St Helier · Merton · Wimbledon constituency · 51.39645, -0.18793

SM4 5SASt Helier, Merton

Location and area intelligence for SM4 5SA, St Helier, Merton

The family fortress

 

Schools 100%Safety 79/100Transport 30/100Yield 4.09%

Best for: Families

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Car-dependent area — limited public transport

Liveability
60
Safety
79
Schools
60
Transport
30
Environment
78
Investment
53

The bottom line

SM4 5SA offers exceptional schools (100% Good/Outstanding), low crime, fast broadband and a green environment — strong value for Families who can accept its trade-offs.

The catch: 49 min to waterloo — above average for this zone.

Less suited to Car-free commuters.

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Location

SM4 5SA

Area Profile & Benchmarks

Area identity and London comparisons

Area Identity

Suburban
Very highEstablished mixed
Buyer fit: ExcellentInvestment outlook: NeutralRisk: Low

London Benchmarks

vs London income-5.7% vs London avg
vs London crime-40.0% vs London avg

Deep-dive guides for SM4 5SA

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🎓 School Smart🌿 Green Lung🔒 Very Safe

The family fortress

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How SM4 5SA has changed

Schools

18 Apr

Nearest schools and Ofsted ratings

60

Education score

Good for families
★ Top school within 1km

Primary

Abbotsbury Primary School

Not yet inspected · 7 min walk

KS2: 106.8

Secondary

Harris Academy Morden

Not yet inspected · 10 min walk

P8: +0.50A8: 49.9

100% of local schools rated Good or Outstanding · based on 10 schools within 1.5km

Top 10% — exceptional provision

Childcare

Childcare

Spencer Nursery School

Not inspected · 29 min walk

3 primaries · 1 secondaries · 0 childcare — within 1km

Safety

13 Jul

Crime rates and local incidents

Low crime

38.7 incidents per 1,000 residents

Better than 72% of London
↑ Rising 323.8%

from a low base — still below London average

-29% vs borough

Crime by type

Violence & sexual offences27%
Other25%
Vehicle crime16%
Anti-social behaviour13%
Burglary10%
Drug offences6%
Theft2%
Robbery1%

Stop & search

0.4

per 1,000 residents

→ Stable

trend

Road safety

100

Road safety score

0

Accidents (5yr)

1

Serious within 200m

Fire risk

LOW

Risk band

0

Incidents (1yr)

0

Incidents (5yr)

Nearest station: Mitcham Fire Station · 1.1km

Crime is 40% below London average

Property

Prices, sales volume and market trends

Avg floor area71.3

EPC breakdown

C
3%
D
5%

Based on 8 properties · Confidence: low

Street mix

Terraced 100%

LHA rates — Outer South London

Shared room£569/mo
1 bedroom£950/mo
2 bedrooms£1200/mo
3 bedrooms£1500/mo
4 bedrooms£1950/mo

Current mortgage rates

2-year fixed4.58%
5-year fixed4.32%
SVR7.25%

Bank of England (monthly average)

Affordability

Energy & construction

Solar yield850 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium
Rebuild cost estimate£178,250
Rebuild cost per m²£2,500/m²

BCIS London average 2024. Excludes land value. Use for building insurance sum insured guidance only.

Construction era1930-1949
WallsCavity wall, filled cavity
RoofPitched, no insulation (assumed)
Heating fuelmains gas (not community)
GlazingFully double glazed
Council tax band Band CAnnual charge £1,771
Price growth potentialLow

Market History

Price trajectory, velocity and distribution

Price Trajectory

19992023 · CAGR

+7.1%

Total change

+421%

Market Activity

Price Velocity & Acceleration

Current Velocity

-25.5%

per year

Acceleration

-63.81

change in velocity

Market State

Downturn

Velocity (%)Acceleration

Price Distribution

P25: £250k–£300k · P75: £400k–£450k · 12 sales

Property Type Mix

Total: 12 sales

Terraced100%

By decade

1990s

2000s

2010s

2020s

Market Cycle

BullCooling bullRisingSteadyRecoveryCorrectionBear

Market Eras

EraPeriodStart priceEnd priceChangeAvg sales/yr
Late-1990s boom19992000£80k£107k+33.9%1.5
Pre-crash peak20072007£267k£267k+0%1
GFC & correction20082011£205k£217k+5.9%1
Brexit uncertainty20172019£374k£381k+2%1
Pandemic surge20212021£405k£405k+0%1
Rate-rise correction20222023£560k£417k-25.5%1

Buyer vs Seller Score

Composite market conditions index 0–100

100out of 100SellerBuyer

Market condition

Strong Buyer's Market

Favours buyers

Higher score = better conditions for buyers

Score breakdown

Price Velocity100
Trend Position100

Transport

1 Jul

Public transport accessibility and links

PTAL 2

Poor

1a
1b
2
3
4
5
6a
6b
Bottom 25% — limited connections
Morden Underground StationNorthern line
9.5 min walk
Morden South

Nearby stations

Morden Underground StationNorthern
10 min walk
Morden SouthNational Rail
10 min walk
Belgrave Walk Tram StopTram
11 min walk
Phipps Bridge Tram StopTram
12 min walk
Mitcham Tram StopTram
15 min walk
No bus stops within 400m

33

Walkability score

66

Footpaths (500m)

0

Santander docks (800m)

4.1 km

Nearest cycle dock

Central London commute times

London Bridge54 min
Victoria50 min
Waterloo49 min
Canary Wharf64 min
City58 min

▎ marker = outer-London average per hub. ↓ green = below average. ↑ orange = above average. ≈ grey = at average. · Source: TfL Journey Planner (sampled)

Parking & EV

Car parks, spaces and charging points

5

Car parks (800m)

2

EV chargers (800m)

Nearest car park533m
Santander docks (800m)0
Nearest cycle dock4.1 km

Nearby car parks

🅿️
York Close
654m

Connectivity

Broadband and mobile coverage

100%

Full fibre

100%

Gigabit

100%

5G outdoor

100%

4G outdoor

Mobile operators

EEO2VodafoneThree
Avg download speed500 Mbps
Median download450 Mbps
Superfast coverage100%
All operators 5G94%

Broadband providers

BTSkyTalkTalkVodafoneVirgin Media

Environment

2 Jul

Flood risk, air quality and noise

Flood riskLOW
Low
Minimal flood risk
Surface waterNONE
No assessed surface water flood risk
Air qualityLOW
NO₂: 22.0 µg/m³ · PM2.5: 13.0 µg/m³
Better than 87% of London
NoiseMEDIUM
road
MODERATE
Radon riskLOW
0.5% of local properties affected
ULEZ zone · £12.50/dayCCZ: 11.0 km away✗ Not Green Belt✗ Not AONB60% green spaceTree canopy: 67%
More green space than 99% of London

Nearest SSSI: Wimbledon Common SSSI — 5.3 km

Energy

Solar: 850 kWh/kWp/yrHeat pump: SuitableEPC upgrade: Medium

Ground stability

Geology: CLAY, SILT AND SAND

Subsidence risk: Medium

Shrink-swell: Medium

Running sand risk: Low

Landslide records (2km): 2

Landslide susceptibility: Medium

Insurance risk

Elevated

Cost band

Low

Flood risk

Medium

Subsidence risk

0.5%

Flood claim prob.

Climate

Local weather conditions and energy potential

1,530 hrs/yr

Sunshine

595 mm/yr

Rainfall

22.9°C

Summer avg

3.0°C

Winter avg

Solar yield849.6 kWh/kWp/yr
Heat pump suitableYes
EPC upgrade costMedium

Source: Met Office UK Climate Averages 1991-2020

Health

GP, dental and hospital access

CENTRAL MEDICAL CENTRE

42-46 CENTRAL ROAD, SM4 5RT

3 min walk

63%

Recommend GP

63%

Overall GP experience

5

GPs within 1km

5

Dentists within 1km

2

Care homes (1km)

Nearest hospitalChapel Orchard Day Surgery · 1.3 km
Nearest A&EEPSOM AND ST HELIER UNIVERSITY HOSPITALS NHS TRUST · 1.8 km
A&E 4hr targetNHS target: 95% · London avg: ~68%67.6%

Amenities

Shops, restaurants, parks and more

154

Parks (1km)

5

Restaurants (800m)

2

Cafes (800m)

0

Pubs (400m)

3

Pharmacies (800m)

0

Gyms (1km)

3

Sports (1km)

4

Convenience

No pubs within 400m — nearest: Surrey Arms (553 m)

Nearest supermarketGlobal Food Store · 709 m
3 tennis courts

Nightlife (500m)

0

Nightclubs

0

Late-night venues

E
566 licensed premises in borough172 late-night refreshment licencesHome Office 2023/24

0

Libraries (1km)

0

Cinemas (2km)

862m

Post office

Nearby shops

White Lodge104 m
Kings Off Licence150 m
The Pantry170 m
Londis181 m

Nearby cafes

Potter's Shed - National Trust Shop & Cafe577 m
Savoy Cafe656 m
Stableyard Cafe684 m
River Side Cafe722 m

Nearby restaurants

Wok Inc136 m
Zhe German142 m
Blue Dolphin153 m
Mr Cod171 m

Nearby pubs

Surrey Arms553 m
The Royal Surrey764 m
Ganley's Irish Bar769 m

Nearby pharmacies

Hartland Chemist171 m
Rowlands Pharmacy186 m
Day Lewis Pharmacy760 m
Boots809 m

Nearby health

Dental Practice192 m
Food hygiene (5-star)65% of 23

Business

Local businesses registered here

Active businesses
2
New (last 12 months)
0
Dissolved (last 12 months)
0
Industry diversity
1
3yr survival rate
100.0%

High street

E

High street health

Registered businesses

ALLSORTSBUILDERS LIMITED
CEPA DRYLINING LIMITED

Investment

Investment grade, yield and market outlook

53

Investment score

Moderate

Score reflects rental yield, demand & liquidity — not capital appreciation. See Price growth potential below.

Avg monthly rent
£1,600London avg: £1,950/mo
Gross yield
4.1% (average)London avg: 3.8%Above average yield
Gentrification score17/100

Rental market

Medium

Demand

Medium

Void risk

Mixed owner / renter

Tenant profile

+5.1%

Rent growth (1yr)

Market liquidity

Future outlook

34.8

Price growth score

D
Low

New supply risk

Infrastructure pipeline

Infrastructure score4/100
Bakerloo Extension route11,534m
Crossrail 2 route3,045m

Demographics

16 Jun

Population, deprivation and income

Decile 6/10

Around average

Index of Multiple Deprivation

Average deprivation level

Rank: 17,813 nationally

2,301

Est. population

16,099/km²

68%

Employed

44%

Degree educated

£39,600

Median income

4.0%

Claimant rate

SuburbanVery high densityEstablished mixed

44

Community stability

Age profile

25%
26%
26%
16%
Under 1825%
18–3426%
35–4926%
50–6416%
65+7%

Tenure

14%
35%
27%
22%
Own outright14%
Own (mortgage)35%
Private rent27%
Social rent22%
Shared ownership1%
Rent free0%

Ethnicity

38%
19%
24%
White British38%
White Other19%
Asian24%
Black8%
Mixed7%
Other5%

Employment & lifestyle

Managerial / professional34%
Routine / semi-routine20%
No car household31%
Unemployed4%
No qualifications16%

Housing tenure (Census 2021)

Private rent27%
Social rent22%

vs. London

Income vs London-5.7%

Planning

Conservation areas and development

Conservation area
No
Article 4 area
No
Listed buildings (800m)
13
Planning apps (12 months)
9
Planning apps (3 years)
9
Local approval rate
56%
Borough approval rate
74%
Opportunity area
No
CIL rate (residential)
£160/m²
Coal mining risk area
No
Japanese knotweed sites (400m)
0

Housing pipeline (800m)

Homes approved
0
Under construction
0
Completed (3yr)
5
Largest scheme
281 homes · FORMER MERTON SIXTH FORM COLLEGE, FORMER MERTON SIXTH FORM COLLEGE, CENTRAL ROAD, SM4 5SD
Pipeline pressure
NONE

Named schemes (500m)

FORMER MERTON SIXTH FORM COLLEGE, FORMER MERTON SIXTH FORM COLLEGE, CENTRAL ROAD, SM4 5SD281 homes
completed
RAVENSBURY MILL, RAVENSBURY MILL, MORDEN ROAD, SM440 homes
completed
QUARTERMAIN HOUSE, QUARTERMAIN HOUSE, ST HELIER AVENUE, SM424 homes
completed
Former Merton College Site, Former Merton College Site, Central Road, Morden, SM4 5SE10 homes
completed
Day Nursery, 39, Day Nursery, 39, Schoolgate Drive, SM4 5BF8 homes
completed

Politics

Local councillors and MP

Ward majority
Labour
Ward majority vote
13.3%
Ward turnout
119%
Election year
2026
MP
Mr Paul Kohler (Liberal Democrat)
MP majority
18,761
Constituency
Mitcham and Morden

Councillors

Helena DollimoreLabour
Andrew JudgeLabour
Dennis PearceLabour

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Compare Merton with nearby boroughs:

Merton vs WandsworthMerton vs Kingston Upon ThamesMerton vs Sutton

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Key facts for SM4 5SA

Full postcodeSM4 5SA
Postcode districtSM4
BoroughLondon Borough of Merton
WardSt Helier
Latitude51.396450
Longitude-0.187933
Parliamentary constituencyWimbledon
CountryEngland
RegionGreater London

Trusted official data sources

Office for
National Statistics
LONDONDATASTORE
Ofsted
HM LAND
REGISTRY
Environment
Agency
DATA.POLICE.UK
GOV.UK
TfL
Transport
for London
NHS
Digital
Companies
House
Royal
Mail
Food Standards
Agency
Ofcom
Met
Office
Ordnance
Survey