Lower Morden · Merton · Mitcham and Morden constituency · 51.39004, -0.21606

SM4 4SW— Lower Morden, Merton

Location and area intelligence for SM4 4SW, Lower Morden, Merton

The family fortress

 

Schools 100%Safety 83/100Transport 18/100~4% yield · indicativeOnly 3 sales — thin data

Best for: Families, Owner-occupiers

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Strong schools, limited transport — ideal for car-owning families

Liveability
61
Safety
83
Schools
90
Transport
18
Environment
89
Investment
40

The bottom line

SM4 4SW offers exceptional schools (100% Good/Outstanding), low crime, fast broadband and a green environment — strong value for Families and Owner-occupiers who can accept its trade-offs.

The catch: 51 min to victoria — above average for this zone.

Less suited to Car-free commuters.

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Location

SM4 4SW

Area Profile & Benchmarks

Area identity and London comparisons

Area Identity

Suburban
HighOwner occupiers / families
Buyer fit: ExcellentInvestment outlook: NeutralRisk: Low

London Benchmarks

vs London income+9.8% vs London avg
vs London crime-16.0% vs London avg

Deep-dive guides for SM4 4SW

🛡️Crime & SafetyCrime rate, trends & breakdown by type🎓SchoolsOfsted ratings, exam scores & distances🏠Rental MarketAverage rents, demand & void risk

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Postcode Personality

🎓 School Smart🌿 Green Lung🔒 Very Safe

“The family fortress”

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How SM4 4SW has changed

Schools

18 Apr

Nearest schools and Ofsted ratings

90

Education score

Excellent for families
★ Top school within 1km
—

Primary

Hatfeild Primary School

Not yet inspected · Inspected Jan 2025 · 3 min walk

KS2: 105.4

★★

Secondary

Glenthorne High School

Good · Inspected Nov 2021 · 18 min walk

P8: +0.75A8: 61.3

100% of local schools rated Good or Outstanding · based on 6 schools within 1.5km

Top 10% — exceptional provision

Childcare

Childcare

Thomas Wall Nursery School

Not inspected · 39 min walk

5 primaries · 0 secondaries · 0 childcare — within 1km

Safety

13 Jul

Crime rates and local incidents

Low crime

54.6 incidents per 1,000 residents

Better than 59% of London
→ Stable

0% vs borough

Crime by type

Other35%
Violence & sexual offences31%
Anti-social behaviour15%
Vehicle crime9%
Theft4%
Burglary4%
Drug offences1%
Robbery1%

Road safety

98

Road safety score

2

Accidents (5yr)

LOW pedestrian risk

Fire risk

LOW

Risk band

0

Incidents (1yr)

3

Incidents (5yr)

Nearest station: Sutton Fire Station · 2.4km

Crime is 16% below London average

Property

2 Jul

Prices, sales volume and market trends

Insufficient sales data

Only 3 sales recorded in the last 24 months — too few for a reliable median price. Price figures have been withheld to avoid misleading comparisons.

SM4 district median

£470,000

Based on 102 sales from postcodes with sufficient data

Price history

Sales (24 months)3
New build0.0%
Price per m²£6,572/m²
Price per ft²£611/ft²
Avg floor area110.8 m²

EPC breakdown

C
2%
D
14%
E
3%
F
1%

Based on 20 properties · Confidence: medium

Street mix

Semi 89%Terraced 11%

LHA rates — Outer South London

Shared room£569/mo
1 bedroom£950/mo
2 bedrooms£1200/mo
3 bedrooms£1500/mo
4 bedrooms£1950/mo

Current mortgage rates

2-year fixed4.58%
5-year fixed4.32%
SVR7.25%

Bank of England (monthly average)

Affordability

Low

Market activity

100d

Days to sell

Energy & construction

Solar yield852 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium
Rebuild cost estimate£277,000
Rebuild cost per m²£2,500/m²

BCIS London average 2024. Excludes land value. Use for building insurance sum insured guidance only.

Construction era1930-1949
WallsSolid brick, as built, no insulation (assumed)
RoofPitched, 100 mm loft insulation
Heating fuelmains gas (not community)
GlazingFully double glazed
Council tax band Band DAnnual charge £1,992
Price growth potentialModerate

Market History

Price trajectory, velocity and distribution

Price Trajectory

1995–2025 · CAGR

+6.9%

Total change

+646%

Market Activity

Price Velocity & Acceleration

Current Velocity

+48.1%

per year

Acceleration

+76.89

change in velocity

Market State

Strong growth

Velocity (%)Acceleration

Price Distribution

P25: £450k–£500k · P75: £350k–£400k · 36 sales

Property Type Mix

Total: 36 sales

Semi-detached88.9%
Terraced11.1%

By decade

1990s

2000s

2010s

2020s

Market Cycle

BullCooling bullRisingSteadyRecoveryCorrectionBear

Market Eras

EraPeriodStart priceEnd priceChangeAvg sales/yr
Late-1990s boom1995–2000£98k£279k+186.6%1.2
Post-dot-com plateau2001–2004£213k£299k+40.5%1.3
Pre-crash peak2005–2007£382k£323k-15.3%1
GFC & correction2008–2012£360k£349k-3.2%3
Help-to-Buy recovery2013–2014£407k£485k+19%1.5
Brexit uncertainty2018–2019£540k£635k+17.6%1
Pandemic surge2021–2021£619k£619k+0%2
Rate-rise correction2022–2023£611k£690k+12.9%1
Current market2024–2025£491k£728k+48.1%2.5

Price Trajectory by Type

Semi-detached

Per-type alpha vs district

Best performer

Semi-detached

+-0.3% alpha

Semi-detached-0.3% α
Local
6.1%
District
6.4%

CAGR over 28yr data window. Alpha = local CAGR − district CAGR.

Buyer vs Seller Score

Composite market conditions index 0–100

14out of 100SellerBuyer

Market condition

Strong Seller's Market

Favours sellers

Higher score = better conditions for buyers

Score breakdown

Price Velocity0
Sales Volume15
Seasonal Timing1
Trend Position40

Transport

1 Jul

Public transport accessibility and links

PTAL 2

Poor

1a
1b
2
3
4
5
6a
6b
Bottom 25% — limited connections
Morden Underground StationNorthern line
24 min walk
South Merton

Nearby stations

South MertonNational Rail
20 min walk
Morden Underground StationNorthern
25 min walk
Morden Road Tram StopTram
33 min walk
Merton Park Tram StopTram
35 min walk
Phipps Bridge Tram StopTram
36 min walk
No bus stops within 400m

22

Walkability score

29

Footpaths (500m)

0

Santander docks (800m)

4.7 km

Nearest cycle dock

Central London commute times

London Bridge55 min ↑
Victoria ★51 min
Waterloo51 min ↑
Canary Wharf65 min ↑
City57 min ↑

▎ marker = outer-London average per hub. ↓ green = below average. ↑ orange = above average. ≈ grey = at average. · Source: TfL Journey Planner (sampled)

Find areas within a set commute time of your workplace →

Parking & EV

Car parks, spaces and charging points

9

Car parks (800m)

2

EV chargers (800m)

Total spaces (800m)30
Nearest car park64m
Santander docks (800m)0
Nearest cycle dock4.7 km

Connectivity

Broadband and mobile coverage

100%

Full fibre

100%

Gigabit

100%

5G outdoor

100%

4G outdoor

Mobile operators

EEO2VodafoneThree
Avg download speed500 Mbps
Median download450 Mbps
Superfast coverage100%
All operators 5G94%

Broadband providers

BTSkyTalkTalkVodafoneVirgin Media

Environment

2 Jul

Flood risk, air quality and noise

Flood riskLOW
Low
Minimal flood risk
Surface waterLOW
Low
Air qualityLOW
NO₂: 22.0 µg/m³ · PM2.5: 13.0 µg/m³
Better than 87% of London
NoiseLOW
none
Quieter than 70% of London
Radon riskLOW
0.5% of local properties affected
ULEZ zone · £12.50/dayCCZ: 12.5 km away✗ Not Green Belt✗ Not AONB98% green spaceTree canopy: 37%
More green space than 99% of London

Nearest SSSI: Wimbledon Common SSSI — 5.0 km

Energy

Solar: 852 kWh/kWp/yrHeat pump: SuitableEPC upgrade: Medium

Ground stability

Geology: SAND AND GRAVEL

Subsidence risk: Low

Shrink-swell: Low

Running sand risk: Medium

Landslide records (2km): 2

Landslide susceptibility: Medium

Insurance risk

Standard

Cost band

Low

Flood risk

Low

Subsidence risk

0.5%

Flood claim prob.

Climate

Local weather conditions and energy potential

1,530 hrs/yr

Sunshine

595 mm/yr

Rainfall

22.9°C

Summer avg

3.0°C

Winter avg

Solar yield852.3 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium

Source: Met Office UK Climate Averages 1991-2020

Health

GP, dental and hospital access

JAMES O'RIORDAN MEDICAL CENTRE

70 STONECOT HILL, SM3 9HE

7 min walk

75%

Recommend GP

75%

Overall GP experience

2

GPs within 1km

3

Dentists within 1km

5

Care homes (1km)

Nearest hospitalSt Anthony's · 1.2 km
Nearest A&EEPSOM AND ST HELIER UNIVERSITY HOSPITALS NHS TRUST · 2.5 km
A&E 4hr targetNHS target: 95% · London avg: ~68%67.6%

Amenities

Shops, restaurants, parks and more

88

Parks (1km)

4

Restaurants (800m)

2

Cafes (800m)

0

Pubs (400m)

1

Pharmacies (800m)

0

Gyms (1km)

1

Sports (1km)

0

Convenience

No pubs within 400m — nearest: The Morden Brook (423 m)

Nearest supermarket726 m
1 tennis courts

Nightlife (500m)

0

Nightclubs

0

Late-night venues

E
566 licensed premises in borough172 late-night refreshment licencesHome Office 2023/24

1

Libraries (1km)

0

Cinemas (2km)

529m

Post office

Nearby shops

J.K. News486 m
Raksons531 m
Grand Fresh Market829 m
Cannon Hill News840 m

Nearby cafes

Eat Well Cafe499 m
Sutton Cafe593 m

Nearby restaurants

Grand Takeaway502 m
Cafe Royale518 m
The Fish & Chippy524 m
Kingfish543 m

Nearby pubs

The Morden Brook423 m
Lord Nelson1.1 km

Nearby pharmacies

Hilton Pharmacy510 m

Nearby health

Hillcross Dental Practice322 m
Ninety2 Dental517 m
Morden Park Dental Practice647 m
The James O'Riordan Medical Centre656 m
Food hygiene (5-star)73% of 40

Business

Local businesses registered here

Active businesses
8
New (last 12 months)
1
Dissolved (last 12 months)
0
Industry diversity
5
3yr survival rate
100.0%

High street

A

High street health

Registered businesses

ALLIED CONSTRUCTION & HOUSING LIMITED
AMY INVESTMENTS LIMITED
ELITE PERFORMANCE SOLUTIONS LTD
PK ACCOUNTING SERVICE LTD
PK TAXATION SERVICE LTD

+3 more

Investment

Investment grade, yield and market outlook

40

Investment score

Moderate

Score reflects rental yield, demand & liquidity — not capital appreciation. See Price growth potential below.

Avg monthly rent
£1,600London avg: £1,950/mo
Gross yield
4.1% (average)London avg: 3.8%Above average yield
Gentrification score19/100
Sales last 12 months1

Rental market

Medium

Demand

Medium

Void risk

Mixed owner / renter

Tenant profile

+5.1%

Rent growth (1yr)

Market liquidity

Low

Market activity

100d

Est. days to sell

8/100

Velocity score

Future outlook

45.9

Price growth score

C
Low

New supply risk

Low-deprivation area

Infrastructure pipeline

Infrastructure score0/100
Bakerloo Extension route13,574m
Crossrail 2 route3,543m

Demographics

16 Jun

Population, deprivation and income

Decile 9/10

Least deprived

Index of Multiple Deprivation

Less deprived than 90% of London

Rank: 27,696 nationally

1,465

Est. population

7,542/km²

59%

Employed

35%

Degree educated

£46,100

Median income

1.6%

Claimant rate

SuburbanHigh densityOwner occupiers / families

57

Community stability

Age profile

22%
18%
19%
19%
22%
Under 1822%
18–3418%
35–4919%
50–6419%
65+22%

Tenure

40%
39%
16%
Own outright40%
Own (mortgage)39%
Private rent16%
Social rent4%
Shared ownership1%

Ethnicity

56%
17%
White British56%
White Other13%
Asian17%
Black5%
Mixed6%
Other4%

Employment & lifestyle

Managerial / professional38%
Routine / semi-routine16%
No car household19%
Unemployed3%
No qualifications19%

Housing tenure (Census 2021)

Private rent16%
Social rent4%

vs. London

Income vs London+9.8%

Planning

Conservation areas and development

Conservation area
No
Article 4 area
No
Planning apps (12 months)
9
Planning apps (3 years)
11
Local approval rate
89%
Borough approval rate
74%
Opportunity area
No
CIL rate (residential)
£160/m²
Coal mining risk area
No
Japanese knotweed sites (400m)
0

Housing pipeline (800m)

Homes approved
0
Under construction
0
Completed (3yr)
2
Largest scheme
45 homes · Morden Farm Middle School, Morden Farm Middle School, Aragon Road, Morden, SM4 4QU
Pipeline pressure
NONE

Named schemes (500m)

Morden Farm Middle School, Morden Farm Middle School, Aragon Road, Morden, SM4 4QU45 homes
completed
150, 150, Lower Morden Lane, Morden, SM4 4SJ6 homes
completed
70, 70, Camborne Road, Morden, SM4 4JJ2 homes
completed
55, 55, Lower Morden Lane, SM4 4SE2 homes
completed
5, 5, Cardinal Close, SM4 4SY2 homes
completed

Politics

Local councillors and MP

Ward majority
Labour
Ward majority vote
12.6%
Ward turnout
149%
Election year
2026
MP
Dame Siobhain McDonagh (Labour)
MP majority
18,761
Constituency
Mitcham and Morden

Councillors

Sally Isabel KennyLabour
Dan HoganLabour
Daniel Lewis ShearerLabour

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Key facts for SM4 4SW

Full postcodeSM4 4SW
Postcode districtSM4
BoroughLondon Borough of Merton
WardLower Morden
Latitude51.390038
Longitude-0.216056
Parliamentary constituencyMitcham and Morden
CountryEngland
RegionGreater London

Trusted official data sources

Office for
National Statistics
LONDONDATASTORE
Ofsted
HM LAND
REGISTRY
Environment
Agency
DATA.POLICE.UK
GOV.UK
TfL
Transport
for London
NHS
Digital
Companies
House
Royal
Mail
Food Standards
Agency
Ofcom
Met
Office
Ordnance
Survey