St Helier · Merton · Mitcham and Morden constituency · 51.39629, -0.19403

SM4 5NG— St Helier, Merton

Location and area intelligence for SM4 5NG, St Helier, Merton

The family fortress

 

Schools 100%Safety 75/100Transport 37/100Yield 4.09%

Best for: Families

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Balanced area — no standout strengths or weaknesses

Liveability
65
Safety
75
Schools
60
Transport
37
Environment
80
Investment
54

The bottom line

SM4 5NG offers exceptional schools (100% Good/Outstanding), low crime, fast broadband and a green environment — strong value for Families who can accept its trade-offs.

The catch: 47 min to victoria — above average for this zone.

Less suited to Car-free commuters.

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Location

SM4 5NG

Area Profile & Benchmarks

Area identity and London comparisons

Area Identity

Suburban
HighEstablished mixed
Buyer fit: ExcellentInvestment outlook: NeutralRisk: Low

London Benchmarks

vs London income-6.9% vs London avg
vs London crime-8.0% vs London avg

Deep-dive guides for SM4 5NG

🛡️Crime & SafetyCrime rate, trends & breakdown by type🎓SchoolsOfsted ratings, exam scores & distances🏠Rental MarketAverage rents, demand & void risk

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Postcode Personality

🎓 School Smart🌿 Green Lung🔒 Very Safe

“The family fortress”

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How SM4 5NG has changed

Schools

18 Apr

Nearest schools and Ofsted ratings

60

Education score

Good for families
★ Top school within 1km
—

Primary

Abbotsbury Primary School

Not yet inspected · 2 min walk

KS2: 106.8

—

Secondary

Harris Academy Morden

Not yet inspected · 14 min walk

P8: +0.50A8: 49.9

100% of local schools rated Good or Outstanding · based on 9 schools within 1.5km

Top 10% — exceptional provision

Childcare

Childcare

Thomas Wall Nursery School

Not inspected · 46 min walk

3 primaries · 0 secondaries · 0 childcare — within 1km

Safety

13 Jul

Crime rates and local incidents

Low crime

59.8 incidents per 1,000 residents

Better than 54% of London
↑ Rising 348.0%

+10% vs borough

Crime by type

Other29%
Violence & sexual offences29%
Anti-social behaviour18%
Vehicle crime11%
Drug offences8%
Robbery2%
Burglary2%
Theft1%

Stop & search

1.6

per 1,000 residents

→ Stable

trend

Road safety

100

Road safety score

0

Accidents (5yr)

Fire risk

LOW

Risk band

0

Incidents (1yr)

0

Incidents (5yr)

Nearest station: Fire Station · 2.2km

Crime is 8% below London average

Property

Prices, sales volume and market trends

Avg floor area76.8 m²

EPC breakdown

C
4%
D
2%
E
1%
F
1%

Based on 8 properties · Confidence: low

Street mix

Terraced 100%

LHA rates — Outer South London

Shared room£569/mo
1 bedroom£950/mo
2 bedrooms£1200/mo
3 bedrooms£1500/mo
4 bedrooms£1950/mo

Current mortgage rates

2-year fixed4.58%
5-year fixed4.32%
SVR7.25%

Bank of England (monthly average)

Affordability

Energy & construction

Solar yield850 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium
Rebuild cost estimate£192,000
Rebuild cost per m²£2,500/m²

BCIS London average 2024. Excludes land value. Use for building insurance sum insured guidance only.

Construction era1930-1949
WallsCavity wall, as built, no insulation (assumed)
RoofPitched, 150 mm loft insulation
Heating fuelmains gas (not community)
GlazingFully double glazed
Council tax band Band CAnnual charge £1,771
Price growth potentialLow

Market History

Price trajectory, velocity and distribution

Price Trajectory

1998–2022 · CAGR

+7.9%

Total change

+524%

Market Activity

Price Velocity & Acceleration

Current Velocity

+32.9%

per year

Acceleration

+43.20

change in velocity

Market State

Strong growth

Velocity (%)Acceleration

Price Distribution

P25: £400k–£450k · P75: £100k–£125k · 11 sales

Property Type Mix

Total: 11 sales

Terraced100%

By decade

1990s

2000s

2010s

2020s

Market Cycle

BullCooling bullRisingSteadyRecoveryCorrectionBear

Market Eras

EraPeriodStart priceEnd priceChangeAvg sales/yr
Late-1990s boom1998–2000£83k£113k+36.4%1.3
Post-dot-com plateau2004–2004£193k£193k+0%1
Pre-crash peak2007–2007£269k£269k+0%1
Help-to-Buy recovery2016–2016£470k£470k+0%1
Brexit uncertainty2017–2019£432k£388k-10.3%1.5
Rate-rise correction2022–2022£515k£515k+0%1

Price Trajectory by Type

Terraced

Per-type alpha vs district

Best performer

Terraced

+0.2% alpha

Terraced+0.2% α
Local
6.7%
District
6.5%

CAGR over 19yr data window. Alpha = local CAGR − district CAGR.

Buyer vs Seller Score

Composite market conditions index 0–100

20out of 100SellerBuyer

Market condition

Strong Seller's Market

Favours sellers

Higher score = better conditions for buyers

Score breakdown

Price Velocity0
Trend Position40

Transport

1 Jul

Public transport accessibility and links

PTAL 2

Poor

1a
1b
2
3
4
5
6a
6b
Below London average
Morden Underground StationNorthern line
7.8 min walk
Morden South

Nearby stations

Morden SouthNational Rail
5 min walk
Morden Underground StationNorthern
8 min walk
Phipps Bridge Tram StopTram
15 min walk
Belgrave Walk Tram StopTram
16 min walk
Morden Road Tram StopTram
18 min walk
No bus stops within 400m

32

Walkability score

38

Footpaths (500m)

0

Santander docks (800m)

4.1 km

Nearest cycle dock

Central London commute times

London Bridge54 min ↑
Victoria ★47 min
Waterloo49 min ↑
Canary Wharf63 min ↑
City55 min ↑

▎ marker = outer-London average per hub. ↓ green = below average. ↑ orange = above average. ≈ grey = at average. · Source: TfL Journey Planner (sampled)

Find areas within a set commute time of your workplace →

Parking & EV

Car parks, spaces and charging points

6

Car parks (800m)

2

EV chargers (800m)

Nearest car park335m
Santander docks (800m)0
Nearest cycle dock4.1 km

Nearby car parks

🅿️
York Close
380m

Connectivity

Broadband and mobile coverage

100%

Full fibre

100%

Gigabit

100%

5G outdoor

100%

4G outdoor

Mobile operators

EEO2VodafoneThree
Avg download speed500 Mbps
Median download450 Mbps
Superfast coverage100%
All operators 5G94%

Broadband providers

BTSkyTalkTalkVodafoneVirgin Media

Environment

2 Jul

Flood risk, air quality and noise

Flood riskLOW
Low
Minimal flood risk
Surface waterNONE
No assessed surface water flood risk
Air qualityLOW
NO₂: 22.0 µg/m³ · PM2.5: 13.0 µg/m³
Better than 87% of London
NoiseLOW
none
Quieter than 70% of London
Radon riskLOW
0.5% of local properties affected
ULEZ zone · £12.50/dayCCZ: 11.2 km away✗ Not Green Belt✗ Not AONB67% green spaceTree canopy: 37%
More green space than 99% of London

Nearest SSSI: Wimbledon Common SSSI — 5.0 km

Energy

Solar: 850 kWh/kWp/yrHeat pump: SuitableEPC upgrade: Medium

Ground stability

Geology: SAND AND GRAVEL

Subsidence risk: Low

Shrink-swell: Low

Running sand risk: Medium

Landslide records (2km): 2

Landslide susceptibility: Medium

Insurance risk

Standard

Cost band

Low

Flood risk

Low

Subsidence risk

0.5%

Flood claim prob.

Climate

Local weather conditions and energy potential

1,530 hrs/yr

Sunshine

595 mm/yr

Rainfall

22.9°C

Summer avg

3.0°C

Winter avg

Solar yield849.6 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium

Source: Met Office UK Climate Averages 1991-2020

Health

GP, dental and hospital access

CENTRAL MEDICAL CENTRE

42-46 CENTRAL ROAD, SM4 5RT

5 min walk

63%

Recommend GP

63%

Overall GP experience

3

GPs within 1km

6

Dentists within 1km

4

Care homes (1km)

Nearest A&EEPSOM AND ST HELIER UNIVERSITY HOSPITALS NHS TRUST · 1.9 km
A&E 4hr targetNHS target: 95% · London avg: ~68%67.6%

Amenities

Shops, restaurants, parks and more

171

Parks (1km)

15

Restaurants (800m)

5

Cafes (800m)

0

Pubs (400m)

2

Pharmacies (800m)

0

Gyms (1km)

3

Sports (1km)

0

Convenience

No pubs within 400m — nearest: Ganley's Irish Bar (683 m)

Nearest supermarketLidl · 561 m
3 tennis courts

Nightlife (500m)

0

Nightclubs

0

Late-night venues

E
566 licensed premises in borough172 late-night refreshment licencesHome Office 2023/24

1

Libraries (1km)

0

Cinemas (2km)

649m

Post office

Nearby shops

Morden Food Centre408 m
Morden Convenience Store436 m
White Lodge527 m
Kings Off Licence553 m

Nearby cafes

Metronome622 m
the Crown coffee house623 m
La Lavella634 m
Rosy Lea654 m

Nearby restaurants

Mr Cod305 m
Domino's412 m
Princess of India425 m
Pizza Hut Delivery431 m

Nearby pubs

Ganley's Irish Bar683 m
The Royal Surrey748 m

Nearby pharmacies

Hartland Chemist299 m
Rowlands Pharmacy565 m
Boots709 m
Day Lewis Pharmacy780 m

Nearby health

Dental Practice567 m
Food hygiene (5-star)60% of 97

Business

Local businesses registered here

Active businesses
1
New (last 12 months)
0
Dissolved (last 12 months)
0
Industry diversity
1
3yr survival rate
100.0%

High street

E

High street health

Registered businesses

FREDDOO ARCADE LTD

Investment

Investment grade, yield and market outlook

54

Investment score

Moderate

Score reflects rental yield, demand & liquidity — not capital appreciation. See Price growth potential below.

Avg monthly rent
£1,600London avg: £1,950/mo
Gross yield
4.1% (average)London avg: 3.8%Above average yield
Gentrification score19/100

Rental market

Medium

Demand

Medium

Void risk

Mixed owner / renter

Tenant profile

+5.1%

Rent growth (1yr)

Market liquidity

Future outlook

41

Price growth score

D
Low

New supply risk

Infrastructure pipeline

Infrastructure score13/100
Bakerloo Extension route11,957m
Crossrail 2 route2,910m

Demographics

16 Jun

Population, deprivation and income

Decile 6/10

Around average

Index of Multiple Deprivation

Average deprivation level

Rank: 17,251 nationally

1,873

Est. population

7,984/km²

61%

Employed

39%

Degree educated

£39,100

Median income

4.2%

Claimant rate

SuburbanHigh densityEstablished mixed

43

Community stability

Age profile

24%
24%
21%
19%
Under 1824%
18–3424%
35–4921%
50–6419%
65+13%

Tenure

22%
28%
30%
19%
Own outright22%
Own (mortgage)28%
Private rent30%
Social rent19%
Shared ownership1%
Rent free1%

Ethnicity

32%
16%
36%
White British32%
White Other16%
Asian36%
Black8%
Mixed4%
Other4%

Employment & lifestyle

Managerial / professional29%
Routine / semi-routine23%
No car household34%
Unemployed4%
No qualifications16%

Housing tenure (Census 2021)

Private rent30%
Social rent19%

vs. London

Income vs London-6.9%

Planning

Conservation areas and development

Conservation area
No
Article 4 area
No
Listed buildings (800m)
4
Planning apps (12 months)
10
Planning apps (3 years)
12
Local approval rate
60%
Borough approval rate
74%
Opportunity area
No
CIL rate (residential)
£160/m²
Coal mining risk area
No
Japanese knotweed sites (400m)
0

Housing pipeline (800m)

Homes approved
0
Under construction
0
Completed (3yr)
4
Largest scheme
281 homes · FORMER MERTON SIXTH FORM COLLEGE, FORMER MERTON SIXTH FORM COLLEGE, CENTRAL ROAD, SM4 5SD
Pipeline pressure
NONE

Named schemes (500m)

FORMER MERTON SIXTH FORM COLLEGE, FORMER MERTON SIXTH FORM COLLEGE, CENTRAL ROAD, SM4 5SD281 homes
completed
LAND AT REAR OF, LAND AT REAR OF, CENTRAL ROAD, ABBOTSBURY ROAD, SM472 homes
completed
CHAUCER MIDDLE SCHOOL SITE, CHAUCER MIDDLE SCHOOL SITE, CANTERBURY ROAD, SM4 6QB38 homes
completed
LAND AT REAR OF, 48-70, LAND AT REAR OF, 48-70, BORDESLEY ROAD, SM421 homes
completed
PENFOLDS NURSERY, 181, PENFOLDS NURSERY, 181, CENTRAL ROAD, SM4 5SP14 homes
completed

Politics

Local councillors and MP

Ward majority
Labour
Ward majority vote
13.3%
Ward turnout
119%
Election year
2026
MP
Dame Siobhain McDonagh (Labour)
MP majority
18,761
Constituency
Mitcham and Morden

Councillors

Helena DollimoreLabour
Andrew JudgeLabour
Dennis PearceLabour

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Compare Merton with nearby boroughs:

Merton vs WandsworthMerton vs Kingston Upon ThamesMerton vs Sutton

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Key facts for SM4 5NG

Full postcodeSM4 5NG
Postcode districtSM4
BoroughLondon Borough of Merton
WardSt Helier
Latitude51.396292
Longitude-0.194035
Parliamentary constituencyMitcham and Morden
CountryEngland
RegionGreater London

Trusted official data sources

Office for
National Statistics
LONDONDATASTORE
Ofsted
HM LAND
REGISTRY
Environment
Agency
DATA.POLICE.UK
GOV.UK
TfL
Transport
for London
NHS
Digital
Companies
House
Royal
Mail
Food Standards
Agency
Ofcom
Met
Office
Ordnance
Survey