Lower Morden · Merton · Mitcham and Morden constituency · 51.38607, -0.20148

SM4 5QL— Lower Morden, Merton

Location and area intelligence for SM4 5QL, Lower Morden, Merton

The family fortress

 

Schools 100%Safety 80/100Transport 30/100~4% yield · indicativeOnly 3 sales — thin data

Best for: Families, Owner-occupiers

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Strong schools, limited transport — ideal for car-owning families

Liveability
59
Safety
80
Schools
90
Transport
30
Environment
70
Investment
40

The bottom line

SM4 5QL offers exceptional schools (100% Good/Outstanding), low crime and fast broadband — strong value for Families and Owner-occupiers who can accept its trade-offs.

The catch: 57 min to victoria — above average for this zone.

Less suited to Car-free commuters.

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Location

SM4 5QL

Area Profile & Benchmarks

Area identity and London comparisons

Area Identity

Suburban
HighOwner occupiers / families
Buyer fit: ExcellentInvestment outlook: NeutralRisk: Low

London Benchmarks

vs London income-6.9% vs London avg
vs London crime-48.0% vs London avg

Deep-dive guides for SM4 5QL

🛡️Crime & SafetyCrime rate, trends & breakdown by type🎓SchoolsOfsted ratings, exam scores & distances🏠Rental MarketAverage rents, demand & void risk

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Postcode Personality

🎓 School Smart🌳 Good Parks🔒 Very Safe

“The family fortress”

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How SM4 5QL has changed

Schools

18 Apr

Nearest schools and Ofsted ratings

90

Education score

Excellent for families
★ Top school within 1km
—

Primary

Abbey Primary School

Not yet inspected · 4 min walk

KS2: 105.5

★★

Secondary

Glenthorne High School

Good · Inspected Nov 2021 · 7 min walk

P8: +0.75A8: 61.3

100% of local schools rated Good or Outstanding · based on 7 schools within 1.5km

Top 10% — exceptional provision

Childcare

Childcare

Thomas Wall Nursery School

Not inspected · 31 min walk

2 primaries · 1 secondaries · 0 childcare — within 1km

Safety

13 Jul

Crime rates and local incidents

Low crime

34.0 incidents per 1,000 residents

Better than 76% of London
↑ Rising 560.0%

from a low base — still below London average

-38% vs borough

Crime by type

Other36%
Violence & sexual offences29%
Anti-social behaviour14%
Vehicle crime14%
Drug offences3%
Burglary3%
Robbery2%
Theft0%

Road safety

100

Road safety score

0

Accidents (5yr)

1

Serious within 200m

Fire risk

LOW

Risk band

0

Incidents (1yr)

1

Incidents (5yr)

Nearest station: Sutton Fire Station · 2.0km

Crime is 48% below London average

Property

2 Jul

Prices, sales volume and market trends

Insufficient sales data

Only 3 sales recorded in the last 24 months — too few for a reliable median price. Price figures have been withheld to avoid misleading comparisons.

SM4 district median

£470,000

Based on 102 sales from postcodes with sufficient data

Price history

Sales (24 months)3
New build0.0%
Price per m²£7,152/m²
Price per ft²£664/ft²
Avg floor area79 m²

EPC breakdown

C
2%
D
6%
E
2%

Based on 10 properties · Confidence: medium

Street mix

Semi 19%Terraced 70%Detached 11%

LHA rates — Outer South London

Shared room£569/mo
1 bedroom£950/mo
2 bedrooms£1200/mo
3 bedrooms£1500/mo
4 bedrooms£1950/mo

Current mortgage rates

2-year fixed4.58%
5-year fixed4.32%
SVR7.25%

Bank of England (monthly average)

Affordability

Low

Market activity

100d

Days to sell

Energy & construction

Solar yield850 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium
Rebuild cost estimate£197,500
Rebuild cost per m²£2,500/m²

BCIS London average 2024. Excludes land value. Use for building insurance sum insured guidance only.

Construction era1930-1949
WallsSolid brick, as built, no insulation (assumed)
RoofPitched, 100 mm loft insulation
Heating fuelmains gas (not community)
GlazingFully double glazed
Council tax band Band DAnnual charge £1,992
Price growth potentialModerate

Market History

Price trajectory, velocity and distribution

Price Trajectory

1995–2025 · CAGR

+7%

Total change

+653%

Market Activity

Price Velocity & Acceleration

Current Velocity

-5.0%

per year

Acceleration

-5.89

change in velocity

Market State

Downturn

Velocity (%)Acceleration

Price Distribution

P25: £600k–£700k · P75: £75k–£100k · 27 sales

Property Type Mix

Total: 27 sales

Detached11.1%
Semi-detached18.5%
Terraced70.4%

By decade

1990s

2000s

2010s

2020s

Market Cycle

BullCooling bullRisingSteadyRecoveryCorrectionBear

Market Eras

EraPeriodStart priceEnd priceChangeAvg sales/yr
Late-1990s boom1995–2000£75k£184k+145.3%1.8
Post-dot-com plateau2001–2003£186k£217k+16.7%2
Pre-crash peak2007–2007£296k£296k+0%2
Help-to-Buy recovery2013–2016£295k£413k+39.8%1.3
Brexit uncertainty2017–2018£455k£451k-0.9%1
Rate-rise correction2023–2023£590k£590k+0%1
Current market2024–2025£595k£565k-5%1.5

Price Trajectory by Type

Terraced

Per-type alpha vs district

Best performer

Terraced

+0.4% alpha

Terraced+0.4% α
Local
7.2%
District
6.8%

CAGR over 27yr data window. Alpha = local CAGR − district CAGR.

Buyer vs Seller Score

Composite market conditions index 0–100

62out of 100SellerBuyer

Market condition

Buyer's Market

Neutral conditions

Higher score = better conditions for buyers

Score breakdown

Price Velocity100
Sales Volume75
Seasonal Timing0
Trend Position75

Transport

1 Jul

Public transport accessibility and links

PTAL 2

Poor

1a
1b
2
3
4
5
6a
6b
Bottom 25% — limited connections
Morden Underground StationNorthern line
22.2 min walk
St Helier (London)

Nearby stations

St Helier (London)National Rail
6 min walk
Morden Underground StationNorthern
23 min walk
Belgrave Walk Tram StopTram
29 min walk
Phipps Bridge Tram StopTram
30 min walk
Mitcham Tram StopTram
31 min walk
No bus stops within 400m

12

Walkability score

33

Footpaths (500m)

0

Santander docks (800m)

4.8 km

Nearest cycle dock

Central London commute times

London Bridge62 min ↑
Victoria ★57 min
Waterloo57 min ↑
Canary Wharf72 min ↑
City64 min ↑

▎ marker = outer-London average per hub. ↓ green = below average. ↑ orange = above average. ≈ grey = at average. · Source: TfL Journey Planner (sampled)

Find areas within a set commute time of your workplace →

Parking & EV

Car parks, spaces and charging points

10

Car parks (800m)

0

EV chargers (800m)

Total spaces (800m)62
Nearest car park406m
Santander docks (800m)0
Nearest cycle dock4.8 km

Nearby car parks

🅿️
Harvester Car Park30 spaces· no
725m

Connectivity

Broadband and mobile coverage

100%

Full fibre

100%

Gigabit

100%

5G outdoor

100%

4G outdoor

Mobile operators

EEO2VodafoneThree
Avg download speed500 Mbps
Median download450 Mbps
Superfast coverage100%
All operators 5G94%

Broadband providers

BTSkyTalkTalkVodafoneVirgin Media

Environment

2 Jul

Flood risk, air quality and noise

Flood riskLOW
Low
Minimal flood risk
Surface waterNONE
No assessed surface water flood risk
Air qualityLOW
NO₂: 22.0 µg/m³ · PM2.5: 13.0 µg/m³
Better than 87% of London
NoiseLOW
none
Quieter than 70% of London
Radon riskLOW
0.5% of local properties affected
ULEZ zone · £12.50/dayCCZ: 12.4 km away✗ Not Green Belt✗ Not AONB34% green spaceTree canopy: 22%
More green space than 89% of London

Nearest SSSI: Banstead Downs SSSI — 5.7 km

Energy

Solar: 850 kWh/kWp/yrHeat pump: SuitableEPC upgrade: Medium

Ground stability

Geology: SAND AND GRAVEL

Subsidence risk: Low

Shrink-swell: Low

Running sand risk: Medium

Landslide records (2km): 3

Landslide susceptibility: Medium

Insurance risk

Standard

Cost band

Low

Flood risk

Low

Subsidence risk

0.5%

Flood claim prob.

Climate

Local weather conditions and energy potential

1,530 hrs/yr

Sunshine

595 mm/yr

Rainfall

22.9°C

Summer avg

3.0°C

Winter avg

Solar yield849.6 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium

Source: Met Office UK Climate Averages 1991-2020

Health

GP, dental and hospital access

STONECOT SURGERY

115-117 EPSOM ROAD, SM3 9EY

7 min walk

80%

Recommend GP

80%

Overall GP experience

3

GPs within 1km

2

Dentists within 1km

4

Care homes (1km)

Nearest A&EEPSOM AND ST HELIER UNIVERSITY HOSPITALS NHS TRUST · 1.4 km
A&E 4hr targetNHS target: 95% · London avg: ~68%67.6%

Amenities

Shops, restaurants, parks and more

106

Parks (1km)

2

Restaurants (800m)

0

Cafes (800m)

0

Pubs (400m)

0

Pharmacies (800m)

0

Gyms (1km)

4

Sports (1km)

0

Convenience

Nearest supermarket927 m
4 tennis courts

Nightlife (500m)

0

Nightclubs

0

Late-night venues

E
566 licensed premises in borough172 late-night refreshment licencesHome Office 2023/24

0

Libraries (1km)

0

Cinemas (2km)

382m

Post office

Nearby shops

Costcutter382 m

Nearby restaurants

The George Inn636 m
KFC720 m
The Plough745 m
The Fish & Chippy748 m

Nearby gyms

Morden Leisure Centre1.0 km

Nearby health

Morden Park Dental Practice513 m
Ninety2 Dental635 m
Food hygiene (5-star)71% of 24

Business

Local businesses registered here

Active businesses
4
New (last 12 months)
1
Dissolved (last 12 months)
0
Industry diversity
4
3yr survival rate
100.0%

High street

A

High street health

Registered businesses

CAROL SIGNERS LIMITED
GARZON CYBER SOLUTIONS LTD
OUTBREAK CREATIVE LIMITED
PROFESSIONAL CARE SUPPORT SERVICES LTD

Investment

Investment grade, yield and market outlook

40

Investment score

Moderate

Score reflects rental yield, demand & liquidity — not capital appreciation. See Price growth potential below.

Avg monthly rent
£1,600London avg: £1,950/mo
Gross yield
4.1% (average)London avg: 3.8%Above average yield
Gentrification score17/100
Sales last 12 months1

Rental market

Medium

Demand

Medium

Void risk

Mixed owner / renter

Tenant profile

+5.1%

Rent growth (1yr)

Market liquidity

Low

Market activity

100d

Est. days to sell

8/100

Velocity score

Future outlook

53.9

Price growth score

C
Low

Development pressure

Low

New supply risk

High investment qualityLow-deprivation area

Infrastructure pipeline

Infrastructure score0/100
Bakerloo Extension route12,658m
Crossrail 2 route3,933m

Demographics

16 Jun

Population, deprivation and income

Decile 8/10

Less deprived than average

Index of Multiple Deprivation

Less deprived than average

Rank: 24,621 nationally

1,943

Est. population

7,516/km²

60%

Employed

35%

Degree educated

£39,100

Median income

2.9%

Claimant rate

SuburbanHigh densityOwner occupiers / families

55

Community stability

Age profile

24%
17%
20%
21%
18%
Under 1824%
18–3417%
35–4920%
50–6421%
65+18%

Tenure

38%
31%
14%
17%
Own outright38%
Own (mortgage)31%
Private rent14%
Social rent17%
Shared ownership0%

Ethnicity

48%
19%
White British48%
White Other12%
Asian19%
Black12%
Mixed4%
Other5%

Employment & lifestyle

Managerial / professional31%
Routine / semi-routine20%
No car household22%
Unemployed4%
No qualifications18%

Housing tenure (Census 2021)

Social rent17%
Private rent14%

vs. London

Income vs London-6.9%

Planning

Conservation areas and development

Conservation area
No
Article 4 area
No
Listed buildings (800m)
7
Live planning apps (800m)
2
Development activity
low
Residential apps (800m)
0
Commercial apps (800m)
0
Major developments (800m)
0
Planning apps (12 months)
11
Planning apps (3 years)
11
Local approval rate
91%
Borough approval rate
74%
Opportunity area
No
CIL rate (residential)
£160/m²
Coal mining risk area
No
Japanese knotweed sites (400m)
0

Housing pipeline (800m)

Homes approved
0
Under construction
0
Completed (3yr)
2
Largest scheme
68 homes · Playing Fields at Moorehouse Court, Playing Fields at Moorehouse Court, Green Lane, Morden, SM4 5NS
Pipeline pressure
NONE

Named schemes (500m)

Playing Fields at Moorehouse Court, Playing Fields at Moorehouse Court, Green Lane, Morden, SM4 5NS68 homes
completed
Glastonbury Centre, Glastonbury Centre, HARTLAND ROAD, Morden, SM4 6NZ20 homes
completed
Land adj to 320, Land adj to 320, Sutton Common Road, SUTTON, SM3 9NQ6 homes
completed
362, 362, SUTTON COMMON ROAD, Sutton, SM3 9PL4 homes
completed
Unit Rear of 362, Unit Rear of 362, SUTTON COMMON ROAD, Sutton, SM3 9PL2 homes
completed

Politics

Local councillors and MP

Ward majority
Labour
Ward majority vote
12.6%
Ward turnout
149%
Election year
2026
MP
Dame Siobhain McDonagh (Labour)
MP majority
18,761
Constituency
Mitcham and Morden

Councillors

Sally Isabel KennyLabour
Dan HoganLabour
Daniel Lewis ShearerLabour

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Compare Merton with nearby boroughs:

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Key facts for SM4 5QL

Full postcodeSM4 5QL
Postcode districtSM4
BoroughLondon Borough of Merton
WardLower Morden
Latitude51.386074
Longitude-0.201479
Parliamentary constituencyMitcham and Morden
CountryEngland
RegionGreater London

Trusted official data sources

Office for
National Statistics
LONDONDATASTORE
Ofsted
HM LAND
REGISTRY
Environment
Agency
DATA.POLICE.UK
GOV.UK
TfL
Transport
for London
NHS
Digital
Companies
House
Royal
Mail
Food Standards
Agency
Ofcom
Met
Office
Ordnance
Survey