2025 · CAGR

+6.3%

Total change

+455%

Market Activity

Price Velocity & Acceleration

Current Velocity

-19.8%

per year

Acceleration

-44.57

change in velocity

Market State

Downturn

Velocity (%)Acceleration

Price Distribution

P25: £400k–£450k · P75: £50k–£75k · 111 sales

Property Type Mix

Total: 111 sales

Semi-detached2.7%
Terraced8.1%
Flat/maisonette89.2%

By decade

1990s

2000s

2010s

2020s

Market Cycle

BullCooling bullRisingSteadyRecoveryCorrectionBear

Market Eras

EraPeriodStart priceEnd priceChangeAvg sales/yr
Late-1990s boom1997–2000£60k£69k+15.4%3.5
Post-dot-com plateau2001–2004£89k£150k+69.5%7.2
Pre-crash peak2005–2007£177k£203k+14.4%4.7
GFC & correction2008–2011£240k£170k-29.2%2
Help-to-Buy recovery2013–2016£230k£395k+71.7%3.8
Brexit uncertainty2017–2019£336k£295k-12.2%3
Pandemic surge2020–2021£307k£355k+15.6%5
Rate-rise correction2022–2023£414k£333k-19.7%2
Current market2024–2025£415k£333k-19.8%4

Price Trajectory by Type

Flat/maisonette

Per-type alpha vs district

Best performer

Flat/maisonette

+0% alpha

Flat/maisonette+0% α
Local
6.6%
District
6.6%

CAGR over 27yr data window. Alpha = local CAGR − district CAGR.

Buyer vs Seller Score

Composite market conditions index 0–100

69out of 100SellerBuyer

Market condition

Buyer's Market

Favours buyers

Higher score = better conditions for buyers

Score breakdown

Price Velocity100
Sales Volume75
Seasonal Timing0
Trend Position100

Transport

1 Jul

Public transport accessibility and links

PTAL 2

Poor

1a
1b
2
3
4
5
6a
6b
Below London average
Gipsy Hill

Nearby stations

Gipsy HillNational Rail
9 min walk
Crystal Palace Rail StationSouthern · Windrush
15 min walk
Anerley Rail StationSouthern · Windrush
23 min walk
Penge West Rail StationWindrush · Southern
25 min walk
Sydenham Rail StationWindrush · Southern
33 min walk
No bus stops within 400m

20

Walkability score

65

Footpaths (500m)

0

Santander docks (800m)

2.6 km

Nearest cycle dock

Central London commute times

London Bridge ★41 min
Victoria55 min ↑
Waterloo57 min ↑
Canary Wharf57 min ↑
City53 min ↑

▎ marker = outer-London average per hub. ↓ green = below average. ↑ orange = above average. ≈ grey = at average. · Source: TfL Journey Planner (sampled)

Find areas within a set commute time of your workplace →

Parking & EV

Car parks, spaces and charging points

7

Car parks (800m)

0

EV chargers (800m)

Total spaces (800m)70
Nearest car park485m
Santander docks (800m)0
Nearest cycle dock2.6 km

Environment

2 Jul

Flood risk, air quality and noise

Flood riskLOW
Low
Minimal flood risk
Surface waterNONE
No assessed surface water flood risk
Air qualityLOW
NO₂: 30.0 µg/m³ · PM2.5: 15.0 µg/m³
Better than 75% of London
NoiseLOW
none
Quieter than 70% of London
Radon riskLOW
0.5% of local properties affected
ULEZ zone · £12.50/dayCCZ: 7.7 km away✗ Not Green Belt✗ Not AONB19% green spaceTree canopy: 10%
Above average green space

Nearest SSSI: Croham Hurst SSSI — 7.5 km

Energy

Solar: 851 kWh/kWp/yr

Ground stability

Geology: SAND AND GRAVEL

Subsidence risk: Low

Shrink-swell: Low

Running sand risk: Medium

Landslide records (2km): 3

Landslide susceptibility: Medium

Insurance risk

Standard

Cost band

Low

Flood risk

Low

Subsidence risk

0.5%

Flood claim prob.

Climate

Local weather conditions and energy potential

1,530 hrs/yr

Sunshine

595 mm/yr

Rainfall

22.9°C

Summer avg

3.0°C

Winter avg

Solar yield851.1 kWh/kWp/yr

Source: Met Office UK Climate Averages 1991-2020

Health

GP, dental and hospital access

MERSHAM MEDICAL CENTRE

30 NORBURY ROAD, CR7 8JN

22 min walk

91%

Recommend GP

91%

Overall GP experience

0

GPs within 1km

2

Dentists within 1km

2

Care homes (1km)

Nearest hospital · 805 m
Nearest A&ECROYDON HEALTH SERVICES NHS TRUST · 3.6 km
A&E 4hr targetNHS target: 95% · London avg: ~68%65.3%

Amenities

Shops, restaurants, parks and more

92

Parks (1km)

5

Restaurants (800m)

3

Cafes (800m)

0

Pubs (400m)

0

Pharmacies (800m)

3

Gyms (1km)

6

Sports (1km)

1

Convenience

No pubs within 400m — nearest: The Sparrowhawk (486 m)

Nearest supermarketCostcutter · 1.7 km
3 tennis courts

Nightlife (500m)

0

Nightclubs

0

Late-night venues

E
1,340 licensed premises in borough380 late-night refreshment licencesHome Office 2023/24

0

Libraries (1km)

1

Cinemas (2km)

580m

Post office

Nearby shops

High Limes general store238 m
Select684 m
HM Newsmarket764 m
Spa Off Licence952 m

Nearby cafes

Café Thing478 m
Colairo’s500 m
Alistairs501 m
Caffè Nero513 m

Nearby restaurants

Dem436 m
Yuki's Kitchen437 m
Four Hundred Rabbits482 m
Thai Crystal499 m

Nearby pubs

The Sparrowhawk486 m
Walker Briggs557 m
Craft & Courage564 m
The Faber Fox566 m

Nearby gyms

Duke McKenzie Fitness Centre585 m
Performance 360589 m
The Yoga Edge674 m
Warrior Fitness705 m

Nearby pharmacies

Day Lewis Pharmacy969 m
Food hygiene (5-star)52% of 29

Business

Local businesses registered here

Active businesses
0
New (last 12 months)
0
Dissolved (last 12 months)
0
Industry diversity
0
3yr survival rate
100.0%
Right-to-buy sales (5yr)
328

High street

E

High street health

Investment

Investment grade, yield and market outlook

44

Investment score

Moderate

Score reflects rental yield, demand & liquidity — not capital appreciation. See Price growth potential below.

Avg monthly rent
£1,250London avg: £1,950/mo
Gross yield
3.6% (average)London avg: 3.8%Above average yield
Gentrification score20/100
Right-to-buy sales (5yr)Above average for outer London — neighbourhood in transition328
Sales last 12 months1

Rental market

Medium

Demand

Medium

Void risk

Mixed owner / renter

Tenant profile

+4.2%

Rent growth (1yr)

Market liquidity

Low

Market activity

100d

Est. days to sell

8/100

Velocity score

Future outlook

54.1

Price growth score

C
Low

Development pressure

Low

New supply risk

High investment qualityConfirmed 5yr price momentum

Infrastructure pipeline

Infrastructure score0/100
Bakerloo Extension route4,676m
Crossrail 2 route7,262m

Demographics

16 Jun

Population, deprivation and income

Decile 4/10

More deprived than average

Index of Multiple Deprivation

More deprived than average

Rank: 10,640 nationally

1,813

Est. population

7,664/km²

65%

Employed

47%

Degree educated

£44,300

Median income

7.2%

Claimant rate

SuburbanHigh densityEstablished mixed

44

Community stability

Age profile

26%
21%
24%
18%
Under 1826%
18–3421%
35–4924%
50–6418%
65+11%

Tenure

16%
27%
20%
35%
Own outright16%
Own (mortgage)27%
Private rent20%
Social rent35%
Shared ownership2%
Rent free0%

Ethnicity

38%
30%
White British38%
White Other11%
Asian7%
Black30%
Mixed9%
Other5%

Employment & lifestyle

Managerial / professional37%
Routine / semi-routine21%
No car household40%
Unemployed6%
No qualifications12%

Housing tenure (Census 2021)

Social rent35%
Private rent21%

vs. London

Income vs London+5.5%
Price vs London-20.2%

Planning

Conservation areas and development

Conservation area
Yes
Article 4 area
No
Listed buildings (800m)
3
Live planning apps (800m)
1
Development activity
low
Residential apps (800m)
0
Commercial apps (800m)
0
Major developments (800m)
0
Planning apps (12 months)
3
Planning apps (3 years)
6
Local approval rate
0%
Borough approval rate
68%
Opportunity area
No
CIL rate (residential)
£110/m²
Coal mining risk area
No
Japanese knotweed sites (400m)
0

Housing pipeline (800m)

Homes approved
0
Under construction
0
Completed (3yr)
62
Largest scheme
41 homes · Land at Virgo Fidelis Convent School, 147, Land at Virgo Fidelis Convent School, 147, Central Hill, Hermitage Road, Upper Norwood, SE19 1RS
Pipeline pressure
NONE

Named schemes (500m)

2, Roman Rise, SE19 1JG31 homes
completed
SITE AT JUNCTION OF, BOUNDED BY 70 & R/O, SITE AT JUNCTION OF, BOUNDED BY 70 & R/O, ALEXANDRA DRIVE, HAWKE ROAD, SE1920 homes
completed
CORNER OF, CORNER OF, VICTORIA CRESCENT, HAWKE ROAD, SE1917 homes
completed
35-37, 35-37, HAROLD HILL, SE1914 homes
completed
49-51, 49-51, CENTRAL HILL, SE1910 homes
completed

Politics

Local councillors and MP

Ward majority
Green
Ward majority vote
13.3%
Ward turnout
47%
Election year
2026
MP
Steve Reed (Labour (Co-op))
MP majority
15,603
Constituency
Streatham and Croydon North

Councillors

Claire BonhamLib Dems
Natalie Louise VestyGreen
Mark AdderleyGreen

Stamp Duty & Affordability Calculator

Stamp duty on median price (£415,000)

£8,250

Standard buyer

£0

First-time buyer

Save £8,250

Affordability check — your annual salary

£

Deposit

Affordability uses 4.5× single income and 4.75% indicative rate over 25 years. Not financial advice.

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Key facts for SE19 3ST

Full postcodeSE19 3ST
Postcode districtSE19
BoroughLondon Borough of Croydon
WardCrystal Palace & Upper Norwood
Latitude51.419396
Longitude-0.089829
Parliamentary constituencyStreatham and Croydon North
CountryEngland
RegionGreater London

Trusted official data sources

Office for
National Statistics
LONDONDATASTORE
Ofsted
HM LAND
REGISTRY
Environment
Agency
DATA.POLICE.UK
GOV.UK
TfL
Transport
for London
NHS
Digital
Companies
House
Royal
Mail
Food Standards
Agency
Ofcom
Met
Office
Ordnance
Survey