St Helier · Merton · Wimbledon constituency · 51.39944, -0.19056

SM4 5JP— St Helier, Merton

Location and area intelligence for SM4 5JP, St Helier, Merton

High-connectivity investment target

 

Schools 100%Safety 68/100Transport 46/100Yield 4.09%

Best for: Families

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Investment-grade — strong yield and growth signals

Liveability
64
Safety
68
Schools
60
Transport
46
Environment
78
Investment
65

The bottom line

SM4 5JP offers exceptional schools (100% Good/Outstanding), low crime, fast broadband and a green environment — strong value for Families who can accept its trade-offs.

The catch: 47 min to victoria — above average for this zone.

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Location

SM4 5JP

Area Profile & Benchmarks

Area identity and London comparisons

Area Identity

Inner city
HighMixed
Buyer fit: ExcellentInvestment outlook: NeutralRisk: Low

London Benchmarks

vs London income-5.7% vs London avg
vs London crime+64.0% vs London avg

Deep-dive guides for SM4 5JP

🛡️Crime & SafetyCrime rate, trends & breakdown by type🎓SchoolsOfsted ratings, exam scores & distances🏠Rental MarketAverage rents, demand & void risk

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“High-connectivity investment target”

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How SM4 5JP has changed

Schools

18 Apr

Nearest schools and Ofsted ratings

60

Education score

Good for families
★ Top school within 1km
—

Primary

Abbotsbury Primary School

Not yet inspected · 8 min walk

KS2: 106.8

—

Secondary

Harris Academy Morden

Not yet inspected · 14 min walk

P8: +0.50A8: 49.9

100% of local schools rated Good or Outstanding · based on 10 schools within 1.5km

Top 10% — exceptional provision

Childcare

Childcare

Spencer Nursery School

Not inspected · 33 min walk

3 primaries · 0 secondaries · 0 childcare — within 1km

Safety

13 Jul

Crime rates and local incidents

Low crime

106.9 incidents per 1,000 residents

Among London's highest crime areas
↑ Rising 314.6%

+96% vs borough

Crime by type

Other35%
Violence & sexual offences29%
Anti-social behaviour14%
Vehicle crime7%
Burglary5%
Robbery4%
Theft4%
Drug offences2%

Stop & search

2.5

per 1,000 residents

→ Stable

trend

Road safety

100

Road safety score

0

Accidents (5yr)

Fire risk

LOW

Risk band

0

Incidents (1yr)

0

Incidents (5yr)

Nearest station: Fire Station · 1.9km

Crime is +64% above London average

Property

Prices, sales volume and market trends

Avg floor area70.5 m²

EPC breakdown

C
13%
D
13%
E
1%
F
1%

Based on 28 properties · Confidence: medium

Street mix

Semi 24%Terraced 76%

LHA rates — Outer South London

Shared room£569/mo
1 bedroom£950/mo
2 bedrooms£1200/mo
3 bedrooms£1500/mo
4 bedrooms£1950/mo

Current mortgage rates

2-year fixed4.58%
5-year fixed4.32%
SVR7.25%

Bank of England (monthly average)

Affordability

Energy & construction

Solar yield850 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium
Rebuild cost estimate£176,250
Rebuild cost per m²£2,500/m²

BCIS London average 2024. Excludes land value. Use for building insurance sum insured guidance only.

Construction era1930-1949
WallsCavity wall, as built, no insulation (assumed)
RoofPitched, 100 mm loft insulation
Heating fuelmains gas (not community)
GlazingFully double glazed
Council tax band Band CAnnual charge £1,771
Price growth potentialLow

Market History

Price trajectory, velocity and distribution

Price Trajectory

1995–2023 · CAGR

+6.7%

Total change

+521%

Market Activity

Price Velocity & Acceleration

Current Velocity

-31.2%

per year

Acceleration

-64.75

change in velocity

Market State

Downturn

Velocity (%)Acceleration

Price Distribution

P25: £600k–£700k · P75: £450k–£500k · 29 sales

Property Type Mix

Total: 29 sales

Semi-detached24.1%
Terraced75.9%

By decade

1990s

2000s

2010s

2020s

Market Cycle

BullCooling bullRisingSteadyRecoveryCorrectionBear

Market Eras

EraPeriodStart priceEnd priceChangeAvg sales/yr
Late-1990s boom1995–2000£69k£125k+80.5%1.4
Post-dot-com plateau2001–2004£129k£176k+37%2
Pre-crash peak2006–2007£232k£250k+7.6%2.5
GFC & correction2010–2011£250k£213k-15%1.5
Help-to-Buy recovery2016–2016£450k£450k+0%1
Brexit uncertainty2019–2019£365k£365k+0%1
Pandemic surge2020–2021£470k£468k-0.4%1
Rate-rise correction2022–2023£625k£430k-31.2%2

Price Trajectory by Type

Terraced

Per-type alpha vs district

Best performer

Terraced

+-0.2% alpha

Terraced-0.2% α
Local
5.6%
District
5.8%

CAGR over 22yr data window. Alpha = local CAGR − district CAGR.

Buyer vs Seller Score

Composite market conditions index 0–100

67out of 100SellerBuyer

Market condition

Buyer's Market

Favours buyers

Higher score = better conditions for buyers

Score breakdown

Price Velocity100
Seasonal Timing0
Trend Position100

Transport

1 Jul

Public transport accessibility and links

PTAL 4

Good

1a
1b
2
3
4
5
6a
6b
Below London average
Morden Underground StationNorthern line
5.1 min walk
Morden South

Nearby stations

Morden Underground StationNorthern
5 min walk
Morden SouthNational Rail
9 min walk
Phipps Bridge Tram StopTram
10 min walk
Belgrave Walk Tram StopTram
11 min walk
Morden Road Tram StopTram
13 min walk
No bus stops within 400m

46

Walkability score

99

Footpaths (500m)

0

Santander docks (800m)

3.9 km

Nearest cycle dock

Central London commute times

London Bridge54 min ↑
Victoria ★47 min
Waterloo49 min ↑
Canary Wharf63 min ↑
City55 min ↑

▎ marker = outer-London average per hub. ↓ green = below average. ↑ orange = above average. ≈ grey = at average. · Source: TfL Journey Planner (sampled)

Find areas within a set commute time of your workplace →

Parking & EV

Car parks, spaces and charging points

9

Car parks (800m)

2

EV chargers (800m)

Nearest car park245m
Santander docks (800m)0
Nearest cycle dock3.9 km

Nearby car parks

🅿️
York Close
378m

Connectivity

Broadband and mobile coverage

100%

Full fibre

100%

Gigabit

100%

5G outdoor

100%

4G outdoor

Mobile operators

EEO2VodafoneThree
Avg download speed500 Mbps
Median download450 Mbps
Superfast coverage100%
All operators 5G94%

Broadband providers

BTSkyTalkTalkVodafoneVirgin Media

Environment

2 Jul

Flood risk, air quality and noise

Flood riskLOW
Low
Minimal flood risk
Surface waterNONE
No assessed surface water flood risk
Air qualityLOW
NO₂: 22.0 µg/m³ · PM2.5: 13.0 µg/m³
Better than 87% of London
NoiseLOW
none
Quieter than 70% of London
Radon riskLOW
0.5% of local properties affected
ULEZ zone · £12.50/dayCCZ: 10.7 km away✗ Not Green Belt✗ Not AONB61% green spaceTree canopy: 40%
More green space than 99% of London

Nearest SSSI: Wimbledon Common SSSI — 4.9 km

Energy

Solar: 850 kWh/kWp/yrHeat pump: SuitableEPC upgrade: Medium

Ground stability

Geology: SAND AND GRAVEL

Subsidence risk: Low

Shrink-swell: Low

Running sand risk: Medium

Landslide records (2km): 2

Landslide susceptibility: Medium

Insurance risk

Standard

Cost band

Low

Flood risk

Low

Subsidence risk

0.5%

Flood claim prob.

Climate

Local weather conditions and energy potential

1,530 hrs/yr

Sunshine

595 mm/yr

Rainfall

22.9°C

Summer avg

3.0°C

Winter avg

Solar yield849.6 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium

Source: Met Office UK Climate Averages 1991-2020

Health

GP, dental and hospital access

CENTRAL MEDICAL CENTRE

42-46 CENTRAL ROAD, SM4 5RT

2 min walk

63%

Recommend GP

63%

Overall GP experience

3

GPs within 1km

5

Dentists within 1km

2

Care homes (1km)

Nearest hospitalChapel Orchard Day Surgery · 1.4 km
Nearest A&EEPSOM AND ST HELIER UNIVERSITY HOSPITALS NHS TRUST · 2.2 km
A&E 4hr targetNHS target: 95% · London avg: ~68%67.6%

Amenities

Shops, restaurants, parks and more

109

Parks (1km)

18

Restaurants (800m)

7

Cafes (800m)

0

Pubs (400m)

4

Pharmacies (800m)

0

Gyms (1km)

Sports (1km)

1

Convenience

No pubs within 400m — nearest: Ganley's Irish Bar (390 m)

Nearest supermarketGlobal Food Store · 332 m

Nightlife (500m)

0

Nightclubs

0

Late-night venues

E
566 licensed premises in borough172 late-night refreshment licencesHome Office 2023/24

1

Libraries (1km)

0

Cinemas (2km)

510m

Post office

Nearby shops

Polonez337 m
Londis357 m
The Pantry366 m
Kings Off Licence383 m

Nearby cafes

Potter's Shed - National Trust Shop & Cafe259 m
La Lavella372 m
Stableyard Cafe375 m
Rosy Lea421 m

Nearby restaurants

Mr Cod241 m
Tandoori Mahal325 m
KFC378 m
Blue Dolphin381 m

Nearby pubs

Ganley's Irish Bar390 m
The Royal Surrey392 m
Surrey Arms529 m

Nearby gyms

Gym 19711.1 km

Nearby pharmacies

Hartland Chemist246 m
Rowlands Pharmacy353 m
Boots430 m
Pyramid Pharmacy562 m

Nearby health

Dental Practice349 m
Food hygiene (5-star)61% of 104

Business

Local businesses registered here

Active businesses
2
New (last 12 months)
0
Dissolved (last 12 months)
0
Industry diversity
2
3yr survival rate
100.0%

High street

A

High street health

Registered businesses

JANI BUILDING SERVICES LTD
RR DREAMS CONSTRUCTION LTD

Investment

Investment grade, yield and market outlook

65

Investment score

Good

Score reflects rental yield, demand & liquidity — not capital appreciation. See Price growth potential below.

Avg monthly rent
£1,600London avg: £1,950/mo
Gross yield
4.1% (average)London avg: 3.8%Above average yield
Gentrification score18/100

Rental market

High

Demand

Low

Void risk

Mixed / transient

Tenant profile

+5.1%

Rent growth (1yr)

Market liquidity

Future outlook

37

Price growth score

D
Low

New supply risk

Infrastructure pipeline

Infrastructure score13/100
Bakerloo Extension route11,678m
Crossrail 2 route2,667m

Demographics

16 Jun

Population, deprivation and income

Decile 4/10

More deprived than average

Index of Multiple Deprivation

More deprived than average

Rank: 10,923 nationally

1,590

Est. population

7,383/km²

65%

Employed

38%

Degree educated

£39,600

Median income

5.0%

Claimant rate

Inner cityHigh densityMixed

37

Community stability

Age profile

24%
24%
24%
19%
Under 1824%
18–3424%
35–4924%
50–6419%
65+9%

Tenure

18%
22%
37%
23%
Own outright18%
Own (mortgage)22%
Private rent37%
Social rent23%
Shared ownership1%

Ethnicity

33%
21%
22%
White British33%
White Other21%
Asian22%
Black9%
Mixed6%
Other9%

Employment & lifestyle

Managerial / professional27%
Routine / semi-routine21%
No car household36%
Unemployed4%
No qualifications22%

Housing tenure (Census 2021)

Private rent37%
Social rent23%

vs. London

Income vs London-5.7%

Planning

Conservation areas and development

Conservation area
No
Article 4 area
No
Listed buildings (800m)
13
Planning apps (12 months)
9
Planning apps (3 years)
13
Local approval rate
56%
Borough approval rate
74%
Opportunity area
No
CIL rate (residential)
£160/m²
Coal mining risk area
No
Japanese knotweed sites (400m)
0

Housing pipeline (800m)

Homes approved
0
Under construction
0
Completed (3yr)
5
Largest scheme
281 homes · FORMER MERTON SIXTH FORM COLLEGE, FORMER MERTON SIXTH FORM COLLEGE, CENTRAL ROAD, SM4 5SD
Pipeline pressure
NONE

Named schemes (500m)

FORMER MERTON SIXTH FORM COLLEGE, FORMER MERTON SIXTH FORM COLLEGE, CENTRAL ROAD, SM4 5SD281 homes
completed
LAND AT REAR OF, 48-70, LAND AT REAR OF, 48-70, BORDESLEY ROAD, SM421 homes
completed
Former Merton College Site, Former Merton College Site, Central Road, Morden, SM4 5SE10 homes
completed
Day Nursery, 39, Day Nursery, 39, Schoolgate Drive, SM4 5BF8 homes
completed
16-20, 16-20, Buckfast Road, SM4 5LY6 homes
completed

Politics

Local councillors and MP

Ward majority
Labour
Ward majority vote
13.3%
Ward turnout
119%
Election year
2026
MP
Mr Paul Kohler (Liberal Democrat)
MP majority
18,761
Constituency
Mitcham and Morden

Councillors

Helena DollimoreLabour
Andrew JudgeLabour
Dennis PearceLabour

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Compare Merton with nearby boroughs:

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Key facts for SM4 5JP

Full postcodeSM4 5JP
Postcode districtSM4
BoroughLondon Borough of Merton
WardSt Helier
Latitude51.399440
Longitude-0.190561
Parliamentary constituencyWimbledon
CountryEngland
RegionGreater London

Trusted official data sources

Office for
National Statistics
LONDONDATASTORE
Ofsted
HM LAND
REGISTRY
Environment
Agency
DATA.POLICE.UK
GOV.UK
TfL
Transport
for London
NHS
Digital
Companies
House
Royal
Mail
Food Standards
Agency
Ofcom
Met
Office
Ordnance
Survey