Lower Morden · Merton · Mitcham and Morden constituency · 51.38394, -0.21855

SM4 4RF— Lower Morden, Merton

Location and area intelligence for SM4 4RF, Lower Morden, Merton

Strong, well-rated schools nearby

 

Schools 100%Safety 89/100Transport 18/100~4% yield · indicativeOnly 4 sales — thin data⚠ Knotweed sites nearby

Best for: Families, Owner-occupiers

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Strong schools, limited transport — ideal for car-owning families

Liveability
64
Safety
89
Schools
90
Transport
18
Environment
64
Investment
38

The bottom line

SM4 4RF offers exceptional schools (100% Good/Outstanding), low crime and fast broadband — strong value for Families and Owner-occupiers who can accept its trade-offs.

The catches: 53 min to victoria — above average for this zone and 3 Japanese knotweed sites within 400m — may affect mortgage applications.

Less suited to Car-free commuters.

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Location

SM4 4RF

Area Profile & Benchmarks

Area identity and London comparisons

Area Identity

Suburban
HighOwner occupiers / families
Buyer fit: ExcellentInvestment outlook: NeutralRisk: Low

London Benchmarks

vs London income+9.8% vs London avg
vs London crime-81.0% vs London avg

Deep-dive guides for SM4 4RF

🛡️Crime & SafetyCrime rate, trends & breakdown by type🎓SchoolsOfsted ratings, exam scores & distances🏠Rental MarketAverage rents, demand & void risk

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Postcode Personality

🎓 School Smart🔒 Very Safe

“Strong, well-rated schools nearby”

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How SM4 4RF has changed

Schools

18 Apr

Nearest schools and Ofsted ratings

90

Education score

Excellent for families
★ Top school within 1km
—

Primary

Aragon Primary School

Not yet inspected · 6 min walk

KS2: 108.4

★★

Secondary

Glenthorne High School

Good · Inspected Nov 2021 · 16 min walk

P8: +0.75A8: 61.3

100% of local schools rated Good or Outstanding · based on 7 schools within 1.5km

Top 10% — exceptional provision

Childcare

Childcare

Thomas Wall Nursery School

Not inspected · 32 min walk

5 primaries · 0 secondaries · 0 childcare — within 1km

Safety

13 Jul

Crime rates and local incidents

Low crime

12.5 incidents per 1,000 residents

Better than 92% of London
→ Stable

-77% vs borough

Crime by type

Violence & sexual offences61%
Other22%
Drug offences6%
Vehicle crime6%
Burglary6%
Anti-social behaviour0%
Theft0%
Robbery0%

Road safety

100

Road safety score

0

Accidents (5yr)

Fire risk

LOW

Risk band

0

Incidents (1yr)

0

Incidents (5yr)

Nearest station: Sutton Fire Station · 1.8km

Crime is 81% below London average

Property

2 Jul

Prices, sales volume and market trends

Insufficient sales data

Only 4 sales recorded in the last 24 months — too few for a reliable median price. Price figures have been withheld to avoid misleading comparisons.

SM4 district median

£470,000

Based on 102 sales from postcodes with sufficient data

Price history

Sales (24 months)4
New build0.0%
Price per m²£6,764/m²
Price per ft²£628/ft²
Avg floor area79.7 m²

EPC breakdown

C
6%
D
18%
E
5%

Based on 29 properties · Confidence: medium

Street mix

Semi 9%Terraced 91%

LHA rates — Outer South London

Shared room£569/mo
1 bedroom£950/mo
2 bedrooms£1200/mo
3 bedrooms£1500/mo
4 bedrooms£1950/mo

Current mortgage rates

2-year fixed4.58%
5-year fixed4.32%
SVR7.25%

Bank of England (monthly average)

Affordability

Low

Market activity

100d

Days to sell

Energy & construction

Solar yield852 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium
Rebuild cost estimate£199,250
Rebuild cost per m²£2,500/m²

BCIS London average 2024. Excludes land value. Use for building insurance sum insured guidance only.

Construction era1930-1949
WallsSolid brick, as built, no insulation (assumed)
RoofPitched, 100 mm loft insulation
Heating fuelmains gas (not community)
GlazingFully double glazed
Council tax band Band DAnnual charge £1,992
Price growth potentialModerate

Market History

Price trajectory, velocity and distribution

Price Trajectory

1995–2025 · CAGR

+6.4%

Total change

+549%

Market Activity

Price Velocity & Acceleration

Current Velocity

+4.8%

per year

Acceleration

+20.08

change in velocity

Market State

Steady growth

Velocity (%)Acceleration

Price Distribution

P25: £350k–£400k · P75: £450k–£500k · 65 sales

Property Type Mix

Total: 65 sales

Semi-detached9.2%
Terraced90.8%

By decade

1990s

2000s

2010s

2020s

Market Cycle

BullCooling bullRisingSteadyRecoveryCorrectionBear

Market Eras

EraPeriodStart priceEnd priceChangeAvg sales/yr
Late-1990s boom1995–2000£85k£141k+66.5%1.8
Post-dot-com plateau2001–2004£180k£231k+28.1%4.5
Pre-crash peak2006–2007£254k£288k+13.4%2.5
GFC & correction2008–2011£250k£297k+18.6%2
Help-to-Buy recovery2013–2016£324k£460k+42.1%2.7
Brexit uncertainty2017–2019£459k£400k-12.8%2.5
Pandemic surge2020–2021£440k£482k+9.5%2.5
Rate-rise correction2023–2023£620k£620k+0%1
Current market2024–2025£525k£550k+4.8%2

Price Trajectory by Type

Terraced

Per-type alpha vs district

Best performer

Terraced

+-0.7% alpha

Terraced-0.7% α
Local
5.4%
District
6.1%

CAGR over 26yr data window. Alpha = local CAGR − district CAGR.

Buyer vs Seller Score

Composite market conditions index 0–100

48out of 100SellerBuyer

Market condition

Balanced Market

Neutral conditions

Higher score = better conditions for buyers

Score breakdown

Price Velocity40
Sales Volume75
Seasonal Timing0
Trend Position75

Transport

1 Jul

Public transport accessibility and links

PTAL 2

Poor

1a
1b
2
3
4
5
6a
6b
Bottom 25% — limited connections
St Helier (London)

Nearby stations

St Helier (London)National Rail
19 min walk
Morden Underground StationNorthern
33 min walk
Morden Road Tram StopTram
41 min walk
Phipps Bridge Tram StopTram
43 min walk
Belgrave Walk Tram StopTram
43 min walk
No bus stops within 400m

30

Walkability score

41

Footpaths (500m)

0

Santander docks (800m)

Central London commute times

London Bridge58 min ↑
Victoria ★53 min
Waterloo54 min ↑
Canary Wharf68 min ↑
City60 min ↑

▎ marker = outer-London average per hub. ↓ green = below average. ↑ orange = above average. ≈ grey = at average. · Source: TfL Journey Planner (sampled)

Find areas within a set commute time of your workplace →

Parking & EV

Car parks, spaces and charging points

9

Car parks (800m)

1

EV chargers (800m)

Total spaces (800m)30
Nearest car park195m
Santander docks (800m)0
Nearest cycle dock5.2 km

Connectivity

Broadband and mobile coverage

100%

Full fibre

100%

Gigabit

100%

5G outdoor

100%

4G outdoor

Mobile operators

EEO2VodafoneThree
Avg download speed500 Mbps
Median download450 Mbps
Superfast coverage100%
All operators 5G94%

Broadband providers

BTSkyTalkTalkVodafoneVirgin Media

Environment

2 Jul

Flood risk, air quality and noise

Flood riskLOW
Low
Minimal flood risk
Surface waterNONE
No assessed surface water flood risk
Air qualityLOW
NO₂: 22.0 µg/m³ · PM2.5: 13.0 µg/m³
Better than 87% of London
NoiseLOW
none
Quieter than 70% of London
Radon riskLOW
0.5% of local properties affected
ULEZ zone · £12.50/dayCCZ: 13.2 km away✗ Not Green Belt✗ Not AONB14% green spaceTree canopy: 31%
Above average green space

Nearest SSSI: Banstead Downs SSSI — 5.5 km

Energy

Solar: 852 kWh/kWp/yrHeat pump: SuitableEPC upgrade: Medium

Ground stability

Geology: SAND AND GRAVEL

Subsidence risk: Low

Shrink-swell: Low

Running sand risk: Medium

Landslide records (2km): 3

Landslide susceptibility: Medium

Insurance risk

Standard

Cost band

Low

Flood risk

Low

Subsidence risk

0.5%

Flood claim prob.

Climate

Local weather conditions and energy potential

1,530 hrs/yr

Sunshine

595 mm/yr

Rainfall

22.9°C

Summer avg

3.0°C

Winter avg

Solar yield852.3 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium

Source: Met Office UK Climate Averages 1991-2020

Health

GP, dental and hospital access

ST RAPHAEL'S HOSP (SUTTON)

LONDON ROAD, SM3 9DX

7 min walk

4

GPs within 1km

3

Dentists within 1km

5

Care homes (1km)

Nearest hospitalSt Anthony's · 475 m
Nearest A&EEPSOM AND ST HELIER UNIVERSITY HOSPITALS NHS TRUST · 2.5 km
A&E 4hr targetNHS target: 95% · London avg: ~68%67.6%

Amenities

Shops, restaurants, parks and more

44

Parks (1km)

5

Restaurants (800m)

1

Cafes (800m)

0

Pubs (400m)

0

Pharmacies (800m)

0

Gyms (1km)

3

Sports (1km)

0

Convenience

No pubs within 400m — nearest: Lord Nelson (448 m)

Nearest supermarket305 m
1 tennis courts2 swimming pools

Nightlife (500m)

0

Nightclubs

0

Late-night venues

E
566 licensed premises in borough172 late-night refreshment licencesHome Office 2023/24

1

Libraries (1km)

0

Cinemas (2km)

965m

Post office

Nearby shops

J.K. News895 m
Raksons964 m

Nearby cafes

Sutton Cafe431 m
Eat Well Cafe914 m

Nearby restaurants

Bright Ocean473 m
Cafe Royale492 m
KFC495 m
The Fish & Chippy495 m

Nearby pubs

Lord Nelson448 m
The Morden Brook829 m

Nearby pharmacies

Hilton Pharmacy932 m

Nearby health

The James O'Riordan Medical Centre359 m
St Anthony's475 m
Ninety2 Dental654 m
Hillcross Dental Practice914 m
Food hygiene (5-star)69% of 36

Business

Local businesses registered here

Active businesses
8
New (last 12 months)
2
Dissolved (last 12 months)
0
Industry diversity
7
3yr survival rate
100.0%

High street

E

High street health

Registered businesses

AK GLOBAL MANAGEMENT LIMITED
BANGKOK BREW LTD
CHISWICK SN SUSHI LTD
FUTURE LIFESTYLE CREATORS LTD
HOMECARE COMFORTS LIMITED

+3 more

Investment

Investment grade, yield and market outlook

38

Investment score

Weak

Score reflects rental yield, demand & liquidity — not capital appreciation. See Price growth potential below.

Avg monthly rent
£1,600London avg: £1,950/mo
Gross yield
4.1% (average)London avg: 3.8%Above average yield
Gentrification score20/100
Sales last 12 months1

Rental market

Medium

Demand

Medium

Void risk

Mixed owner / renter

Tenant profile

+5.1%

Rent growth (1yr)

Market liquidity

Low

Market activity

100d

Est. days to sell

8/100

Velocity score

Future outlook

55.2

Price growth score

C
Low

Development pressure

Low

New supply risk

High investment qualityLow-deprivation area

Infrastructure pipeline

Infrastructure score0/100
Bakerloo Extension route13,869m
Crossrail 2 route4,242m

Demographics

16 Jun

Population, deprivation and income

Decile 10/10

Least deprived

Index of Multiple Deprivation

Less deprived than 90% of London

Rank: 30,418 nationally

1,442

Est. population

8,983/km²

63%

Employed

27%

Degree educated

£46,100

Median income

2.7%

Claimant rate

SuburbanHigh densityOwner occupiers / families

65

Community stability

Age profile

21%
18%
18%
24%
19%
Under 1821%
18–3418%
35–4918%
50–6424%
65+19%

Tenure

45%
47%
Own outright45%
Own (mortgage)47%
Private rent7%
Social rent1%
Shared ownership0%

Ethnicity

70%
White British70%
White Other9%
Asian10%
Black4%
Mixed4%
Other3%

Employment & lifestyle

Managerial / professional32%
Routine / semi-routine20%
No car household15%
Unemployed3%
No qualifications19%

Housing tenure (Census 2021)

Private rent7%
Social rent1%

vs. London

Income vs London+9.8%

Planning

Conservation areas and development

Conservation area
No
Article 4 area
No
Listed buildings (800m)
1
Live planning apps (800m)
1
Development activity
low
Residential apps (800m)
0
Commercial apps (800m)
0
Major developments (800m)
0
Planning apps (12 months)
8
Planning apps (3 years)
17
Local approval rate
63%
Borough approval rate
74%
Opportunity area
No
CIL rate (residential)
£160/m²
Coal mining risk area
No
Japanese knotweed sites (400m)
3

Housing pipeline (800m)

Homes approved
0
Under construction
0
Completed (3yr)
14
Largest scheme
79 homes · 819, 819, LONDON ROAD, North Cheam, SM3 9BN
Pipeline pressure
NONE

Named schemes (500m)

819, 819, LONDON ROAD, North Cheam, SM3 9BN79 homes
completed
Morden Farm Middle School, Morden Farm Middle School, Aragon Road, Morden, SM4 4QU45 homes
completed
FORMER RIDGE ROAD SCHOOL, FORMER RIDGE ROAD SCHOOL, RIDGE ROAD, SM3 9LY26 homes
completed
Western (Trafalgar Avenue) end of site at, 839-841, Western (Trafalgar Avenue) end of site at, 839-841, LONDON ROAD, North Cheam, SM3 9DR9 homes
completed
234, Ridge Road, SM3 9LY7 homes
completed

Politics

Local councillors and MP

Ward majority
Labour
Ward majority vote
12.6%
Ward turnout
149%
Election year
2026
MP
Dame Siobhain McDonagh (Labour)
MP majority
18,761
Constituency
Mitcham and Morden

Councillors

Sally Isabel KennyLabour
Dan HoganLabour
Daniel Lewis ShearerLabour

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Key facts for SM4 4RF

Full postcodeSM4 4RF
Postcode districtSM4
BoroughLondon Borough of Merton
WardLower Morden
Latitude51.383943
Longitude-0.218550
Parliamentary constituencyMitcham and Morden
CountryEngland
RegionGreater London

Trusted official data sources

Office for
National Statistics
LONDONDATASTORE
Ofsted
HM LAND
REGISTRY
Environment
Agency
DATA.POLICE.UK
GOV.UK
TfL
Transport
for London
NHS
Digital
Companies
House
Royal
Mail
Food Standards
Agency
Ofcom
Met
Office
Ordnance
Survey