Lower Morden · Merton · Mitcham and Morden constituency · 51.38303, -0.21894

SM4 4PTLower Morden, Merton

Location and area intelligence for SM4 4PT, Lower Morden, Merton

Strong, well-rated schools nearby

 

Schools 100%Safety 84/100Transport 17/100~4% yield · indicativeOnly 3 sales — thin data⚠ Knotweed sites nearby

Best for: Families, Owner-occupiers

Compare areas

Car-dependent area — limited public transport

Liveability
61
Safety
84
Schools
60
Transport
17
Environment
64
Investment
42

The bottom line

SM4 4PT offers exceptional schools (100% Good/Outstanding), low crime and fast broadband — strong value for Families and Owner-occupiers who can accept its trade-offs.

The catches: 53 min to victoria — above average for this zone and 3 Japanese knotweed sites within 400m — may affect mortgage applications.

Less suited to Car-free commuters.

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Location

SM4 4PT

Area Profile & Benchmarks

Area identity and London comparisons

Area Identity

Suburban
HighOwner occupiers / families
Buyer fit: ExcellentInvestment outlook: NeutralRisk: Low

London Benchmarks

vs London income+9.8% vs London avg
vs London crime-35.0% vs London avg

Deep-dive guides for SM4 4PT

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Postcode Personality

🎓 School Smart🔒 Very Safe

Strong, well-rated schools nearby

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How SM4 4PT has changed

Schools

18 Apr

Nearest schools and Ofsted ratings

60

Education score

Good for families
★ Top school within 1km

Primary

Brookfield Primary Academy

Not yet inspected · 6 min walk

KS2: 108.7

Secondary

Cheam High School

Not yet inspected · Inspected May 2025 · 23 min walk

P8: +0.06A8: 52.1

100% of local schools rated Good or Outstanding · based on 7 schools within 1.5km

Top 10% — exceptional provision

Childcare

Childcare

Thomas Wall Nursery School

Not inspected · 31 min walk

6 primaries · 0 secondaries · 0 childcare — within 1km

Safety

13 Jul

Crime rates and local incidents

Low crime

42.5 incidents per 1,000 residents

Better than 69% of London
→ Stable

-22% vs borough

Crime by type

Other37%
Anti-social behaviour22%
Violence & sexual offences21%
Drug offences6%
Vehicle crime6%
Burglary5%
Theft2%
Robbery2%

Road safety

100

Road safety score

0

Accidents (5yr)

Fire risk

LOW

Risk band

0

Incidents (1yr)

0

Incidents (5yr)

Nearest station: Sutton Fire Station · 1.7km

Crime is 35% below London average

Property

2 Jul

Prices, sales volume and market trends

Insufficient sales data

Only 3 sales recorded in the last 24 months — too few for a reliable median price. Price figures have been withheld to avoid misleading comparisons.

SM4 district median

£470,000

Based on 102 sales from postcodes with sufficient data

Price history

Sales (24 months)3
New build0.0%
Price per m²£5,437/m²
Price per ft²£505/ft²
Avg floor area87.8

EPC breakdown

C
2%
D
12%
E
2%
F
1%

Based on 17 properties · Confidence: medium

Street mix

Semi 14%Terraced 86%

LHA rates — Outer South London

Shared room£569/mo
1 bedroom£950/mo
2 bedrooms£1200/mo
3 bedrooms£1500/mo
4 bedrooms£1950/mo

Current mortgage rates

2-year fixed4.58%
5-year fixed4.32%
SVR7.25%

Bank of England (monthly average)

Affordability

Low

Market activity

100d

Days to sell

Energy & construction

Solar yield852 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium
Rebuild cost estimate£219,500
Rebuild cost per m²£2,500/m²

BCIS London average 2024. Excludes land value. Use for building insurance sum insured guidance only.

Construction era1930-1949
WallsSolid brick, as built, no insulation (assumed)
RoofPitched, 100 mm loft insulation
Heating fuelmains gas (not community)
GlazingFully double glazed
Council tax band Band DAnnual charge £1,992
Price growth potentialModerate

Market History

Price trajectory, velocity and distribution

Price Trajectory

19952026 · CAGR

+4.8%

Total change

+329%

Market Activity

Price Velocity & Acceleration

Current Velocity

-14.1%

per year

Acceleration

-23.26

change in velocity

Market State

Downturn

Velocity (%)Acceleration

Price Distribution

P25: £150k–£175k · P75: £400k–£450k · 35 sales

Property Type Mix

Total: 35 sales

Semi-detached14.3%
Terraced85.7%

By decade

1990s

2000s

2010s

2020s

Market Cycle

BullCooling bullRisingSteadyRecoveryCorrectionBear

Market Eras

EraPeriodStart priceEnd priceChangeAvg sales/yr
Late-1990s boom19952000£92k£147k+59.8%1.7
Post-dot-com plateau20022003£167k£208k+24.3%2
Pre-crash peak20052007£237k£240k+1.3%1
GFC & correction20092012£226k£287k+27%1.5
Help-to-Buy recovery20152016£390k£413k+5.9%1.5
Brexit uncertainty20172019£493k£428k-13.3%1.5
Rate-rise correction20222023£510k£478k-6.4%1
Current market20242026£422k£395k-6.3%1.3

Price Trajectory by Type

Terraced

Per-type alpha vs district

Best performer

Terraced

+-1.1% alpha

Terraced-1.1% α
Local
5.2%
District
6.3%

CAGR over 29yr data window. Alpha = local CAGR − district CAGR.

Buyer vs Seller Score

Composite market conditions index 0–100

54out of 100SellerBuyer

Market condition

Balanced Market

Neutral conditions

Higher score = better conditions for buyers

Score breakdown

Price Velocity100
Sales Volume15
Seasonal Timing0
Trend Position100

Transport

1 Jul

Public transport accessibility and links

PTAL 2

Poor

1a
1b
2
3
4
5
6a
6b
Bottom 25% — limited connections
St Helier (London)

Nearby stations

St Helier (London)National Rail
20 min walk
Morden Underground StationNorthern
34 min walk
Morden Road Tram StopTram
43 min walk
Phipps Bridge Tram StopTram
44 min walk
Belgrave Walk Tram StopTram
44 min walk
No bus stops within 400m

34

Walkability score

43

Footpaths (500m)

0

Santander docks (800m)

Central London commute times

London Bridge58 min
Victoria53 min
Waterloo54 min
Canary Wharf68 min
City60 min

▎ marker = outer-London average per hub. ↓ green = below average. ↑ orange = above average. ≈ grey = at average. · Source: TfL Journey Planner (sampled)

Parking & EV

Car parks, spaces and charging points

6

Car parks (800m)

1

EV chargers (800m)

Total spaces (800m)30
Nearest car park164m
Santander docks (800m)0
Nearest cycle dock5.2 km

Connectivity

Broadband and mobile coverage

100%

Full fibre

100%

Gigabit

100%

5G outdoor

100%

4G outdoor

Mobile operators

EEO2VodafoneThree
Avg download speed500 Mbps
Median download450 Mbps
Superfast coverage100%
All operators 5G94%

Broadband providers

BTSkyTalkTalkVodafoneVirgin Media

Environment

2 Jul

Flood risk, air quality and noise

Flood riskLOW
Low
Minimal flood risk
Surface waterNONE
No assessed surface water flood risk
Air qualityLOW
NO₂: 22.0 µg/m³ · PM2.5: 13.0 µg/m³
Better than 87% of London
NoiseLOW
none
Quieter than 70% of London
Radon riskLOW
0.5% of local properties affected
ULEZ zone · £12.50/dayCCZ: 13.3 km away✗ Not Green Belt✗ Not AONB14% green spaceTree canopy: 34%
Above average green space

Nearest SSSI: Banstead Downs SSSI — 5.4 km

Energy

Solar: 852 kWh/kWp/yrHeat pump: SuitableEPC upgrade: Medium

Ground stability

Geology: SAND AND GRAVEL

Subsidence risk: Low

Shrink-swell: Low

Running sand risk: Medium

Landslide records (2km): 4

Landslide susceptibility: Medium

Insurance risk

Standard

Cost band

Low

Flood risk

Low

Subsidence risk

0.5%

Flood claim prob.

Climate

Local weather conditions and energy potential

1,530 hrs/yr

Sunshine

595 mm/yr

Rainfall

22.9°C

Summer avg

3.0°C

Winter avg

Solar yield852.3 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium

Source: Met Office UK Climate Averages 1991-2020

Health

GP, dental and hospital access

ST RAPHAEL'S HOSP (SUTTON)

LONDON ROAD, SM3 9DX

6 min walk

4

GPs within 1km

1

Dentists within 1km

3

Care homes (1km)

Nearest hospitalSt Anthony's · 370 m
Nearest A&EEPSOM AND ST HELIER UNIVERSITY HOSPITALS NHS TRUST · 2.5 km
A&E 4hr targetNHS target: 95% · London avg: ~68%67.6%

Amenities

Shops, restaurants, parks and more

44

Parks (1km)

4

Restaurants (800m)

1

Cafes (800m)

1

Pubs (400m)

0

Pharmacies (800m)

0

Gyms (1km)

3

Sports (1km)

0

Convenience

Nearest supermarket336 m
1 tennis courts2 swimming pools

Nightlife (500m)

0

Nightclubs

1

Late-night venues

E
566 licensed premises in borough172 late-night refreshment licencesHome Office 2023/24

1

Libraries (1km)

0

Cinemas (2km)

1.1km

Post office

Nearby shops

J.K. News985 m
Raksons1.1 km

Nearby cafes

Sutton Cafe497 m
Eat Well Cafe1.0 km

Nearby restaurants

Bright Ocean374 m
KFC557 m
Cafe Royale569 m
The Fish & Chippy571 m

Nearby pubs

Lord Nelson347 m
The Morden Brook920 m

Nearby pharmacies

Hilton Pharmacy1.0 km

Nearby health

St Anthony's370 m
The James O'Riordan Medical Centre411 m
Ninety2 Dental734 m
Hillcross Dental Practice1.0 km
Food hygiene (5-star)67% of 33

Business

Local businesses registered here

Active businesses
6
New (last 12 months)
2
Dissolved (last 12 months)
0
Industry diversity
6
3yr survival rate
100.0%

High street

E

High street health

Registered businesses

BRITIAN BEAUTY LTD
ISCOTECH LTD
NOREXA LONDON LIMITED
NOUR CARS LTD
SWE ACCOUNTANTS LIMITED

+1 more

Investment

Investment grade, yield and market outlook

42

Investment score

Moderate

Score reflects rental yield, demand & liquidity — not capital appreciation. See Price growth potential below.

Avg monthly rent
£1,600London avg: £1,950/mo
Gross yield
4.1% (average)London avg: 3.8%Above average yield
Gentrification score19/100
Sales last 12 months2

Rental market

Medium

Demand

Medium

Void risk

Mixed owner / renter

Tenant profile

+5.1%

Rent growth (1yr)

Market liquidity

Low

Market activity

100d

Est. days to sell

17/100

Velocity score

Future outlook

53.1

Price growth score

C
Low

Development pressure

Low

New supply risk

High investment qualityLow-deprivation area

Infrastructure pipeline

Infrastructure score0/100
Bakerloo Extension route13,918m
Crossrail 2 route4,347m

Demographics

16 Jun

Population, deprivation and income

Decile 9/10

Least deprived

Index of Multiple Deprivation

Less deprived than 90% of London

Rank: 27,428 nationally

1,483

Est. population

11,663/km²

66%

Employed

34%

Degree educated

£46,100

Median income

3.4%

Claimant rate

SuburbanHigh densityOwner occupiers / families

58

Community stability

Age profile

26%
18%
23%
20%
14%
Under 1826%
18–3418%
35–4923%
50–6420%
65+14%

Tenure

34%
49%
16%
Own outright34%
Own (mortgage)49%
Private rent16%
Social rent1%
Shared ownership1%

Ethnicity

59%
20%
White British59%
White Other11%
Asian20%
Black3%
Mixed4%
Other4%

Employment & lifestyle

Managerial / professional34%
Routine / semi-routine18%
No car household11%
Unemployed3%
No qualifications16%

Housing tenure (Census 2021)

Private rent16%
Social rent1%

vs. London

Income vs London+9.8%

Planning

Conservation areas and development

Conservation area
No
Article 4 area
No
Listed buildings (800m)
1
Live planning apps (800m)
1
Development activity
low
Residential apps (800m)
0
Commercial apps (800m)
0
Major developments (800m)
0
Planning apps (12 months)
10
Planning apps (3 years)
14
Local approval rate
60%
Borough approval rate
74%
Opportunity area
No
CIL rate (residential)
£160/m²
Coal mining risk area
No
Japanese knotweed sites (400m)
3

Housing pipeline (800m)

Homes approved
0
Under construction
0
Completed (3yr)
14
Largest scheme
79 homes · 819, 819, LONDON ROAD, North Cheam, SM3 9BN
Pipeline pressure
NONE

Named schemes (500m)

819, 819, LONDON ROAD, North Cheam, SM3 9BN79 homes
completed
Morden Farm Middle School, Morden Farm Middle School, Aragon Road, Morden, SM4 4QU45 homes
completed
Haredon House, 810, Haredon House, 810, London Road, Gander Green Lane, SM3 9BS43 homes
completed
FORMER RIDGE ROAD SCHOOL, FORMER RIDGE ROAD SCHOOL, RIDGE ROAD, SM3 9LY26 homes
completed
RIDGE ROAD CLINIC, RIDGE ROAD CLINIC, RIDGE ROAD, SM3 9LY10 homes
completed

Politics

Local councillors and MP

Ward majority
Labour
Ward majority vote
12.6%
Ward turnout
149%
Election year
2026
MP
Dame Siobhain McDonagh (Labour)
MP majority
18,761
Constituency
Mitcham and Morden

Councillors

Sally Isabel KennyLabour
Dan HoganLabour
Daniel Lewis ShearerLabour

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Key facts for SM4 4PT

Full postcodeSM4 4PT
Postcode districtSM4
BoroughLondon Borough of Merton
WardLower Morden
Latitude51.383031
Longitude-0.218944
Parliamentary constituencyMitcham and Morden
CountryEngland
RegionGreater London

Trusted official data sources

Office for
National Statistics
LONDONDATASTORE
Ofsted
HM LAND
REGISTRY
Environment
Agency
DATA.POLICE.UK
GOV.UK
TfL
Transport
for London
NHS
Digital
Companies
House
Royal
Mail
Food Standards
Agency
Ofcom
Met
Office
Ordnance
Survey