Lower Morden · Merton · Mitcham and Morden constituency · 51.38971, -0.22418

SM4 4NY— Lower Morden, Merton

Location and area intelligence for SM4 4NY, Lower Morden, Merton

The family fortress

 

Schools 100%Safety 86/100Transport 21/100~4% yield · indicativeOnly 2 sales — thin data

Best for: Families, Owner-occupiers

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Car-dependent area — limited public transport

Liveability
59
Safety
86
Schools
60
Transport
21
Environment
67
Investment
43

The bottom line

SM4 4NY offers exceptional schools (100% Good/Outstanding), low crime and fast broadband — strong value for Families and Owner-occupiers who can accept its trade-offs.

The catch: 55 min to victoria — above average for this zone.

Less suited to Car-free commuters.

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Location

SM4 4NY

Area Profile & Benchmarks

Area identity and London comparisons

Area Identity

Suburban
MediumOwner occupiers / families
Buyer fit: ExcellentInvestment outlook: NeutralRisk: Low

London Benchmarks

vs London income+9.8% vs London avg
vs London crime-49.0% vs London avg

Deep-dive guides for SM4 4NY

🛡️Crime & SafetyCrime rate, trends & breakdown by type🎓SchoolsOfsted ratings, exam scores & distances🏠Rental MarketAverage rents, demand & void risk

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Postcode Personality

🎓 School Smart🌳 Good Parks🔒 Very Safe

“The family fortress”

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How SM4 4NY has changed

Schools

18 Apr

Nearest schools and Ofsted ratings

60

Education score

Good for families
★ Top school within 1km
—

Primary

Aragon Primary School

Not yet inspected · 4 min walk

KS2: 108.4

—

Secondary

Raynes Park High School

Not yet inspected · 23 min walk

P8: +0.25A8: 43.5

100% of local schools rated Good or Outstanding · based on 7 schools within 1.5km

Top 10% — exceptional provision

Childcare

Childcare

Thomas Wall Nursery School

Not inspected · 41 min walk

4 primaries · 0 secondaries · 0 childcare — within 1km

Safety

13 Jul

Crime rates and local incidents

Low crime

32.9 incidents per 1,000 residents

Better than 77% of London
→ Stable

-40% vs borough

Crime by type

Violence & sexual offences37%
Other30%
Anti-social behaviour13%
Vehicle crime10%
Drug offences5%
Theft2%
Robbery2%
Burglary2%

Road safety

100

Road safety score

0

Accidents (5yr)

2

Serious within 200m

Fire risk

LOW

Risk band

0

Incidents (1yr)

0

Incidents (5yr)

Nearest station: New Malden Fire Station · 1.8km

Crime is 49% below London average

Property

2 Jul

Prices, sales volume and market trends

Insufficient sales data

Only 2 sales recorded in the last 24 months — too few for a reliable median price. Price figures have been withheld to avoid misleading comparisons.

SM4 district median

£470,000

Based on 102 sales from postcodes with sufficient data

Price history

Sales (24 months)2
New build0.0%
Price per m²£5,996/m²
Price per ft²£557/ft²
Avg floor area94.3 m²

EPC breakdown

C
5%
D
14%
E
16%

Based on 35 properties · Confidence: high

Street mix

Semi 91%Terraced 9%

LHA rates — Outer South London

Shared room£569/mo
1 bedroom£950/mo
2 bedrooms£1200/mo
3 bedrooms£1500/mo
4 bedrooms£1950/mo

Current mortgage rates

2-year fixed4.58%
5-year fixed4.32%
SVR7.25%

Bank of England (monthly average)

Affordability

Low

Market activity

100d

Days to sell

Energy & construction

Solar yield852 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium
Rebuild cost estimate£235,750
Rebuild cost per m²£2,500/m²

BCIS London average 2024. Excludes land value. Use for building insurance sum insured guidance only.

Construction era1930-1949
WallsSolid brick, as built, no insulation (assumed)
RoofPitched, 100 mm loft insulation
Heating fuelmains gas (not community)
GlazingFully double glazed
Council tax band Band DAnnual charge £1,992
Price growth potentialLow

Market History

Price trajectory, velocity and distribution

Price Trajectory

1995–2026 · CAGR

+6.8%

Total change

+677%

Market Activity

Price Velocity & Acceleration

Current Velocity

+22.8%

per year

Acceleration

+23.79

change in velocity

Market State

Strong growth

Velocity (%)Acceleration

Price Distribution

P25: £75k–£100k · P75: £300k–£350k · 58 sales

Property Type Mix

Total: 58 sales

Semi-detached91.4%
Terraced8.6%

By decade

1990s

2000s

2010s

2020s

Market Cycle

BullCooling bullRisingSteadyRecoveryCorrectionBear

Market Eras

EraPeriodStart priceEnd priceChangeAvg sales/yr
Late-1990s boom1995–2000£79k£169k+113.9%1.7
Post-dot-com plateau2001–2004£150k£215k+43.7%3
Pre-crash peak2005–2007£235k£335k+42.7%1.7
GFC & correction2008–2012£256k£314k+22.9%2
Help-to-Buy recovery2013–2016£302k£509k+68.6%2
Brexit uncertainty2017–2019£460k£510k+10.9%2.3
Pandemic surge2020–2021£455k£512k+12.4%2.5
Rate-rise correction2022–2023£660k£505k-23.5%1.5
Current market2025–2026£500k£614k+22.8%1

Price Trajectory by Type

Semi-detached

Per-type alpha vs district

Best performer

Semi-detached

+0.3% alpha

Semi-detached+0.3% α
Local
7.5%
District
7.2%

CAGR over 24yr data window. Alpha = local CAGR − district CAGR.

Buyer vs Seller Score

Composite market conditions index 0–100

13out of 100SellerBuyer

Market condition

Strong Seller's Market

Favours sellers

Higher score = better conditions for buyers

Score breakdown

Price Velocity0
Seasonal Timing0
Trend Position40

Transport

1 Jul

Public transport accessibility and links

PTAL 2

Poor

1a
1b
2
3
4
5
6a
6b
Bottom 25% — limited connections
Motspur Park

Nearby stations

Motspur ParkNational Rail
15 min walk
Morden Underground StationNorthern
31 min walk
Morden Road Tram StopTram
38 min walk
Merton Park Tram StopTram
39 min walk
Dundonald Road Tram StopTram
41 min walk
No bus stops within 400m

40

Walkability score

80

Footpaths (500m)

0

Santander docks (800m)

4.9 km

Nearest cycle dock

Central London commute times

London Bridge60 min ↑
Victoria ★55 min
Waterloo58 min ↑
Canary Wharf70 min ↑
City61 min ↑

▎ marker = outer-London average per hub. ↓ green = below average. ↑ orange = above average. ≈ grey = at average. · Source: TfL Journey Planner (sampled)

Find areas within a set commute time of your workplace →

Parking & EV

Car parks, spaces and charging points

6

Car parks (800m)

2

EV chargers (800m)

Nearest car park199m
Santander docks (800m)0
Nearest cycle dock4.9 km

Connectivity

Broadband and mobile coverage

100%

Full fibre

100%

Gigabit

100%

5G outdoor

100%

4G outdoor

Mobile operators

EEO2VodafoneThree
Avg download speed500 Mbps
Median download450 Mbps
Superfast coverage100%
All operators 5G94%

Broadband providers

BTSkyTalkTalkVodafoneVirgin Media

Environment

2 Jul

Flood risk, air quality and noise

Flood riskLOW
Low
Minimal flood risk
Surface waterNONE
No assessed surface water flood risk
Air qualityLOW
NO₂: 22.0 µg/m³ · PM2.5: 13.0 µg/m³
Better than 87% of London
NoiseLOW
none
Quieter than 70% of London
Radon riskLOW
0.5% of local properties affected
ULEZ zone · £12.50/dayCCZ: 12.8 km away✗ Not Green Belt✗ Not AONB25% green spaceTree canopy: 22%
More green space than 80% of London

Nearest SSSI: Wimbledon Common SSSI — 4.9 km

Energy

Solar: 852 kWh/kWp/yrHeat pump: SuitableEPC upgrade: Medium

Ground stability

Geology: SAND AND GRAVEL

Subsidence risk: Low

Shrink-swell: Low

Running sand risk: Medium

Landslide records (2km): 3

Landslide susceptibility: Medium

Insurance risk

Standard

Cost band

Low

Flood risk

Low

Subsidence risk

0.5%

Flood claim prob.

Climate

Local weather conditions and energy potential

1,530 hrs/yr

Sunshine

595 mm/yr

Rainfall

22.9°C

Summer avg

3.0°C

Winter avg

Solar yield852.3 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium

Source: Met Office UK Climate Averages 1991-2020

Health

GP, dental and hospital access

ST RAPHAEL'S HOSP (SUTTON)

LONDON ROAD, SM3 9DX

15 min walk

1

GPs within 1km

1

Dentists within 1km

5

Care homes (1km)

Nearest hospitalSt Anthony's · 1.1 km
Nearest A&EEPSOM AND ST HELIER UNIVERSITY HOSPITALS NHS TRUST · 3.0 km
A&E 4hr targetNHS target: 95% · London avg: ~68%67.6%

Amenities

Shops, restaurants, parks and more

77

Parks (1km)

3

Restaurants (800m)

2

Cafes (800m)

1

Pubs (400m)

1

Pharmacies (800m)

0

Gyms (1km)

14

Sports (1km)

2

Convenience

Nearest supermarketCo-op Food · 328 m
13 tennis courts1 sports halls

Nightlife (500m)

0

Nightclubs

1

Late-night venues

E
566 licensed premises in borough172 late-night refreshment licencesHome Office 2023/24

1

Libraries (1km)

0

Cinemas (2km)

291m

Post office

Nearby shops

J.K. News236 m
Raksons289 m
Grand Fresh Market565 m
Cannon Hill News575 m

Nearby cafes

Eat Well Cafe248 m

Nearby restaurants

Grand Takeaway253 m
Kingfish303 m
Eat Well543 m

Nearby pubs

The Morden Brook220 m

Nearby gyms

All England Club Community Sports Ground728 m

Nearby pharmacies

Hilton Pharmacy262 m

Nearby health

Hillcross Dental Practice437 m
St Anthony's1.1 km
Food hygiene (5-star)79% of 24

Business

Local businesses registered here

Active businesses
15
New (last 12 months)
2
Dissolved (last 12 months)
0
Industry diversity
12
3yr survival rate
100.0%

High street

E

High street health

Registered businesses

360 DEGREES ACADEMY
A & M NWOBU ESTATE LIMITED
DJR PROPERTY AND MAINTENANCE SERVICES LTD
DJR ROOFING LTD
EDI A CONSTRUCTION LTD

+10 more

Investment

Investment grade, yield and market outlook

43

Investment score

Moderate

Score reflects rental yield, demand & liquidity — not capital appreciation. See Price growth potential below.

Avg monthly rent
£1,600London avg: £1,950/mo
Gross yield
4.1% (average)London avg: 3.8%Above average yield
Gentrification score17/100
Sales last 12 months2

Rental market

Medium

Demand

Medium

Void risk

Mixed owner / renter

Tenant profile

+5.1%

Rent growth (1yr)

Market liquidity

Low

Market activity

100d

Est. days to sell

17/100

Velocity score

Future outlook

40.5

Price growth score

D
Low

New supply risk

Infrastructure pipeline

Infrastructure score0/100
Bakerloo Extension route14,137m
Crossrail 2 route3,727m

Demographics

16 Jun

Population, deprivation and income

Decile 7/10

Less deprived than average

Index of Multiple Deprivation

Less deprived than average

Rank: 22,770 nationally

1,824

Est. population

5,737/km²

63%

Employed

34%

Degree educated

£46,100

Median income

3.0%

Claimant rate

SuburbanMedium densityOwner occupiers / families

54

Community stability

Age profile

26%
18%
23%
20%
13%
Under 1826%
18–3418%
35–4923%
50–6420%
65+13%

Tenure

32%
43%
20%
Own outright32%
Own (mortgage)43%
Private rent21%
Social rent4%
Shared ownership1%
Rent free0%

Ethnicity

55%
14%
15%
White British55%
White Other14%
Asian15%
Black7%
Mixed6%
Other3%

Employment & lifestyle

Managerial / professional33%
Routine / semi-routine21%
No car household19%
Unemployed4%
No qualifications18%

Housing tenure (Census 2021)

Private rent21%
Social rent4%

vs. London

Income vs London+9.8%

Planning

Conservation areas and development

Conservation area
No
Article 4 area
No
Planning apps (12 months)
8
Planning apps (3 years)
11
Local approval rate
75%
Borough approval rate
74%
Opportunity area
No
CIL rate (residential)
£160/m²
Coal mining risk area
No
Japanese knotweed sites (400m)
0

Housing pipeline (800m)

Homes approved
0
Under construction
0
Completed (3yr)
0
Largest scheme
54 homes · LAND ADJACENT TO 239, LAND ADJACENT TO 239, GARTH ROAD, SM4 4NF
Pipeline pressure
NONE

Named schemes (500m)

LAND ADJACENT TO 239, LAND ADJACENT TO 239, GARTH ROAD, SM4 4NF54 homes
completed
Beverley Roundabout Services Station, 374, Beverley Roundabout Services Station, 374, Grand Drive, SW20 9NQ9 homes
completed
84, 84, Queen Mary Avenue, Morden, SM4 4JR2 homes
completed
424, 424, Lynmouth Avenue, Morden, SM4 4RU2 homes
completed
414 A & B, 414 A & B, Hillcross Avenue, Morden, SM4 4EX2 homes
completed

Politics

Local councillors and MP

Ward majority
Labour
Ward majority vote
12.6%
Ward turnout
149%
Election year
2026
MP
Dame Siobhain McDonagh (Labour)
MP majority
18,761
Constituency
Mitcham and Morden

Councillors

Sally Isabel KennyLabour
Dan HoganLabour
Daniel Lewis ShearerLabour

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Key facts for SM4 4NY

Full postcodeSM4 4NY
Postcode districtSM4
BoroughLondon Borough of Merton
WardLower Morden
Latitude51.389711
Longitude-0.224175
Parliamentary constituencyMitcham and Morden
CountryEngland
RegionGreater London

Trusted official data sources

Office for
National Statistics
LONDONDATASTORE
Ofsted
HM LAND
REGISTRY
Environment
Agency
DATA.POLICE.UK
GOV.UK
TfL
Transport
for London
NHS
Digital
Companies
House
Royal
Mail
Food Standards
Agency
Ofcom
Met
Office
Ordnance
Survey