St Helier · Merton · Wimbledon constituency · 51.39840, -0.19398

SM4 5LW— St Helier, Merton

Location and area intelligence for SM4 5LW, St Helier, Merton

The family fortress

 

Schools 100%Safety 79/100Transport 41/100Yield 3.73%

Best for: Families

Compare areas

Balanced area — no standout strengths or weaknesses

Liveability
64
Safety
79
Schools
60
Transport
41
Environment
75
Investment
45

The bottom line

SM4 5LW offers exceptional schools (100% Good/Outstanding), low crime, fast broadband and a green environment at £515,000 median — strong value for Families who can accept its trade-offs.

The catch: 47 min to victoria — above average for this zone.

Less suited to Car-free commuters.

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Location

SM4 5LW

Area Profile & Benchmarks

Area identity and London comparisons

Area Identity

Inner city
HighEstablished mixed
Buyer fit: ExcellentInvestment outlook: NeutralRisk: Low

London Benchmarks

vs London avg price-1.0% vs London avg
vs London income-5.7% vs London avg
vs London crime-40.0% vs London avg

Deep-dive guides for SM4 5LW

🛡️Crime & SafetyCrime rate, trends & breakdown by type🎓SchoolsOfsted ratings, exam scores & distances🏠Rental MarketAverage rents, demand & void risk

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“The family fortress”

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How SM4 5LW has changed

Schools

18 Apr

Nearest schools and Ofsted ratings

60

Education score

Good for families
★ Top school within 1km
—

Primary

Abbotsbury Primary School

Not yet inspected · 5 min walk

KS2: 106.8

—

Secondary

Harris Academy Morden

Not yet inspected · 15 min walk

P8: +0.50A8: 49.9

100% of local schools rated Good or Outstanding · based on 9 schools within 1.5km

Top 10% — exceptional provision

Childcare

Childcare

Thomas Wall Nursery School

Not inspected · 48 min walk

3 primaries · 0 secondaries · 0 childcare — within 1km

Safety

13 Jul

Crime rates and local incidents

Low crime

39.1 incidents per 1,000 residents

Better than 72% of London
↑ Rising 323.5%

from a low base — still below London average

-28% vs borough

Crime by type

Violence & sexual offences26%
Vehicle crime24%
Anti-social behaviour21%
Other11%
Drug offences8%
Robbery4%
Theft3%
Burglary3%

Stop & search

0.5

per 1,000 residents

→ Stable

trend

Road safety

100

Road safety score

0

Accidents (5yr)

Fire risk

LOW

Risk band

0

Incidents (1yr)

0

Incidents (5yr)

Nearest station: Fire Station · 1.9km

Crime is 40% below London average

Property

2 Jul

Prices, sales volume and market trends

Low transaction volume — only 5 sales in 24 months. Price figures may not reflect the wider area. Treat with caution.

£515,000

Median sale price

1% below London median

£515,000 is 1% below the London median (£520,000)

-1.9%

This year

Terraced

Dominant type

Price history

5-year change
+6.2%
Sales (24 months)5
New build0.0%
Avg terraced£515,000
Price per m²£8,059/m²
Price per ft²£749/ft²
Avg floor area67.4 m²

EPC breakdown

C
18%
D
18%
E
2%

Based on 38 properties · Confidence: high

Street mix

Semi 6%Terraced 92%Flat 2%

LHA rates — Outer South London

Shared room£569/mo
1 bedroom£950/mo
2 bedrooms£1200/mo
3 bedrooms£1500/mo
4 bedrooms£1950/mo

Stamp duty

Standard buyer£13,250
First-time buyerFTB
£4,500
Additional propertyBTL/2nd
£28,700

England & NI rates 2025/26. Additional property rate adds 3% on each band.

Current mortgage rates

2-year fixed4.58%
5-year fixed4.32%
SVR7.25%

Bank of England (monthly average)

Affordability

13.0×

Price-to-income

£2,576/mo

Est. mortgage

Low

Market activity

100d

Days to sell

Stable

Market momentum

Energy & construction

Solar yield850 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium
Rebuild cost estimate£168,500
Rebuild cost per m²£2,500/m²

BCIS London average 2024. Excludes land value. Use for building insurance sum insured guidance only.

Construction era1930-1949
WallsCavity wall, filled cavity
RoofPitched, 100 mm loft insulation
Heating fuelmains gas (not community)
GlazingFully double glazed
Council tax band Band CAnnual charge £1,771
Price growth potentialModerate

Market History

Price trajectory, velocity and distribution

Price Trajectory

1995–2025 · CAGR

+7.1%

Total change

+681%

Market Activity

Price Velocity & Acceleration

Current Velocity

-0.5%

per year

Acceleration

-18.77

change in velocity

Market State

Downturn

Velocity (%)Acceleration

Price Distribution

P25: £600k–£700k · P75: £50k–£75k · 47 sales

Property Type Mix

Total: 47 sales

Semi-detached6.4%
Terraced91.5%
Flat/maisonette2.1%

By decade

1990s

2000s

2010s

2020s

Market Cycle

BullCooling bullRisingSteadyRecoveryCorrectionBear

Market Eras

EraPeriodStart priceEnd priceChangeAvg sales/yr
Late-1990s boom1995–2000£66k£100k+51.6%1.4
Post-dot-com plateau2001–2004£126k£195k+54.2%2.5
Pre-crash peak2005–2007£200k£226k+13.2%2
GFC & correction2008–2012£196k£240k+22.4%1.4
Help-to-Buy recovery2013–2015£249k£330k+32.7%1.3
Brexit uncertainty2017–2017£465k£465k+0%1
Pandemic surge2020–2021£432k£485k+12.3%1.5
Rate-rise correction2022–2022£438k£438k+0%2
Current market2024–2025£518k£515k-0.5%3.5

Price Trajectory by Type

Terraced

Per-type alpha vs district

Best performer

Terraced

+0.9% alpha

Terraced+0.9% α
Local
7.6%
District
6.7%

CAGR over 28yr data window. Alpha = local CAGR − district CAGR.

Buyer vs Seller Score

Composite market conditions index 0–100

48out of 100SellerBuyer

Market condition

Balanced Market

Neutral conditions

Higher score = better conditions for buyers

Score breakdown

Price Velocity75
Sales Volume75
Seasonal Timing0
Trend Position40

Transport

1 Jul

Public transport accessibility and links

PTAL 3

Moderate

1a
1b
2
3
4
5
6a
6b
Below London average
Morden Underground StationNorthern line
5 min walk
Morden South

Nearby stations

Morden Underground StationNorthern
5 min walk
Morden SouthNational Rail
6 min walk
Phipps Bridge Tram StopTram
13 min walk
Morden Road Tram StopTram
15 min walk
Belgrave Walk Tram StopTram
15 min walk
No bus stops within 400m

48

Walkability score

101

Footpaths (500m)

0

Santander docks (800m)

3.9 km

Nearest cycle dock

Central London commute times

London Bridge54 min ↑
Victoria ★47 min
Waterloo49 min ↑
Canary Wharf63 min ↑
City55 min ↑

▎ marker = outer-London average per hub. ↓ green = below average. ↑ orange = above average. ≈ grey = at average. · Source: TfL Journey Planner (sampled)

Find areas within a set commute time of your workplace →

Parking & EV

Car parks, spaces and charging points

8

Car parks (800m)

2

EV chargers (800m)

Nearest car park184m
Santander docks (800m)0
Nearest cycle dock3.9 km

Nearby car parks

🅿️
York Close
184m

Connectivity

Broadband and mobile coverage

100%

Full fibre

100%

Gigabit

100%

5G outdoor

100%

4G outdoor

Mobile operators

EEO2VodafoneThree
Avg download speed500 Mbps
Median download450 Mbps
Superfast coverage100%
All operators 5G94%

Broadband providers

BTSkyTalkTalkVodafoneVirgin Media

Environment

2 Jul

Flood risk, air quality and noise

Flood riskLOW
Low
Minimal flood risk
Surface waterNONE
No assessed surface water flood risk
Air qualityLOW
NO₂: 22.0 µg/m³ · PM2.5: 13.0 µg/m³
Better than 87% of London
NoiseLOW
none
Quieter than 70% of London
Radon riskLOW
0.5% of local properties affected
ULEZ zone · £12.50/dayCCZ: 10.9 km away✗ Not Green Belt✗ Not AONB50% green spaceTree canopy: 46%
More green space than 95% of London

Nearest SSSI: Wimbledon Common SSSI — 4.9 km

Energy

Solar: 850 kWh/kWp/yrHeat pump: SuitableEPC upgrade: Medium

Ground stability

Geology: SAND AND GRAVEL

Subsidence risk: Low

Shrink-swell: Low

Running sand risk: Medium

Landslide records (2km): 2

Landslide susceptibility: Medium

Insurance risk

Standard

Cost band

Low

Flood risk

Low

Subsidence risk

0.5%

Flood claim prob.

Climate

Local weather conditions and energy potential

1,530 hrs/yr

Sunshine

595 mm/yr

Rainfall

22.9°C

Summer avg

3.0°C

Winter avg

Solar yield849.6 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium

Source: Met Office UK Climate Averages 1991-2020

Health

GP, dental and hospital access

MERIT URGENT

13TH FLOOR, MERTON CIVIC CENTRE, 100 LONDON ROAD, SM4 5DX

4 min walk

3

GPs within 1km

5

Dentists within 1km

3

Care homes (1km)

Nearest hospitalChapel Orchard Day Surgery · 1.6 km
Nearest A&EEPSOM AND ST HELIER UNIVERSITY HOSPITALS NHS TRUST · 2.1 km
A&E 4hr targetNHS target: 95% · London avg: ~68%67.6%

Amenities

Shops, restaurants, parks and more

127

Parks (1km)

15

Restaurants (800m)

7

Cafes (800m)

0

Pubs (400m)

3

Pharmacies (800m)

0

Gyms (1km)

4

Sports (1km)

2

Convenience

No pubs within 400m — nearest: Ganley's Irish Bar (448 m)

Nearest supermarketLidl · 326 m
4 tennis courts

Nightlife (500m)

0

Nightclubs

0

Late-night venues

E
566 licensed premises in borough172 late-night refreshment licencesHome Office 2023/24

1

Libraries (1km)

0

Cinemas (2km)

432m

Post office

Nearby shops

Morden Food Centre235 m
Morden Convenience Store243 m
AKK Superstore390 m
The Meat Stop416 m

Nearby cafes

Metronome393 m
the Crown coffee house395 m
La Lavella399 m
Rosy Lea421 m

Nearby restaurants

Domino's235 m
Princess of India237 m
Pizza Hut Delivery241 m
The China Garden285 m

Nearby pubs

Ganley's Irish Bar448 m
The Royal Surrey519 m

Nearby gyms

Old Rutlishians' Assocation1.1 km

Nearby pharmacies

Hartland Chemist303 m
Boots474 m
Rowlands Pharmacy542 m
Pyramid Pharmacy683 m

Nearby health

Dental Practice541 m
Morden Dental Practice750 m
Food hygiene (5-star)60% of 99

Business

Local businesses registered here

Active businesses
13
New (last 12 months)
1
Dissolved (last 12 months)
0
Industry diversity
11
3yr survival rate
100.0%

High street

A

High street health

Registered businesses

AKDS CONSTRUCTION LIMITED
CHAOS AVENUE LTD
DANIEL'S SPECIALISTS LTD
E-TRIMZ LTD
FRONT HOME LIMITED

+8 more

Investment

Investment grade, yield and market outlook

45

Investment score

Moderate

Score reflects rental yield, demand & liquidity — not capital appreciation. See Price growth potential below.

Avg monthly rent
£1,600London avg: £1,950/mo
Gross yield
3.7% (average)London avg: 3.8%Above average yield
Gentrification score21/100
Sales last 12 months1

Rental market

High

Demand

Low

Void risk

Mixed owner / renter

Tenant profile

+5.1%

Rent growth (1yr)

Market liquidity

Low

Market activity

100d

Est. days to sell

8/100

Velocity score

Future outlook

59.4

Price growth score

C
Low

New supply risk

High investment qualityConfirmed 5yr price momentum

Infrastructure pipeline

Infrastructure score13/100
Bakerloo Extension route11,926m
Crossrail 2 route2,687m

Demographics

16 Jun

Population, deprivation and income

Decile 5/10

Around average

Index of Multiple Deprivation

Average deprivation level

Rank: 13,627 nationally

1,839

Est. population

10,159/km²

62%

Employed

40%

Degree educated

£39,600

Median income

4.7%

Claimant rate

Inner cityHigh densityEstablished mixed

41

Community stability

Age profile

24%
22%
25%
19%
Under 1824%
18–3422%
35–4925%
50–6419%
65+10%

Tenure

20%
26%
31%
23%
Own outright20%
Own (mortgage)26%
Private rent31%
Social rent23%
Shared ownership1%

Ethnicity

39%
19%
28%
White British39%
White Other19%
Asian28%
Black6%
Mixed4%
Other4%

Employment & lifestyle

Managerial / professional28%
Routine / semi-routine20%
No car household34%
Unemployed4%
No qualifications20%

Housing tenure (Census 2021)

Private rent31%
Social rent23%

vs. London

Income vs London-5.7%
Price vs London-1.0%

Planning

Conservation areas and development

Conservation area
No
Article 4 area
No
Listed buildings (800m)
7
Planning apps (12 months)
11
Planning apps (3 years)
12
Local approval rate
64%
Borough approval rate
74%
Opportunity area
No
CIL rate (residential)
£160/m²
Coal mining risk area
No
Japanese knotweed sites (400m)
0

Housing pipeline (800m)

Homes approved
0
Under construction
0
Completed (3yr)
6
Largest scheme
281 homes · FORMER MERTON SIXTH FORM COLLEGE, FORMER MERTON SIXTH FORM COLLEGE, CENTRAL ROAD, SM4 5SD
Pipeline pressure
NONE

Named schemes (500m)

FORMER MERTON SIXTH FORM COLLEGE, FORMER MERTON SIXTH FORM COLLEGE, CENTRAL ROAD, SM4 5SD281 homes
completed
LAND AT REAR OF, LAND AT REAR OF, CENTRAL ROAD, ABBOTSBURY ROAD, SM472 homes
completed
LAND AT REAR OF, 48-70, LAND AT REAR OF, 48-70, BORDESLEY ROAD, SM421 homes
completed
Former Merton College Site, Former Merton College Site, Central Road, Morden, SM4 5SE10 homes
completed
The Crown PH, 116, The Crown PH, 116, London Road, SM4 5AX7 homes
completed

Politics

Local councillors and MP

Ward majority
Labour
Ward majority vote
13.3%
Ward turnout
119%
Election year
2026
MP
Mr Paul Kohler (Liberal Democrat)
MP majority
18,761
Constituency
Mitcham and Morden

Councillors

Helena DollimoreLabour
Andrew JudgeLabour
Dennis PearceLabour

Stamp Duty & Affordability Calculator

Stamp duty on median price (£515,000)

£13,250

Standard buyer

£4,500

First-time buyer

Save £8,750

Affordability check — your annual salary

£

Deposit

Affordability uses 4.5× single income and 4.75% indicative rate over 25 years. Not financial advice.

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Merton vs WandsworthMerton vs Kingston Upon ThamesMerton vs Sutton

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Key facts for SM4 5LW

Full postcodeSM4 5LW
Postcode districtSM4
BoroughLondon Borough of Merton
WardSt Helier
Latitude51.398404
Longitude-0.193980
Parliamentary constituencyWimbledon
CountryEngland
RegionGreater London

Trusted official data sources

Office for
National Statistics
LONDONDATASTORE
Ofsted
HM LAND
REGISTRY
Environment
Agency
DATA.POLICE.UK
GOV.UK
TfL
Transport
for London
NHS
Digital
Companies
House
Royal
Mail
Food Standards
Agency
Ofcom
Met
Office
Ordnance
Survey