Lower Morden · Merton · Mitcham and Morden constituency · 51.39208, -0.22007

SM4 4EX— Lower Morden, Merton

Location and area intelligence for SM4 4EX, Lower Morden, Merton

London's quiet achiever

 

Safety 83/100Transport 18/100~4% yield · indicativeOnly 2 sales — thin data

Best for: Families, Owner-occupiers

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Car-dependent area — limited public transport

Liveability
61
Safety
83
Schools
—
Transport
18
Environment
90
Investment
40

The bottom line

SM4 4EX offers low crime, fast broadband and a green environment — strong value for Families and Owner-occupiers who can accept its trade-offs.

The catch: 51 min to victoria — above average for this zone.

Less suited to Car-free commuters.

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Location

SM4 4EX

Area Profile & Benchmarks

Area identity and London comparisons

Area Identity

Suburban
HighOwner occupiers / families
Buyer fit: ExcellentInvestment outlook: NeutralRisk: Low

London Benchmarks

vs London income+9.8% vs London avg
vs London crime-16.0% vs London avg

Deep-dive guides for SM4 4EX

🛡️Crime & SafetyCrime rate, trends & breakdown by type🎓SchoolsOfsted ratings, exam scores & distances🏠Rental MarketAverage rents, demand & void risk

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Postcode Personality

🌿 Green Lung🔒 Very Safe

“London's quiet achiever”

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How SM4 4EX has changed

Schools

18 Apr

Nearest schools and Ofsted ratings

—

Primary

Hatfeild Primary School

Not yet inspected · Inspected Jan 2025 · 2 min walk

KS2: 105.4

—

Secondary

Rutlish School

Not yet inspected · Inspected Sept 2024 · 25 min walk

P8: +0.69A8: 55.1

Childcare

Childcare

Thomas Wall Nursery School

Not inspected · 43 min walk

4 primaries · 0 secondaries · 0 childcare — within 1km

Safety

13 Jul

Crime rates and local incidents

Low crime

54.6 incidents per 1,000 residents

Better than 59% of London
→ Stable

0% vs borough

Crime by type

Other35%
Violence & sexual offences31%
Anti-social behaviour15%
Vehicle crime9%
Theft4%
Burglary4%
Drug offences1%
Robbery1%

Road safety

100

Road safety score

0

Accidents (5yr)

Fire risk

LOW

Risk band

1

Incidents (1yr)

6

Incidents (5yr)

Nearest station: Sutton Fire Station · 2.7km

Crime is 16% below London average

Property

2 Jul

Prices, sales volume and market trends

Insufficient sales data

Only 2 sales recorded in the last 24 months — too few for a reliable median price. Price figures have been withheld to avoid misleading comparisons.

SM4 district median

£470,000

Based on 102 sales from postcodes with sufficient data

Price history

Sales (24 months)2
New build0.0%
Price per m²£5,543/m²
Price per ft²£515/ft²
Avg floor area97.2 m²

EPC breakdown

B
11%
C
9%
D
16%
E
1%

Based on 37 properties · Confidence: high

Street mix

Semi 15%Terraced 49%Detached 2%Flat 30%Other 4%

LHA rates — Outer South London

Shared room£569/mo
1 bedroom£950/mo
2 bedrooms£1200/mo
3 bedrooms£1500/mo
4 bedrooms£1950/mo

Current mortgage rates

2-year fixed4.58%
5-year fixed4.32%
SVR7.25%

Bank of England (monthly average)

Affordability

Low

Market activity

100d

Days to sell

Energy & construction

Solar yield852 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium
Rebuild cost estimate£243,000
Rebuild cost per m²£2,500/m²

BCIS London average 2024. Excludes land value. Use for building insurance sum insured guidance only.

Construction era1930-1949
WallsSolid brick, as built, no insulation (assumed)
RoofAverage thermal transmittance 0.11 W/m²K
Heating fuelmains gas (not community)
GlazingFully double glazed
Council tax band Band DAnnual charge £1,992
Price growth potentialModerate

Market History

Price trajectory, velocity and distribution

Price Trajectory

1995–2025 · CAGR

+5.5%

Total change

+405%

Market Activity

Price Velocity & Acceleration

Current Velocity

+20.5%

per year

Acceleration

+47.29

change in velocity

Market State

Strong growth

Velocity (%)Acceleration

Price Distribution

P25: £600k–£700k · P75: £150k–£175k · 80 sales

Property Type Mix

Total: 80 sales

Detached2.5%
Semi-detached15%
Terraced51.3%
Flat/maisonette31.3%

By decade

1990s

2000s

2010s

2020s

Market Cycle

BullCooling bullRisingSteadyRecoveryCorrectionBear

Market Eras

EraPeriodStart priceEnd priceChangeAvg sales/yr
Late-1990s boom1995–2000£99k£123k+24.2%2
Post-dot-com plateau2001–2004£162k£249k+53.9%3.2
Pre-crash peak2005–2007£223k£280k+25.8%3.3
GFC & correction2008–2012£253k£288k+13.9%2
Help-to-Buy recovery2013–2016£443k£353k-20.5%2
Brexit uncertainty2017–2019£415k£377k-9%5.3
Pandemic surge2020–2021£435k£488k+12.1%3
Rate-rise correction2022–2023£567k£415k-26.8%3.5
Current market2025–2025£500k£500k+0%2

Price Trajectory by Type

TerracedFlat/maisonette

Per-type alpha vs district

Best performer

Flat/maisonette

+0.1% alpha

Weakest performer

Terraced

-0.3% alpha

Flat/maisonette+0.1% α
Local
4%
District
3.9%
Terraced-0.3% α
Local
6.6%
District
6.9%

CAGR over 17yr data window. Alpha = local CAGR − district CAGR.

Buyer vs Seller Score

Composite market conditions index 0–100

35out of 100SellerBuyer

Market condition

Seller's Market

Favours sellers

Higher score = better conditions for buyers

Score breakdown

Price Velocity0
Sales Volume53
Seasonal Timing11
Trend Position75

Transport

1 Jul

Public transport accessibility and links

PTAL 2

Poor

1a
1b
2
3
4
5
6a
6b
Bottom 25% — limited connections
South Merton

Nearby stations

South MertonNational Rail
20 min walk
Morden Underground StationNorthern
26 min walk
Morden Road Tram StopTram
33 min walk
Merton Park Tram StopTram
34 min walk
Dundonald Road Tram StopTram
37 min walk
No bus stops within 400m

41

Walkability score

61

Footpaths (500m)

0

Santander docks (800m)

4.7 km

Nearest cycle dock

Central London commute times

London Bridge55 min ↑
Victoria ★51 min
Waterloo51 min ↑
Canary Wharf65 min ↑
City57 min ↑

▎ marker = outer-London average per hub. ↓ green = below average. ↑ orange = above average. ≈ grey = at average. · Source: TfL Journey Planner (sampled)

Find areas within a set commute time of your workplace →

Parking & EV

Car parks, spaces and charging points

9

Car parks (800m)

2

EV chargers (800m)

Nearest car park196m
Santander docks (800m)0
Nearest cycle dock4.7 km

Connectivity

Broadband and mobile coverage

100%

Full fibre

100%

Gigabit

100%

5G outdoor

100%

4G outdoor

Mobile operators

EEO2VodafoneThree
Avg download speed500 Mbps
Median download450 Mbps
Superfast coverage100%
All operators 5G94%

Broadband providers

BTSkyTalkTalkVodafoneVirgin Media

Environment

2 Jul

Flood risk, air quality and noise

Flood riskLOW
Low
Minimal flood risk
Surface waterNONE
No assessed surface water flood risk
Air qualityLOW
NO₂: 22.0 µg/m³ · PM2.5: 13.0 µg/m³
Better than 87% of London
NoiseLOW
none
Quieter than 70% of London
Radon riskLOW
0.5% of local properties affected
ULEZ zone · £12.50/dayCCZ: 12.4 km away✗ Not Green Belt✗ Not AONB100% green spaceTree canopy: 46%
More green space than 99% of London

Nearest SSSI: Wimbledon Common SSSI — 4.7 km

Energy

Solar: 852 kWh/kWp/yrHeat pump: SuitableEPC upgrade: Medium

Ground stability

Geology: SAND AND GRAVEL

Subsidence risk: Low

Shrink-swell: Low

Running sand risk: Medium

Landslide records (2km): 2

Landslide susceptibility: Medium

Insurance risk

Standard

Cost band

Low

Flood risk

Low

Subsidence risk

0.5%

Flood claim prob.

Climate

Local weather conditions and energy potential

1,530 hrs/yr

Sunshine

595 mm/yr

Rainfall

22.9°C

Summer avg

3.0°C

Winter avg

Solar yield852.3 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium

Source: Met Office UK Climate Averages 1991-2020

Health

GP, dental and hospital access

JAMES O'RIORDAN MEDICAL CENTRE

70 STONECOT HILL, SM3 9HE

12 min walk

75%

Recommend GP

75%

Overall GP experience

2

GPs within 1km

1

Dentists within 1km

5

Care homes (1km)

Nearest hospitalSt Anthony's · 1.4 km
Nearest A&EEPSOM AND ST HELIER UNIVERSITY HOSPITALS NHS TRUST · 2.9 km
A&E 4hr targetNHS target: 95% · London avg: ~68%67.6%

Amenities

Shops, restaurants, parks and more

81

Parks (1km)

3

Restaurants (800m)

2

Cafes (800m)

1

Pubs (400m)

1

Pharmacies (800m)

0

Gyms (1km)

5

Sports (1km)

2

Convenience

Nearest supermarketCo-op Food · 216 m
4 tennis courts1 sports halls

Nightlife (500m)

0

Nightclubs

1

Late-night venues

E
566 licensed premises in borough172 late-night refreshment licencesHome Office 2023/24

1

Libraries (1km)

0

Cinemas (2km)

192m

Post office

Nearby shops

J.K. News183 m
Raksons196 m
Grand Fresh Market469 m
Cannon Hill News480 m

Nearby cafes

Eat Well Cafe186 m
Sutton Cafe928 m

Nearby restaurants

Grand Takeaway186 m
Kingfish202 m
Eat Well446 m
Cafe Royale865 m

Nearby pubs

The Morden Brook168 m

Nearby gyms

All England Club Community Sports Ground617 m

Nearby pharmacies

Hilton Pharmacy187 m

Nearby health

Hillcross Dental Practice59 m
Ninety2 Dental877 m
The James O'Riordan Medical Centre973 m
Food hygiene (5-star)84% of 25

Business

Local businesses registered here

Active businesses
4
New (last 12 months)
0
Dissolved (last 12 months)
0
Industry diversity
4
3yr survival rate
100.0%

High street

A

High street health

Registered businesses

COLWAYNE LIMITED
NICK BARR CONSULTING LTD
SIGNIFY LIMITED
TRANS GROUP INTERNATIONAL LTD

Investment

Investment grade, yield and market outlook

40

Investment score

Moderate

Score reflects rental yield, demand & liquidity — not capital appreciation. See Price growth potential below.

Avg monthly rent
£1,600London avg: £1,950/mo
Gross yield
4.1% (average)London avg: 3.8%Above average yield
Gentrification score19/100
Sales last 12 months1

Rental market

Medium

Demand

Medium

Void risk

Mixed owner / renter

Tenant profile

+5.1%

Rent growth (1yr)

Market liquidity

Low

Market activity

100d

Est. days to sell

8/100

Velocity score

Future outlook

53.6

Price growth score

C
Low

New supply risk

High investment qualityLow-deprivation area

Infrastructure pipeline

Infrastructure score0/100
Bakerloo Extension route13,816m
Crossrail 2 route3,389m

Demographics

16 Jun

Population, deprivation and income

Decile 9/10

Least deprived

Index of Multiple Deprivation

Less deprived than 90% of London

Rank: 27,696 nationally

1,465

Est. population

7,542/km²

59%

Employed

35%

Degree educated

£46,100

Median income

1.6%

Claimant rate

SuburbanHigh densityOwner occupiers / families

57

Community stability

Age profile

22%
18%
19%
19%
22%
Under 1822%
18–3418%
35–4919%
50–6419%
65+22%

Tenure

40%
39%
16%
Own outright40%
Own (mortgage)39%
Private rent16%
Social rent4%
Shared ownership1%

Ethnicity

56%
17%
White British56%
White Other13%
Asian17%
Black5%
Mixed6%
Other4%

Employment & lifestyle

Managerial / professional38%
Routine / semi-routine16%
No car household19%
Unemployed3%
No qualifications19%

Housing tenure (Census 2021)

Private rent16%
Social rent4%

vs. London

Income vs London+9.8%

Planning

Conservation areas and development

Conservation area
No
Article 4 area
No
Planning apps (12 months)
10
Planning apps (3 years)
12
Local approval rate
90%
Borough approval rate
74%
Opportunity area
No
CIL rate (residential)
£160/m²
Coal mining risk area
No
Japanese knotweed sites (400m)
0

Housing pipeline (800m)

Homes approved
0
Under construction
0
Completed (3yr)
0
Largest scheme
51 homes · 44-46, 44-46, Eastway, SM4 4HR
Pipeline pressure
NONE

Named schemes (500m)

Beverley Roundabout Services Station, 374, Beverley Roundabout Services Station, 374, Grand Drive, SW20 9NQ9 homes
completed
150, 150, Lower Morden Lane, Morden, SM4 4SJ6 homes
completed
70, 70, Camborne Road, Morden, SM4 4JJ2 homes
completed
84, 84, Queen Mary Avenue, Morden, SM4 4JR2 homes
completed
65, 65, Cambourne Road, SM4 4JL2 homes
completed

Politics

Local councillors and MP

Ward majority
Labour
Ward majority vote
12.6%
Ward turnout
149%
Election year
2026
MP
Dame Siobhain McDonagh (Labour)
MP majority
18,761
Constituency
Mitcham and Morden

Councillors

Sally Isabel KennyLabour
Dan HoganLabour
Daniel Lewis ShearerLabour

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Compare Merton with nearby boroughs:

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Key facts for SM4 4EX

Full postcodeSM4 4EX
Postcode districtSM4
BoroughLondon Borough of Merton
WardLower Morden
Latitude51.392077
Longitude-0.220073
Parliamentary constituencyMitcham and Morden
CountryEngland
RegionGreater London

Trusted official data sources

Office for
National Statistics
LONDONDATASTORE
Ofsted
HM LAND
REGISTRY
Environment
Agency
DATA.POLICE.UK
GOV.UK
TfL
Transport
for London
NHS
Digital
Companies
House
Royal
Mail
Food Standards
Agency
Ofcom
Met
Office
Ordnance
Survey